All Inclusive Insurance For Yoga Teachers
beYogi has designed a yoga insurance program that covers whatever style you’re teaching, wherever you are.
Liability Insurance For Full and Part-Time Yoga Instructors, Trainers, and Therapists.
Despite a yoga instructor's best efforts to teach safe yoga practices, injuries do happen. And they can be financially devastating without the backing of a solid insurance plan.
Part Time 1YR
$159 /12 Months
For yoga teachers working less than 10 hours per week.
$179 /12 Months
$327.95 /24 Months
We offer what others don't. 100% included at one low price.
Professional & General Liability
$2 million per occurrence/ $3 million annual aggregate
$2 million annual aggregate
Damage to Rental Premises
Stolen Equipment Coverage
$1,000 with a $250 deductible
Enjoy Peace Of Mind, Yogis.
Get peace of mind with occurrence form coverage. With occurrence form coverage, you remain protected even after your policy expires.
Insurance Policy Highlights
350+ Modalities Covered. NO extra cost.
Are you a yoga teacher training student? Grab a student policy for only $25!
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Why Do You Need Yoga Insurance?
According to the National Electronic Injury Surveillance System (NEISS), the number of yoga-related injuries treated in emergency rooms has nearly doubled over the last four years—and that’s just emergency rooms!
While yoga teachers make every effort to teach their students about body awareness, accidents can still happen—and industry research reveals they are happening more often every year. So here’s the problem: Are you covered in the event of an accident or injury?
It is imperative that your yoga liability insurance provides the two most important kinds of coverage: professional and general liability. Professional liability insurance, sometimes known as “malpractice” insurance, covers you against claims of negligence or incompetence. Take for instance, if one of your students suffers an injury from not paying attention to your guidance for proper form in a yoga position. Your professional liability insurance will protect you in this situation. In comparison, general liability insurance is sometimes referred to as “trip and fall” insurance. This protects you in the event, for example, that one of your students trips over a yoga mat on the floor and suffers an injury from falling to the floor.
Protect Your Career Today And Get Covered
Or call 1-800-516-8822 to speak to a live insurance representative.
Need to Weigh Your Insurance Options?
Compare yoga liability insurance providers in the grid below.
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NOTE: The information in this comparison has been gathered from the websites of each organization and other third-party sources. No guarantee or assurance is made by beYogi as to the accuracy or completeness of this information. This information was confirmed on 2/14/18.
Every Insurance Policy Sold = 1 Tree Planted
“The best time to plant a tree is 20 years ago. The second best time is now.” —Chinese Proverb
Every time someone joins beYogi Insurance Plus, we plant a tree in their honor. Thanks to our yoga community and our friends at Trees for the Future, thousands of trees have been planted so far.
Help us grow a future for our planet by referring your friends to our program today.
Yoga Insurance Frequently Asked Questions
Do you have questions about yoga liability insurance in general? Or maybe questions about the coverages, details, and benefits offered by beYogi yoga liability insurance? We’re here to help. Take a look at some of the most frequently asked questions.
How much does yoga insurance cost?
Yoga insurance varies from company to company depending on the coverage and limits of your specific policy. Most companies offer yoga liability insurance from between $179 and $400 annually.
It is important to weigh the coverage limits and included benefits to determine what policy and company is best for you. You want to make sure that your policy provides both professional liability and general liability coverage.
How much coverage should I have for my yoga liability insurance?
The recommended coverage levels for professional and general liability insurance is $2 million per occurrence and at least a $3 million annual aggregate.
Ideally, you also want to have product coverage of a $2 million annual aggregate. Some companies also offer rental damage coverage at the recommended level of $100,000 in coverage.
Not all policies are created equal and it's recommended to do your research into the companies occurrence form policy as well. At beYogi we make it easy, and are here to answer any questions that you have. Give us a call or contact us online today.
What modalities are covered by yoga liability insurance?
Do I need insurance if I am working in a studio?
Many studios require their teachers to carry their own yoga instructor insurance.
