Yoga Teacher Insurance

Liability Insurance for Full and Part-Time Yoga Teachers

Get #1 rated yoga insurance that covers you wherever you teach. No membership fee required and get fully covered for just 49 cents per day. All-inclusive yoga liability insurance included at one low price.

Get #1 rated yoga insurance that covers you wherever you teach. No membership fee required and get fully covered for just 49 cents per day.

Live Streaming

Live streaming and pre-recorded video covered

Easy Monthly Payment Options

Easy monthly payment options starting at $14.58

Occurence-Form Protection

Coverage for claims made after expiration

Yoga Modalities Icon

450+ modalities covered including acro & SUP yoga

  • Live streaming and pre-recorded video covered
  • Easy monthly payment options starting at $14.58
  • Coverage for claims made after expiration 450+ modalities covered including acroyoga

Yoga Teacher Insurance Options

Our part-time policy covers you for 10 hours or less per week (the highest in the industry) and has the same coverage as the full-time policy. Also, save $30 by getting the 2-year yoga insurance policy.

Part Time

1 Year (12 mo)


Full Time

1 Year (12 mo)


Full Time

2 Year (24 mo)


Yoga Liability Insurance Highlights

Yoga Insurance Coverage

Despite a yoga instructor's best efforts to teach safe yoga practices, injuries do happen. And they can be financially devastating without the backing of a solid insurance plan. Even if your studio covers you, it's important to have personal coverage because other employees can exhaust the studio's aggregate total.

In addition to liability insurance, you get a free website, stolen equipment coverage, theft protection, and tons of discounts on yoga equipment, retreats, yoga software, classes and more.

No waiver needed for coverage.

Coverage Details

  • Professional/General Liability$2 Million per occurrence / $3 Million annual aggregate
  • Product Coverage: $2 Million annual aggregate
  • Damage to Rental Premises: $100,000
  • Identity Protection Coverage: $25,000
  • Stolen Equipment Coverage: $1,000 w/ a $250 deductible
Yoga Modalities Icon

450+ Modalities Covered—No Extra Cost

For one price, you’re covered for over 450 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, kinesiology and more. See all ›

Insurance Coverage

Coverage that Follows You

If you change jobs or work on your own part-time (i.e. yoga festivals, yoga teacher training), your coverage still follows you. Plus get an instant certificate and proof of insurance as soon as you checkout.

Member Benefits

Member Benefits

Get free member benefits such as an easy-to-customize website (see example), discounts on yoga software, retreats, classes, and 30% off products from Gaiam, YouVeda, Metta Mats, Yoga Box and more. See all ›

$1,000 In Member Benefits Included

beYogi insurance policies include exclusive member benefits such as discounts to your favorite yoga brands, discounts on yoga education, a free yoga website, preferred group rates on insurance plans, discounts on business resources, and savings on everyday expenses.

Occurrence-form Coverage

If you are insured from January 1st 2020 to December 31st 2020 (12 months) and an incident occurs in May 2020 but the claim is not filed until May 2021, beYogi still covers you even if your insurance has expired. This is "Occurrence Form" coverage which most yoga insurance companies don't offer. No matter if you choose beYogi, definitely make sure your provider is "occurrence form."

Calling all Students!

For just $55 get the full coverage and member benefits of a professional policy. Plus, the coverage is good for a full year after you graduate.

I am a teacher trainee and didn't know I could get student teacher insurance so easily and so affordable. Several of my friends who are already certified recommended beYogi and I am so glad I found them!

Christa, July 2018

How Much does Yoga Teacher Insurance Cost?

A full-time, one-year beYogi insurance policy is just $179. This includes professional and general liability insurance, product coverage, rental damage insurance, stolen equipment insurance, and an identity protection plan. Unlike other competitors, we offer a flat rate for the same coverage no matter where you practice or what your specialty is, so you don't have to deal with a lengthy quote process.

Avoid financial damage from unforeseen accidents in the studio by investing in protection for your career for just $16.41 a month! You can learn more about pricing for yoga insurance by reading our guide.

Why Do You Need Yoga Teacher Insurance?

According to the National Electronic Injury Surveillance System (NEISS), the number of yoga-related injuries treated in emergency rooms nearly doubled from 2010 to 2014—and that’s just emergency rooms! 

Also, in 2019 the National Institute of Health published a study that showed one in five adult yoga users reported at least one acute adverse effect in their yoga practice, and one in ten reported at least one chronic adverse effect, mainly musculoskeletal effects.

While yoga teachers make every effort to teach their students about body awareness, accidents can still happen. It is imperative that your yoga liability insurance provides the two most important kinds of coverage: professional and general liability.

