Comparing Yoga Insurance

No one teaches yoga like you and no one protects yoga teachers like we do. There may be plenty of yoga teacher insurance providers out there but there’s only one beYogi. 

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How Do You Know Which Yoga Teacher Insurance Option Is The Best?

We've done the research for you and assembled a detailed comparison of the best yoga insurance companies so you can rest easy knowing you're making the right choice when you choose us.

Yoga Insurance Snapshot

A quick glimpse into what makes beYogi the best yoga liability insurance for yoga teachers on the market. 


  • Best Price: beYogi offers the most affordable yoga teacher insurance
  • Highest Professional & General Liability Limits: All carriers have $2 Million Per Claim, Yoga Alliance and Yoga Journal have $3 Million Total Aggregate
  • Product Liability Individual Aggregates: All carriers have a $2 Million limit, except for Next &  Insurance Canopy
  • Occurrence Form Coverage Offered: beYogi offers the industry preferred liability
  • No Membership Fee: beYogi, Next Insurance, Alternative Balance do not require fees
  • Coverage for 450+ Modalities: beYogi. Over 60 yoga styles & 450+ wellness modalities covered 
  • Identity Protection Offered: beYogi covers $25,000
  • Free Professional Website: beYogi
  • Portable Coverage: beYogi, Yoga Alliance, Yoga Journal, Alternative Balance, Philadelphia Insurance

Yoga Insurance Comparison Chart

We've done the insurance homework for you. Compare yoga liability insurance options below:

  beyogi Yoga Alliance Yoga Journal Next Philadelphia Insurance Canopy
General Liability and Professional Liability (E&O) Insurance $2MM/Occurrence; $3MM Annual Aggregate Choice of $1MM/Occurrence; $3MM Annual Aggregate or $2MM/$4MM Aggregate Choice of $1MM/Occurrence; $1MM Aggregate, $1MM/$3MM, and $2MM/$4MM Limits Choice $500K/Occurrence; $1.5MM Annual Aggregate, $1MM/$3MM Aggregate, or $2MM/$4MM Aggregate $2MM/Occurrence; $4MM Annual Aggregate $2MM/Occurrence; $3MM Annual Aggregate
Product Liability Insurance $2MM $2MM $2MM $1MM $2MM per year $3MM per year
Personal & Advertising Injury $2MM TBD TBD TBD TBD TBD
Identity Protection Plan Requires Seperate Policy Add on$99/year
Occurrence-Based Coverage
No Yearly Membership Fee
Free Professional Website
Live-streaming & Pre-recorded Video Covered Some limitations Requires online teaching application
Access to Affordable Health, Vision, Auto, Pet, Life Insurance
Discounts on Yoga Products and Equipment
Transparent Pricing With No Quotes
Annual Price $169 PT
$179 FT
$122 PT + Fees*
$146 FT + Fees*
$169 PT (Includes Fees)
$146 FT (Includes Fees)
$192 (2MM/4MM Premium) $125 PT + Fees*
$185 FT + Fees*
$129/yr (+ Add ons)

NOTE: The information in this comparison has been gathered from the websites of each organization and other third-party sources. No guarantee or assurance is made by beYogi as to the accuracy or completeness of this information. This information was confirmed in October 2023.

Need More Details?

Explore Our Comprehensive Comparison Guides 

We’ve documented in-depth guides about how our coverage measures up to others in the market. Read more to see why people choose beYogi. 

Comparing beYogi Yoga Insurance Against Other Options

Comparing Coverage Limits

When comparing different yoga insurance carriers, you’ll see a lot of references to coverage limits. This simply means the total amount the carrier will pay on a claim or group of claims during the policy term. Professional Liability claims are related to events that occur during the course of your yoga instruction. More commonly known as “malpractice insurance”, professional liability claims could come from simple acts like overstretching a student who becomes injured or not realizing another student is pushing themselves too hard and they overexert in some fashion. Conversely, General Liability claims are commonly called “slip and fall” as they can be as common as a student tripping over loose carpet when they enter the studio and being injured in the fall. All carriers we’ve compared here have up to $2 Million in coverage limits for both Professional and General Liability claims. Next Insurance also offers a $500,000 and $1 Million limit on select plans but be forewarned, such a small limit could leave you significantly exposed. Yoga Alliance, Yoga Journal, and Philadelphia Insurance all have the best annual General and Professional Aggregate Limits at up to $4 Million. Annual Aggregate is the total of all claims filed under your policy during the term period.

Occurrence Form Coverage

 As opposed to a claims-made policy, occurrence form coverage provides members the benefit of yoga insurance coverage even after their policy expires. So if a claim is filed against you after your policy expires, as long as the claim-event occurred while the policy was still in effect, you’re covered..

