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beYogi’s Top Policy Perks Other Companies Charge Extra For

beYogi's Top Policy Perks Other Companies Charge Extra For
KEY TAKEAWAYS: In the realm of professional liability insurance, beYogi stands out by prioritizing its members over profits, offering comprehensive coverage and member perks without additional charges. From identity protection to occurrence form coverage and access to affordable health insurance, beYogi goes the extra mile to ensure yoga professionals receive protection and support for their careers.

Insurance Policy Perks

In the grand scope of professional liability insurance, some companies want to nickel-and-dime you for every little thing. Some companies go as far as to charge a la carte for every type of coverage. Not with beYogi. We place people as a higher priority than profits and include a wide range of coverage and member perks in our standard policy. 

While other companies charge more for less coverage, we want to save you cash without compromising your liability protection. We're not just talking about insurance, though, but a whole host of member benefits, personal perks, and exclusive bonuses. Here are a few of the ways we take care of our policyholders.

Member benefits

The name of the game in insurance these days is found in the members' benefits. These days, the benefits package is what makes or breaks a good yoga insurance policy. However, despite member benefits' abundant opportunities, many companies ignore this pivotal component of a well-rounded liability insurance policy. In many cases, if a benefits package exists, other companies charge extra fees nearly equal to the cost of the insurance policy itself. Frankly, we find this a little ridiculous.

Our members should know we will do everything we can to protect them and enrich their careers. Our member benefits package is included with your cost of coverage and is jam-packed with occupation-specific perks and little happiness inducers. We genuinely care about every member and want them to experience the best in their careers. 

As we see it, yoga professionals deserve the best we can give them, so we don't skimp on the benefits package. Here are some of the added perks we include from day one of your liability insurance policy. 

  • A free professional website: We give our policyholders a jump start on their business with a professionally developed website. You can completely customize how your page looks so you can best reach your clients, create occupation-related content, and spread awareness about your services. 
  • A free month of BetterHelp: Whether it's work stress or personal hardship, everyone needs help sometimes. We offer a free month of online therapy through our friends at BetterHelp. We understand the importance of mental health, especially for wellness professionals. Our members can enjoy the mental help we all need from time to time. 
  • Member-exclusive discounts: Who doesn't love a deal? As a policyholder, you have a library of coupons and occupation-specific discounts at your fingertips. We've included discounts on everything from software to online educational courses to products and equipment. In other words, we made getting the items and services you'll use every day a little easier.
  • Tech discounts: Being a boss yoga teacher can require some juggling. To help you with the process, we include discounts on Lenovo laptops to help you stay organized. Whether you're managing your appointment schedule, recording classes, or contacting your pupils, you can manage it all from your discounted Lenovo laptop. 
  • The office staff: Another side of running your professional yoga career is everyday life's logistics. You can enjoy exclusive discounts at Office Depot, OfficeMax, and UPS to help you keep things running smoothly. 

That's just the tip of the iceberg when it comes to our member perks that we include with every policy. Your benefits start immediately as a member so you can use them to their fullest extent. Don't think of it as spoiling yourself. Think about it as giving yourself some much-needed pampering from your friends at beYogi. 

Identity protection

These days, your identity and personal data are worth its weight in gold. At least, that's what the online identity thieves like to think. So much of our everyday life comes through online interaction. While technology has made banking, payroll, and our calendars much more convenient, the accessibility has come with the unfortunate side effect of online hackers stealing your identity. 

The truth is, not just your finances are at stake, but your reputation, career, personal shopping preferences, etc. With so much information online, protecting yourself from those with malicious digital intent is more important than ever. 

Other insurance companies are just starting to jump on the bandwagon of identity theft protection. However, as they do, some major insurance companies charge additional fees for this vital coverage. 

At beYogi, we've been at the forefront of providing identity theft coverage for wellness professionals from the get-go. We see this as an essential piece to complete and total coverage, so we included it in our liability insurance package. You can trust you are protected from every angle with our comprehensive coverage. 

If your data is compromised, leading to financial loss, we offer coverage for that. Your policy includes up to $25,000 worth of identity protection. This fraud resolution coverage costs nothing extra to your premium. 

Occurrence form coverage

One of our favorite member perks we offer is occurrence form coverage. This type of coverage is some of the best insurance money can buy because it helps protect you long after your policy expires. Occurrence form protection is lifelong coverage for incidents during the policy's life. We know this can be a confusing branch of liability coverage, so we'll explain it in further detail. 

Occurrence form coverage means you are covered for eligible incidents that occur while your policy is in place. Even if a claim is filed after your policy is no longer effective, you are still eligible for protection. This gives you the freedom and confidence to rest easy in your protection. 

On the other hand, claims-made coverage, which is a common type of liability insurance, only protects you if the incident occurs during the policy's life AND the claim is filed during the term. Even if a claim is filed one day after the policy expires, claims made coverage would deny eligibility because the policy is no longer in effect. This is one method other insurance companies use to avoid paying. 

Our members shouldn't have to worry about another party filing a claim too late for their coverage to be applicable. We only provide a current form of insurance with every liability policy we offer. Of course, this perk costs no additional fee or extra charge.

Personal injury and Advertising injury coverage

A well-rounded insurance plan covers more than just your physical injury liabilities. Two realms of coverage that have recently grown in popularity are personal injury and advertising coverage. We know it sounds like some of the other protective coverage we provide already, but these are distinct protection areas. As with other perks on our list, other companies want to charge additional fees and even higher premiums for personal injury and advertising injury coverage. 

Let's unpack each of these in more detail. 

Personal injury

Though similar, personal injury coverage is not about physical injury or harm. Instead, this type of protection helps cover against claims involving damage to a personal reputation, such as slander. 

For example, if you are accused of claiming one of your competitors is up to something nefarious, they could be held liable for damage to their reputation. Personal injury insurance could help pick up the bill for this lawsuit, relieving you of the stress and hassle of paying out of pocket. 

Advertising liability

As a yoga professional, the other responsibility is to advertise your services ethically and accurately. How you promote your services, events, and products plays a vital role in your profession. If you're advertising a service you don't offer or promising something in your promotions that can't be verified, you could be in danger of advertising liability. 

This vital protection is included with our insurance policy to help provide the complete set when it comes to liability protection. You shouldn't have to worry about one iota of your security as a member. We've got you covered - even when others don’t.

Access to affordable health insurance

As a yoga instructor, you likely know the importance of personal care and your own health. At beYogi, our members should have the best care available, which includes access to affordable healthcare insurance plans. This foundational benefit helps you get the healthcare, vision, and dental insurance you need to stay healthy and thriving. 

This isn't a one-size-fits-all plan. You get to choose your own coverage and a policy that works for your life, budget, and healthcare needs. Of course, other insurance companies want to charge exorbitant fees to the health insurance marketplace. If you choose beYogi for your yoga insurance liability provider, we won't bombard you with hidden expenses, outrageous extra charges, or foundational coverage.

Choose liability insurance that does more for you.

If you were shopping for a yoga liability insurance provider, choose a company that puts you above profits. As a yogi, you deserve the best coverage at a price that makes your budget happy. With beYogi, your coverage goes further and provides more value for your dollar. 

An insurance company that will do more for you. Choose beYogi for your liability insurance coverage today.

Lizzy Prindle
Lizzy has been practicing yoga for over four years. She found her practice as her collegiate swimming career was ending; looking for a new hobby she began taking yoga classes and never looked back. She has carried her yogi mindset into her role as beYogi’s brand manager. Working alongside many teachers, studio owners, and yoga brands she has helped expand beYogi’s all-inclusive yoga insurance policy into an education-based membership offering much more than coverage.