Professional liability insurance, sometimes known as “malpractice” insurance, covers you against claims of negligence or incompetence.

yoga injuries

In comparison, general liability insurance is sometimes referred to as “trip and fall” insurance. This protects you in the event, for example, that one of your students trips over a yoga mat on the floor and suffers an injury from falling to the floor.

Learn All You Need to Know with Our Complete Guide to Yoga Insurance

Your Complete Guide to Yoga Insurance

Your Complete Guide to Yoga Insurance
Fill out the form below and download a copy of this Complete Guide to Yoga Insurance, and protect your Zen!

Download Your Yoga Insurance Guide Now!

Select Your Yoga Role *
  • Select Your Yoga Role *
  • Full-time Teacher
  • Part-time Teacher
  • I'm in Teacher Training
  • Practitioner

beYogi Yoga Insurance Reviews

Yoga Insurance Comparison Chart

Compare yoga liability insurance in the grid below:


Yoga Alliance

Yoga Journal

Next Insurance

Philadelphia Insurance

Insurance Canopy

Occurrence-Form Coverage Yes No No Yes Yes  No
Professional Liability Insurance
$3M Individual Annual Aggregate
$4M Individual Annual Aggregate
$4M Individual Annual Aggregate
$2M Limit
$4M Individual Annual Aggregate
$3M Individual Annual Aggregate
General Liability Insurance
(Trip & Fall)
$3M Individual Annual Aggregate
$4M Individual Annual Aggregate
$4M Individual Annual Aggregate
$2M Limit
$4M Individual Annual Aggregate
$3M Individual Annual Aggregate
Products Individual Annual Aggregate
$2M per year
$3M per year
Membership Fee
No Extra Fees
Varies, Starts at $69.99
No Fee
$50 Risk Purchasing Group Fee
No Fee
Free Professional Website
Coverage for 450+ Services
Rental Damage Coverage
100,000 (Fire/Water Legal Liability/Damage)
General Liability Limits May Apply
$100,000 (Fire/Water Legal Liability)
But Not Damages
$300,000 (Damages Caused By Fire Only)
Stolen Equipment $1,000  *$250 deductible Optional—Add $100 Optional—Add $95
Identity Protection Plan $25,000 Optional—10% Discount on Lifelock No
Optional—Can be added for additional fee
Membership Benefits Included Yes, valued at $1,000+ None Listed Magazine Subscription
None Listed
None Listed
None Listed
Portable Coverage in All 50 States Yes Yes Yes
Annual Fee
$159 PT
$179 FT
$122 PT + Fees*
$146 FT + Fees*
$164.99 PT (Includes Fees)
$224.99 FT (Includes Fees)
$125 PT + Fees
$185 FT + Fees
Get Covered
beYogi Yoga Alliance Yoga Journal Next Insurance Philadelphia Insurance Insurance Canopy
Occurence-Form Coverage
Professional Liability Insurance (Malpractice)
General Liability Insurance (Trip & Fall)
Products Individual Annual Aggregate
Membership Fee
Free Professional Website
Coverage for 450+ Services
Rental Damage Coverage
Stolen Equipment
Identity Protection Plan
Membership Benefits Included
Portable Coverage in All 50 States
Annual Fee $159 PT
$179 FT
$122 PT + Fees*
$146 FT + Fees*
$164.99 PT
(Includes Fees)
$224.99 FT
(Includes Fees)
$213/YR* $125 PT + Fees
$185 FT + Fees
Get Insured

NOTE: The information in this comparison has been gathered from the websites of each organization and other third-party sources. No guarantee or assurance is made by beYogi as to the accuracy or completeness of this information. This information was confirmed on 2/14/18.

Different Yoga Styles Covered by beYogi Insurance

  • Yoga
  • Massage
  • Fitness
  • Beauty

Acro Yoga 
Ayurveda (excludes nutrition/diet)
Body Work Therapy
Buti Yoga
Chair Yoga
Chi Kung
Chi Nei Tsang
Core Power Yoga

Kali Ray Tri

Kaivalya Yoga Method®
Massage Therapists
Medical Qigong
Naam Yoga Therapy
Nidra Yoga (Form of meditation)
Nuad Bo 'Rarn

Phoenix Rising Power
Primordial Energetics
Reiki Practitioners
Sculpt yoga
Stand Up Paddleboard (SUP) Yoga
Tibetan Cranial
White Lotus 
Yoga Therapy*
Yoga Fit® Personal Training

*Coverage for Yoga Therapy is only available for those professionals who (1) are a certified yoga therapist through the International Association of Yoga Therapists; (2) provide a client information document to their clients explaining the nature and extent of the services being provided; and (3) understand and communicate to their clients that Yoga Therapy is not a licensed healthcare profession in the state or jurisdiction in which they practice.