Membership Fees 

Next Insurance and Alternative Balance also do not charge membership fees but do charge extra for some modalities. Yoga Alliance, Yoga Journal, and Philadelphia Insurance also all charge fees in addition to their premiums. 

Identity Protection

In a world where identity theft and data breaches are becoming an everyday occurrence, we’ve included $25,000 worth of leading identity theft protection, included at no extra cost with our policies. beYogi wants you to be covered from every possible what-if so you can focus on your practice and helping others on their own yoga journeys. No other carrier compared offers identity theft protection with their yoga liability insurance policies.

Member Benefits

One of the best benefits of a beYogi policy and something none of our competitors offer is a free professional website to get your practice on the web. Our professional website makes you and your business stand out, helping you reach all the people in your area searching for your specific modality. Additional benefits include a host of discounts from the leading names in yoga gear and accessories, as well as, exclusive access to members-only content on everything from poses to business resources. Our member benefits are carefully curated in order to bring about a maximum benefit to complement our comprehensive insurance packages. At beYogi, we recognize the incredible effort it is to build and maintain a business so provide an array of tools for practitioners to employ to be successful in their practice.

Modality Diversity Comparison

beYogi is the only yoga insurance provider in this comparison to afford coverage for more than 350 different modalities (and counting!). We know there are so many different ways for our members to offer instruction in the modality that they know and love. Because of this, we continue to add even more modalities to ensure your chosen path is covered. Don’t see yours currently listed? Just reach out and our knowledgeable sales team will see if we can add your specific modality to our covered list.

Portability

All carriers we compared offer portable coverage for their insurance policies in all 50 states except for Next Insurance. If you’re moving your practice, be sure to check the licensing requirements in your new state by checking the State Board for yoga in the state you are moving to. Some states require additional education or training which could delay receiving a new license if you don’t plan ahead.

Yoga Insurance Reviews

At beYogi, we utilize a non-biased, third-party rating system called TrustPilot for gathering verified customers reviews. We do this so you can get a complete, honest picture of real-life member’s experiences buying and using our yoga insurance products. beYogi yoga teacher insurance reviews shows us to be rated as “Excellent”, with 5 out of 5 stars, based on more than 200 reviews so far on TrustPilot. The only other carrier to utilize TrustPilot is Yoga Journal, who is rated as “Great”, with 4 out of 5 stars, based on 170 reviews. Yoga Alliance, Next insurance, Alternative Balance, and Philadelphia Insurance do not utilize TrustPilot’s unbiased rating service.

Great Coverage, Fantastic Benefits, One, Low Price

beYogi thinks you should be able to have all the information right in front of you so you can make the best decision for you and your practice. We’ll never push you into purchasing a policy through us, we just want you to be at peace with the carrier you choose. That’s why we present all of ourselves to our potential members so you can see just how much we offer - all at a price point that’s better than any of our competitors. I 

Yoga Insurance Cost Comparison

beYogi yoga liability insurance has the lowest rates of any carrier out there for the amount of modalities covered and the plan limits provided. Philadelphia Insurance offers a fairly low rate but only covers a small number of modalities. Next Insurance has a low premium option, but does so at a very low limit amount which could leave the insured significantly exposed during a risk event. For most carriers we compared, modalities not covered require an additional fee and, even then, are still fairly limited in their overall number.

Most of the carriers offer the convenience of full-time and part-time yoga insurance but the plan limits vary significantly. BeYogi and Alternative Balance are the only carriers to also offer student yoga instructor insurance but Alternative is nearly 8x the price for this coverage. BeYogi is one of the few carriers compared which didn’t tack on any additional membership fees or other surcharges. 


Full-Time Price Comparison (lowest to highest):


Part-Time Price Comparison (lowest to highest):


Student Price Comparison


Defining Full-Time vs. Part-Time

Not every carrier has a part-time versus full-time distinction for their plans,

so part-time instructors have to pay the full-time rate. For those carriers 

that do offer different rates, their weekly “hour caps” are as follows:

  • Yoga Journal: Part Time < 6 hours per week
  • Philadelphia Insurance: Part Time < 6 hours per week
  • Yoga Alliance: Part Time < 8 hours per week
  • Alternative Balance: Part-Time < 10 hours per week
  • beYogi: Part Time < 10 hours per week

Yoga Insurance Cost Comparisons

beYogi yoga liability insurance has the lowest rates of any carrier due to our all-inclusive program approach. Below we outlined the price comparisons based on our comprehensive model.

