Yoga Teacher Insurance
Safeguard your in-person and online yoga classes with A-rated and affordable liability insurance designed for all yoga styles, wherever you teach in the U.S.
Yoga insurance as low as $169/YR
65+ Yoga Styles Covered
One Policy That Does It All
Yoga Insurance Policy Snapshot
We don’t believe in complex insurance. That’s why we offer coverage starting at just $169/year that checks all the boxes and protects your yoga and wellness professions. Take a peek at some of our coverage highlights.
Yoga Teacher Insurance Cost
Our insurance membership starts at $169/YR for general "slip & fall" and professional "malpractice" liability coverage, allowing you to teach with confidence. All policies come with the same great benefits for one affordable annual price.
One Year Professional
Part-Time
$169/1YR
Great for yoga instructors who teach less than 10 hours per week.
One Year Professional
Full-Time
$179/1YR
Built for instructors who teach 10 or more hours per week.
Two Year Professional
Full-Time
$334/2YR
Built for career teachers. Save $24 instantly.
5 Different Policy Options To Fit Your Needs
One-Year Full-Time Professional
If you teach as your full-time job or you teach more than ten hours per week, excluding administrative work, this policy at just $179/YR is the most appropriate option for you.
It includes professional and general liability coverage at $2 million per occurrence and $3 million annually, providing strong, comprehensive protection for your practice.
#1 Loved Yoga Insurance
beYogi has earned top marks from independent review sites like Trustpilot, Google Reviews, Insurance Ranked, Yahoo Finance, and more. Read real reviews about why our community trusts us.
Percent of survey respondents believe price is the most important factor when purchasing liability insurance. beYogi has the most affordable prices comparatively.
Percent of our survey respondents think liability insurance is important. Learn more about the importance of liability insurance.
Percent of our survey respondents reported that their employers require liability insurance to teach yoga at their studio, gym, or event.
What Do We Cover?
We are proud to offer coverage for over 500 wellness modalities under one policy. If you offer multiple services like Yoga Therapy, Pilates, or Reiki, we invite you to explore our full list to view what other modalities are included.
Why Do You Need Yoga Teacher Insurance?
Source: 1,800 beYogi Members
Source: 1,800 beYogi Members
Protection Of Your Financial Assets & Reputation
While yoga teachers make every effort to teach their students about body awareness, accidents can still happen. It is imperative that your yoga liability insurance provides the two most important kinds of coverage: professional and general liability.
Freedom From Unnecessary Worry
You can trust in your liability insurance to be a safety net for unexpected accidents. Whether malpractice or a common slip and fall, an insurance policy is there to catch when you fall.
Fulfills Employer Requirements
beYogi satisfies the majority of studio and employer insurance requirements in addition to giving you the coverage & extra benefits you need to teach yoga confidently at an affordable price.
Suing Is On The Rise
While you may feel absolutely confident in your ability to teach your classes safely, no one can predict the future. Unfortunately in today's society, utilizing the legal system as way to seek monetary gains is more common than ever. Liability insurance can ensure you don't get wrapped in any sticky situations.
What does a beYogi policy include?
A comprehensive insurance policy designed specifically to protect yoga teachers. With one flat rate and great member benefits, beYogi has been safeguarding yoga teachers from the unexpected since 2005.
Yoga Liability Insurance Policy Details
These coverages protect yoga teachers from liability for non-physical injuries or damages arising from actions such as defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing.
Example situations:
- Posting a client testimonial or transformation photo without proper consent, and the client claims their privacy was violated.
- Using copyrighted music, images, or phrases in class promotions or on social media, and the owner claims infringement.
- Writing a blog post or social caption that unintentionally defames another studio, teacher, or wellness brand.
With the potential of identity theft being greater than ever, protecting yourself from this is becoming a priority for many yoga professionals. beYogi includes a bonus coverage of $25,000 for identity theft. This coverage is designed to help you recoup financial losses due to an online impersonator.
There are two distinct types of liability insurance: occurrence form and claims-made. The key is understanding how they operate.
Occurrence form, simply put, offers coverage even after your policy expires. We call it "Lifetime coverage". For example, if you are insured from January 1st 2025 to January 1st 2026 (12 months) and an incident occurs in May 2025, but the claim is not filed until May 2026, beYogi still covers you even if your insurance has expired. Not all yoga insurance companies offer this type, but we highly reccomend it.
A claims-made policy offers coverage only while your policy is active. So, once your policy has expired, under no circumstances will the insurance help you if a claim has been submitted after expiration, even if the incident occurred while your policy was active.
No Waivers Required
beYogi does not require liability waivers to complete your insurance purchase. Here is a free yoga teacher liability waiver template for your use.
No Quotes
Getting insurance from beYogi is a breeze. Sign up instantly with our 100% online checkout and get insured in 5 minutes.
Online, In-Person, Hybrid
You are covered, however you choose to provide yoga to your community.
Common Yoga Liability Claims
Here are some of the most common liability claims we encounter. For a deeper dive, check out our detailed examples of covered claims.
Clients Falling: A student reports an incident of falling during a yoga class alleging unsafe conditions or negligence.