Even though you are working as a yoga instructor at a studio that carries liability insurance, that doesn’t mean you are protected under that policy. You need to protect yourself and your practice in case something does happen.
How do I find the best yoga insurance for me?
- Compare the plan prices
- Check to see if the modalities you practice are covered
- Where does the coverage extend to? Only at a studio? Or does it cover you no matter where you are teaching?
- Compare what additional benefits are offered free of charge or for a price
- Utilize comparison grids to visually compare plans from the different companies
As a yoga teacher, what kind of insurance do I need?
As a yoga teacher, what kind of insurance do I need?
The two most important types of insurance to carry as a yoga instructor are general liability (slip and fall) coverage and professional liability (malpractice). These will cover you in case of an unfortunate event where one of your students is injured. Whether that be an injury from tripping over something and falling or a claim of negligence by one of your students.
Other types of valuable insurance coverages that are available by some companies include product coverage liability, rental damage coverage, and stolen equipment coverage. With the growing number of yoga practitioners desiring other services like massage to be incorporated with their yoga, product coverage insurance is becoming more and more needed. The product coverage is great if you are practicing several modalities. This coverage will protect you in the event a student or client has an adverse reaction to a product you use.
Look for a yoga liability insurance provider, like beYogi, that covers both professional and general liability under one policy. You’ll also enjoy additional coverages like those mentioned above. With our policies, you are also not limited to the number of modalities covered by your policy.
What is the difference between general liability and professional liability?
As a yoga teacher, it is very important to have both general liability insurance and professional liability insurance coverage. Make sure when you are looking for coverage policies that you opt for one that provides both of these. General liability insurance, often referred to as “slip and fall” insurance, covers you against any third-party claims for injury or property damage. If for instance, there is sweat or water on the floor of the studio you are teaching at and a student slips and injures themselves you are covered.
Professional liability insurance is a little different and sometimes referred to as “malpractice insurance”. This coverage will protect you against any third-party claims that your posture correction or instruction led to an injury. For example, if a student did not fully understand your explanations of a pose and because of that, they injured themselves.
Both of these scenarios are possible in your day to day yoga practice so you want to make sure you are fully covered by your yoga insurance for both types of liability.
Should I get liability insurance if I am a student in yoga teacher training?
We strongly encourage you to be covered by yoga liability insurance even as a student. Accidents or situations can happen at any time and you you may not be protected under your school, institute, or studio’s insurance policies.
beYogi offers discounted rates for students. Rest easy knowing you’ll be covered during your time as a reaching student as well as when you start teaching yoga on your own.
When should I buy yoga liability insurance?
You should strongly consider purchasing liability insurance for yoga instructors as soon as you begin your professional career. The best bet is to look into getting coverage as a teaching student. Many programs offer discounted rates for students. Then you know you’ll be covered during your training time as well as when you get out on your own.
Am I covered if I teach at various locations?
The great thing is, your liability insurance goes with you no matter where you are teaching. Rest easy knowing you are protected. You're covered whether you teach at a yoga studio, outdoor park, fitness center, festival, someone's house or all of the above.
The Liability master policy is issued to the Insurance Plus Risk Purchasing Group, members of which are also members of Protection Plan Association, Inc. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. Protection Plan, Inc. is the insurance partner for Massage Magazine and Protection Plan Association, Inc. members. Willis of New York, Inc., a 50-state licensed broker, is the broker for all coverage under the BeYogi Insurance Plus program. Willis of New York, Inc. also serves as excess and surplus lines broker for the BeYogi Insurance Plus Program. Professional Liability and Commercial General Liability coverage under the BeYogi Insurance Plus program is underwritten in the surplus lines market by Aspen Specialty Insurance Company, which is rated A (Excellent) by A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. BeYogi Insurance Plus is included as a member benefit of Protection Plan Association, Inc., an association for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Neither Insurance Plus Risk Purchasing Group, Protection Plan Association, Inc., Protection Plan, Inc or BeYogi Insurance Plus are insurers. 820 A1A N Highway, Suite W18 Ponte Vedra Beach, FL 32082