Full-Time

Part-Time

Student

Over 17,000 Yoga Teachers Trust beYogi For Their Yoga Insurance 

The results are in: beYogi is the ultimate destination for yoga teacher insurance—and yoga professionals raving about their policies. 

Rates Excellent on Trustpilot and 5 stars on Google Reviews

01
A very comprehensive policy. I was with another insurance agency for decades, and I am glad that you exist. I will be referring you to all of my present and future Lakshmi Voelker Chair Yoga Teachers and Trainers! Namaste!
02
Buying insurance can (and usually is) such a nightmare experience!! But, beYogi has a streamlined website, that puts all the information you may need easily at your fingertips and makes the join process super easy. It's also worth saying, that the policy is much better than many others I checked out.
03
I became a yoga teacher this year and found beYogi through a friend. The price is excellent for a great policy. It comes with a lot of benefits as well which is what made me go with beYogi over competitors!
04
Highly recommend beYogi as the top-rated insurance company for yoga and wellness professionals. Their professional and attentive customer service sets them a part from other companies, and I appreciate the ease in renewal each year.
05
As I needed coverage ASAP, and my insurance agent could not accommodate me with any speed and efficiency. I did an online search, and whoa! beYogi had it already set up with coverage even better than what the agent could have quoted!
06
I had questions about other modalities I utilize besides teaching yoga. The agent on the phone was super helpful, and I am so pleased that beYogi covers everything I do! There is no better option, and the discounts we get as a perk are pretty amazing too!
07
I’ve been with BeYogi for a few years now. It’s great that I can easily get my policy stuff off the website, and any time I’ve had to call, it’s been super easy! Plus, the added bonus is it’s cheaper than what I used before with the same coverage and better!
08
I looked high and low for a good yoga teacher insurance. Nothing even came close to comparing BeYogi. They cover everything I need and made it SUPER simple. I'd highly suggest them to any yogi friends.
09
BeYogi is a fantastic insurance company. There are so many benefits to being a member, and the price is the best I've found.
10
Amazing emails sent with tons of great information in them, better than any yoga site that I know. Easy to renew your coverage as well. Love love love!
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Why beYogi For Yoga Teacher Insurance

An All-in-One Destination for Protecting What Matters

Alignment is key to teaching yoga effectively—and the same goes for your yoga teacher insurance. beYogi’s comprehensive and robust coverage aligns with what modern yoga professionals need from a liability policy. Your A+ rated coverage is backed by one of the biggest insurers in the business. Plus it includes access to a members-only portal where you can download your COI instantly and add additional insureds.

Transparent, People-First Pricing

We offer annual flat rates for three categories of yoga professionals: full-time, part-time, and student teachers. Both part-time and student teachers receive the same great coverage as full-time yoga teachers but at a discounted rate. 

Here are other ways we pass along the price-savings to you:

  • Additional insureds are just $10 each
  • No additional cost for over 450 yoga and fitness modalities 
  • Free, unlimited certificate of insurance (COI) downloads

With no lengthy quoting process, we are proud to offer the coverage you need without the hassle.

Unparalleled Member Benefits

We offer more than just great insurance – we are your destination for yoga teacher discounts, resources, and more.

With benefits totaling in the thousands, use your exclusive member portal to unlock discounts on:

  • Continuing Education
  • Additional Online Certifications
  • CPR and Yoga Business Classes
  • Supplements & Essential Oils
  • Teaching and Studio Software
  • Mats, Bolsters, and Athletic Wear
  • Dental, Vision, Auto, and Home Insurance

Plus a free professional website and $25,000 in included identity theft coverage, you have everything you need to supercharge your teaching career.

Our Transparent Policy Rates

1 Year Pro

Full-Time

$179

Student

1 Year (12 mo)

$60

2 Year Pro

Full-Time

$334

4.6 Rating

on Trustpilot's independent review site

85%

of Trustpilot user's rated beYogi 5-stars

5 Minutes

to go from a simple one-page application to fully covered

Breathe Easy, Teach Confidently

Empower your teaching practice with the easiest choice you’ll make all day. Get covered and download your certificate of insurance in seconds. 

What Is The Difference Between Full-Time Vs. Part-Time Policies?

Not every carrier has a part-time versus full-time distinction for their plans, so a lot of the time, part-time instructors who only teach a few classes a week will have to pay a full-time rate. For those carriers that do offer different rates, we've outlined their weekly caps:

Part-time Hours (per week):

  • Next Insurance:
  • Insurance Canopy:
  • Philadelphia Insurance: < 6 hours
  • Yoga Alliance: < 8 hours
  • Alternative Balance: < 10 hours
  • beYogi: < 10 hours

Comparing Yoga Insurance Coverage Limits

When comparing different yoga insurance carriers, you’ll see a lot of references to coverage limits. This simply means the total amount the carrier will pay on a claim or group of claims during the policy term. All carriers we’ve compared here have up to $2 Million in coverage limits for both Professional and General Liability claims.