Yoga Teacher Insurance Frequently Asked Questions

How much does yoga teacher insurance cost?

Yoga insurance varies from company to company depending on the coverage and limits of your specific policy. Most companies offer yoga liability insurance from between $179 and $400 annually.

It is important to weigh the coverage limits and included benefits to determine what policy and company is best for you. You want to make sure that your policy provides both professional liability and general liability coverage. Discover how to spot a good price to coverage ratio by reading our yoga teacher insurance cost guide. We also have a post on tips for finding an inexpensive policy.

What modalities are covered by yoga liability insurance?

Yoga isn’t just one type of yoga. From Bikram yoga to Restorative yoga and everything in between. There are hundreds of different types, as well as many complementary healing practices. Providers, like beYogi, cover over 350 yoga styles and healing practices. Read more about what's included in yoga teacher insurance and why you need it.

Do I need yoga teacher insurance if I am working in a studio?

Many studios require their teachers to carry their own yoga instructor insurance.

Even though you are working as a yoga instructor at a studio that carries liability insurance, that doesn’t mean you are protected under that policy. You need to protect yourself and your practice in case something does happen. Read more reasons why you need liability insurance if you work in a yoga studio

How do I find the best yoga insurance for me?

Insurance can vary greatly from provider to provider. It is important to take the time to do some research and determine what might be the best fit for you. The last thing you need or want as a yoga teacher is an expensive liability insurance policy. Or even worse, one that does not provide the levels of coverage and benefits you should have protecting you. But, deciding on a good yoga insurance policy for your needs can feel overwhelming. Follow these steps to help make the determination:
  1. Compare the plan prices
  2. Check to see if the modalities you practice are covered
  3. Where does the coverage extend to? Only at a studio? Or does it cover you no matter where you are teaching?
  4. Compare what additional benefits are offered free of charge or for a price
  5. Utilize comparison grids to visually compare plans from the different companies
  6. Read our complete guide to yoga instructor insurance to understand more on how yoga liability insurance benefits you.

Read more to find the best yoga insurance for yogi's practicing in the US.

How much coverage should I have for my yoga liability insurance?

The recommended coverage levels for professional and general liability insurance is $2 million per occurrence and at least a $3 million annual aggregate.

Ideally, you also want to have product coverage of a $2 million annual aggregate. Some companies also offer rental damage coverage at the recommended level of $100,000 in coverage.

Not all policies are created equal and it's recommended to do your research into the companies occurrence form policy as well. At beYogi we make it easy,  and are here to answer any questions that you have. Give us a call or contact us online today.

As a yoga teacher, what kind of insurance do I need?

The two most important types of insurance to carry as a yoga instructor are general liability (slip and fall) coverage and professional liability (malpractice). These will cover you in case of an unfortunate event where one of your students is injured. Whether that be an injury from tripping over something and falling or a claim of negligence by one of your students.

Other types of valuable insurance coverages that are available by some companies include product coverage liability, rental damage coverage, and stolen equipment coverage. With the growing number of yoga practitioners desiring other services like massage to be incorporated with their yoga, product coverage insurance is becoming more and more needed. The product coverage is great if you are practicing several modalities. This coverage will protect you in the event a student or client has an adverse reaction to a product you use.

Look for a yoga liability insurance provider, like beYogi, that covers both professional and general liability under one policy. You’ll also enjoy additional coverages like those mentioned above. With our policies, you are also not limited to the number of modalities covered by your policy.

Read more about why you need liability insurance.

What is the difference between general & professional liability?

As a yoga teacher, it is very important to have both general liability insurance and professional liability insurance coverage. Make sure when you are looking for coverage policies that you opt for one that provides both of these. General liability insurance, often referred to as “slip and fall” insurance, covers you against any third-party claims for injury or property damage. If for instance, there is sweat or water on the floor of the studio you are teaching at and a student slips and injures themselves you are covered.

Professional liability insurance is a little different and sometimes referred to as “malpractice insurance”. This coverage will protect you against any third-party claims that your posture correction or instruction led to an injury. For example, if a student did not fully understand your explanations of a pose and because of that, they injured themselves.

Both of these scenarios are possible in your day to day yoga practice so you want to make sure you are fully covered by your yoga insurance for both types of liability.

When is yoga insurance for teachers necessary?

You should strongly consider purchasing liability insurance for yoga instructors as soon as you begin your professional career. The best bet is to look into getting coverage as a teaching student. Many programs offer discounted rates for students. Then you know you’ll be covered during your training time as well as when you get out on your own. Read on to find out why yoga teachers need liability insurance now more than ever.

Am I covered if I teach at various locations?

The great thing is, your liability insurance goes with you no matter where you are teaching. Rest easy knowing you are protected. You're covered whether you teach at a yoga studio, outdoor park, fitness center, festival, someone's house or all of the above.