Allergic Reactions: A client alleges an allergic reaction arising from the use of essential oils added to a diffuser during a yoga class.
Injuries From Improper Cueing: A client reports a pulled hip flexor alleging it was a result of improper cueing from the instructor.
These are not real claims but representations of claims made in the yoga industry. Similar claims do not guarantee coverage.
What Makes beYogi Different?
Not all insurance is created equal. A beYogi comprehensive policy can save you money, time, and headaches, knowing you are covered for all your needs (plus more in our case).
Designed For Yogis
You want an insurance policy that understands the risks of yoga teaching. We’ve got you. Our policy was designed with yogis in mind.
Coverage That Follows You
Wherever you go*, we go protecting you 100% of the way.
*Within the U.S.A
Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
Member Benefits
Comb through our exclusive benefits with discounts on continuing education, yoga products, memberships, and free trials.
Member Benefits Sneak Peek
30% Off On-demand Classes
15% Off Annual Plans
10% Off Retreat Reservations
10% Off Trainings & Courses
70% Off 20HR Yin YTT
Access to Affordable Pet, Home, Rental Insurance
1 Free Month Online Therapy
15% Off YogaFit Yoga Teacher Trainings
3 Months Free Trial
14-day Free Trial
Access to Affordable Telehealth
Discounts on Ground Shipping
Free Professional Website
Affordable Dental & Vision Plans
50% Off Yearly Plan
20% Off Mat Storage Solutions
Compare Yoga Insurance
Life is full of decisions. Let us make choosing liability insurance a little easier for you. Review our yoga insurance comparison guide for detailed differences between yoga liability insurance policies.
Yoga Insurance Guide
Your Complete Guide to Yoga Insurance
Fill out the form below and download a copy of this Complete Guide to Yoga Insurance, and protect your Zen!
Yoga Teacher Insurance Frequently Asked Questions (FAQs)
How much will yoga teacher insurance actually cost?
If you are buying from us, it will cost you about $179/YR, but most yoga liability insurance companies offer insurance policies between $179 and $400 annually.
Some insurance companies may offer a low premium but tack on additional fees for extra services, coverage, or benefits. When considering which insurance company is best for yoga teachers, consider what the policy includes with the premium and what costs extra before making your final decision.
Discover how to spot a good price-to-coverage ratio by reading our yoga teacher insurance cost guide. We also have a post on tips for finding an inexpensive policy.
How do I find the best yoga insurance for me?
Insurance can vary greatly from provider to provider. It is important to research and determine what might be the best fit for you.- Compare prices
- Check to see if the modalities you practice are covered
- Where does the coverage extend to? Only at a studio? Or does it cover you no matter where you are teaching?
- Compare what additional benefits are offered free of charge or for a price
- Read our complete guide to yoga instructor insurance to understand more about how yoga liability insurance benefits you.
Yoga teacher insurance is a specialized liability policy designed for yoga instructors and wellness professionals. It protects against risks associated with teaching, typically including both professional and general liability coverage.
Yoga insurance will help cover unexpected costs like a client’s medical expenses after an injury in your class or reimbursing them for personal belongings damaged during an accident.
From Ashtanga to Restorative yoga and everything in between, there are hundreds of different types, as well as many complementary healing practices. beYogi covers over 500 yoga styles and healing practices under all of our policies.
Read more about what's included in yoga teacher insurance and why you need it.
An additional insured is a person, place, or organization added to your policy who can benefit from your coverage should a claim occur that also impacts them. By naming them as an additional insured, you are extending your coverage to them, it is not a policy of their own.
- 1 Additional Insured: $10
- Unlimited Additional Insureds: $30
A studio’s policy is designed to protect the business first, not the individual teachers who work there. Coverage may extend to its full-time employees, but we would advise having your own individual liability insurance policy is a good decision.
You may also teach outside the studio, such as at a park, private event, or workshop with a colleague. Without your own coverage, you could be left unprotected if a claim arises.
This may be earlier than you expect, but as soon as you know of an incident that occurred under your instruction, you should notify us. Either call our U.S. based team or log into your portal for more ways to begin the process. To understand this process in more depth, read our blog about the step-by-step claim process.
Yes, when you're still learning your craft as a professional yoga instructor, you could make a mistake that leads to an injury or an accident. So, it's pivotal to maintain the safety net of yoga instructor insurance as a student.
We offer a discounted student rate to our up-and-coming yogis. Students can enjoy the same coverage and peace of mind as our professional policyholders while enjoying that student discount as well.
Discover why first-time yoga teachers need liability insurance.All of our over 60+ yoga styles are covered. Get more information about what online yoga teachers need to know to stay protected in our virtual yoga insurance guide.
Yes, whether you are teaching in-studio, at a client's home, at your neighborhood park, or online, you need liability insurance.
A liability waiver can help discourage lawsuits and claims; however, it does not guarantee protection. If the waiver is incomplete or successfully challenged, you could be personally responsible for legal fees, medical expenses, and potentially even lost income. With liability insurance, your insurance company will fight the suit by hiring a lawyer on your behalf, and if you are found at fault, they will pay the required amounts!