Next Insurance also offers a $500,000 and $1 Million limit on select plans but be forewarned, such a small limit could leave you significantly exposed. Yoga Alliance, Yoga Journal, and Philadelphia Insurance all have the best annual General and Professional Aggregate Limits at up to $4 Million. Annual Aggregate is the total of all claims filed under your policy during the term period.

Occurrence Form Coverage

As opposed to a claims-made policy, occurrence form coverage provides members the benefit of yoga insurance coverage even after their policy expires. So if a claim is filed against you after your policy expires, as long as the claim-event occurred while the policy was still in effect, you’re covered.

Rental Damage Coverage

All of the carriers we compared offer Rental Damage coverage except for Next Insurance. Alternative Balance leads the pack with $300,000 in coverage. This provision is vital for yoga practitioners who are renting out space for sessions. A candle placed near a curtain that burns the wall of a rented studio could cost thousands of dollars in repairs. With Rental Damage coverage, you can have peace of mind knowing that even accidents like these are covered. When comparing coverages, make sure the carrier’s rental damage provisions apply to a variety of damages. Some carriers exclude everything but the damage caused by fire and water.

Membership Fees

Next Insurance and Alternative Balance also do not charge membership fees but do charge extra for some modalities. Yoga Alliance, Yoga Journal, and Philadelphia Insurance also all charge fees in addition to their premiums.

Stolen Equipment Coverage

Of all the leading yoga insurance carriers we’ve compared here, beYogi is the only one to offer stolen equipment coverage. We know how sad it is when equipment goes missing after a session so we cover $1,000 worth of your vital yoga tools should they be stolen.

Identity Protection

In a world where identity theft and data breaches are becoming an everyday occurrence, we’ve included $25,000 worth of leading identity theft protection, included at no extra cost with our policies. beYogi wants you to be covered from every possible what-if so you can focus on your practice and helping others on their own yoga journeys. No other carrier compared offers identity theft protection with their yoga liability insurance policies.

Member Benefits

One of the best benefits of a beYogi policy and something none of our competitors offer is a free professional website to get your practice on the web. Our professional website makes you and your business stand out, helping you reach all the people in your area searching for your specific modality. Additional benefits include a host of discounts from the leading names in yoga gear and accessories, as well as, exclusive access to members-only content on everything from poses to business resources. Our member benefits are carefully curated in order to bring about a maximum benefit to complement our comprehensive insurance packages. At beYogi, we recognize the incredible effort it is to build and maintain a business so provide an array of tools for practitioners to employ to be successful in their practice.

Modality Diversity Comparison

beYogi is the only yoga insurance provider in this comparison to afford coverage for more than 350 different modalities (and counting!). We know there are so many different ways for our members to offer instruction in the modality that they know and love. Because of this, we continue to add even more modalities to ensure your chosen path is covered. Don’t see yours currently listed? Just reach out and our knowledgeable sales team will see if we can add your specific modality to our covered list.

Portability

All carriers we compared offer portable coverage for their insurance policies in all 50 states except for Next Insurance. If you’re moving your practice, be sure to check the licensing requirements in your new state by checking the State Board for yoga in the state you are moving to. Some states require additional education or training which could delay receiving a new license if you don’t plan ahead.

Yoga Insurance Reviews

At beYogi, we utilize a non-biased, third-party rating system called TrustPilot for gathering verified customers reviews. We do this so you can get a complete, honest picture of real-life member’s experiences buying and using our yoga insurance products. beYogi yoga teacher insurance reviews shows us to be rated as “Excellent”, with 5 out of 5 stars, based on more than 200 reviews so far on TrustPilot. The only other carrier to utilize TrustPilot is Yoga Journal, who is rated as “Great”, with 4 out of 5 stars, based on 170 reviews. Yoga Alliance, Next insurance, Alternative Balance, and Philadelphia Insurance do not utilize TrustPilot’s unbiased rating service.

Great Coverage, Fantastic Benefits, One, Low Price

beYogi thinks you should be able to have all the information right in front of you so you can make the best decision for you and your practice. We’ll never push you into purchasing a policy through us, we just want you to be at peace with the carrier you choose. That’s why we present all of ourselves to our potential members so you can see just how much we offer - all at a price point that’s better than any of our competitors.