Yoga Therapy Insurance

Having your own yoga insurance ensures full protection, covering gaps in employer policies and safeguarding you, even when teaching outside your workplace.

There are over 500 modalities a beYogi policy will cover including services in the yoga, massage, fitness, or beauty industries. Please check out our exclusions list for any specific excluded services. 

Having your own individual policy or personal liability insurance is always a good idea. If you do not currently have an employer and you offer services outside of your home having a liability insurance policy will be more important to protect your financial assets. You may also want to consider a business owner's policy if you have any employees. 

The recommended professional and general liability coverage is $2 million per occurrence with a $3 million annually. A beYogi policy limits was designed with yoga and wellness risks in mind.

Professional liability coverage helps protect against occupation-specific risks, like a professional error or a negligent omission. These situations can occur when the yoga instructor does something wrong or is accused of doing something that results in harm or damage to another individual. 

General liability coverage is designed for generic risky situations, like a slip or fall. These circumstances are not tied to a specific profession but could occur in any occupation. General liability claims can arise when there is perceived negligence, creating a hazardous situation or environment that causes harm or damage to another individual.

One of the benefits of a beYogi policy is its portability. In other words, you're not tied to a specific location to provide your services. We offer coverage in all 50 states and ensure the practitioner, not just the place they teach yoga. This means you're free to take your offerings on the road, to the park, online, or to a friend's house. Your coverage follows you wherever you go and wherever you teach yoga within the United States.

In addition to the financial protection that comes with a energy healing insurance, there are several other benefits to being a policyholder. For example, having insurance can boost your credibility by demonstrating to clients that you are a professional who prioritizes safety and responsibility. This confidence allows you to focus on teaching without worrying about unforeseen issues.

• You do not have to be certified by the International Association of Yoga Therapists although reccomended.
• Protection of financial & personal assets
• Credibility within your community 
• Membership benefits offered by beYogi
• Identity theft protection
• Mobile policy- all 50 states are covered
• Includes online & telehealth coverage

Occurence-based coverage is the preferred coverage option because it protects policyholders even after the policy expires. With occurrence-based coverage, you're protected for incidents that occur during the policy period. Even if you file a claim after the policy expires, you'll still be covered for incidents that happened while the policy was active.. 

Claims can be delayed for various reasons, such as a client not realizing the full extent of their injury, paperwork issues, or other factors. As a result, a claim might be filed after your policy has expired. For this reason, occurrence-based protection can be a lifesaver for yoga professionals because they don't have to stress about a claim being filed on time for incidences that occur while the policy is in place.

After an incident in which a student or third party is harmed, they could file a lawsuit against you. If this happens, the policyholder should contact the yoga insurance company and file a claim. The insurance provider will then determine the claim's validity and what portion of coverage may be available. Your insurance agent can walk you through the details once a claim occurs. Login to your portal for instructions or Call us to begin the process. 

Accredited by the Better Business Bureau (BBB) means a company has met the standard requirements for reliable business practices. The BBB is a nonprofit organization that reassures consumers about a company, ensuring it is dependable and safe to do business with. 

The Better Business Bureau also provides rating systems for consumers to evaluate which company may best fit their needs based on other consumers' experiences.

According to ZipRecruiter, the average annual salary nationwide for a yoga therapist is between $63,500 to $70,000. There are many factors that determine this range including your location, if you own your own private practice or you work for a public organization, experience, and more.