Should I get liability insurance if I am a student in yoga teacher training?

We strongly encourage you to be covered by yoga liability insurance even as a student. Accidents or situations can happen at any time and you you may not be protected under your school, institute, or studio’s insurance policies.

beYogi offers discounted rates for students. Rest easy knowing you’ll be covered during your time as a reaching student as well as when you start teaching yoga on your own.

Discover why first time yoga teachers need liability insurance.

What yoga styles are covered for pre-recorded video?

Ashtanga, Baptiste, Bhakti, Bikram, Hatha, Instruction, Iyengar, Integral, Kripalu, Kundalini, Power, Prenatal, Restorative, Sivananda, Yin, YogaFit® Personal Training, Vinyasa, Viniyoga, Yoga Therapy, Amrit, Ananda, Anusara, Chi Kung, Integrative, ISHTA, Jivamukti, Kali Ray TriYoga, White Lotus, Svaroopa®, Raja. Teaching online? Get more information about what online yoga teachers need to know to stay protected in our virtual yoga insurance guide.

What is yoga teacher insurance, exactly?

In order to understand what yoga insurance is, we’ll need to explore the various protection mechanisms and benefits built into an effective policy. Yoga insurance can be broken down into two main coverage areas: yoga liability insurance and additional coverage areas. 

Yoga Liability Insurance 

A liability is something that you are legally responsible for paying. Just by opening up for business and offering classes to yoga students exposes a professional to several forms of liability. If a student gets injured under your watch, the courts may decide in a suit that you’re responsible for covering all their costs.

The three main types of liability facing yoga instructors includes general liability, professional liability, and product liability. With coverage in place specifically for claims relating to these three types of liability, our yoga insurance plan is setting up protection for the majority of liability yoga instructors face.

Additional Coverage Areas 

Rental damage protection, stolen equipment coverage, and an identity protection plan envelop our members with total peace of mind, knowing we’ll be there to cover every pose, every class. These three additions into our yoga insurance plan helps provide the best all-around protection available. 

Additional protection for yoga professionals includes:

  • Rental Damage Coverage: coverage applies to a yoga studio or space that you’re renting to provide yoga instruction. Our yoga insurance provides you all the way up to $100,000 to help cover the costs of repairs when damages occur to a rented yoga space. While some programs only cover fire and water-related damages, our rental damage coverage extends to many different perils in order to provide the most relevant protection for today’s professionals.
  • Stolen Equipment Coverage: blocks, yoga mats, office equipment, even cell phones—whatever property your business needs to operate that is suddenly stolen from you in a robbery-by-force is covered up to $1,000 with a $250 deductible. Stolen equipment coverage provides a safety net at a time when how you’re going to pay for stolen property should be the last thing you have to worry about. 
  • Identity Protection Plan: today’s yoga professionals have to rely more on the internet than ever before to stay connected to their community. With so many different ways for a cyber incident to occur, our plan provides real-world protection with $25,000 worth of identity restoration services should a policyholder’s identity be compromised. 

Get more information on the top 3 things to look for when purchasing yoga teacher insurance.

Why Should I Carry Yoga Insurance?

The most important part of that question is, “I”. Why should I carry insurance? For anyone who’s serious about a career as a yoga teacher, insurance is a given. Some may think since they work in a studio that has coverage, they should be good if an unfortunate event occurs. The fact is, even if you do have some coverage through your yoga studio, it's often a very small amount—leaving the professional alone responsible for covering any shortfalls on a given claim.

Carrying too-little or no insurance at all carries a great deal of personal risk for a yoga teacher. Insurance means you’re transferring the risk of having to pay for a claim yourself, back onto your insurance company. Therefore the best long-term success risk avoidance strategy in the yoga industry is to secure individual yoga insurance.

With the affordable plan offered by beYogi, professionals don’t have to decide between great coverage and affordable rates. Our yoga instructor insurance was purposefully built to provide stout protection for the real types of risks yoga teachers face today, and to do so at a competitive rate.

Read more about real world claims yoga teachers face here.

Benefits of Having Yoga Teacher Insurance

The liability protections and different coverages included with yoga insurance were put in place after many years of working in the yoga industry and by understanding what real protection looks like. To really create value, beYogi seeks to support yoga professionals throughout their yoga careers. That’s why our yoga teacher insurance includes both solid coverage options, as well as a great member benefits program. 

Our yoga insurance provides discounts and early access deals from a wide array of partner organizations for goods and services our members use everyday. We also include a free, easy-to-use website that can be customized right to your brand of yoga in your area. This local presence helps you stand out in the digital landscape and when students are turning to search engines for the types of services you provide. 


Yoga Teacher Resources