All Inclusive Insurance For Yoga Teachers

Q: How much does yoga insurance cost?

Yoga insurance varies from company to company depending on the coverage and limits of your specific policy. Most companies offer yoga liability insurance from between $179 and $400 annually. It is important to weigh the coverage limits and included benefits to determine what policy and company is best for you. You want to make sure that your policy provides both professional liability and general liability coverage.

Q: How much coverage should I have for my yoga liability insurance?

The recommended coverage levels for professional and general liability insurance is $2 million per occurrence and at least a $3 million annual aggregate. Ideally, you also want to have product coverage of a $2 million annual aggregate. Some companies also offer rental damage coverage at the recommended level of $100,000 in coverage. Not all policies are created equal and it's recommended to do your research into the companies occurrence form policy as well. At beYogi we make it easy, and are here to answer any questions that you have. Give us a call or contact us online today.

Q: What modalities are covered by yoga liability insurance?

Yoga isn’t just one type of yoga. From Bikram yoga to Restorative yoga and everything in between. There are hundreds of different types, as well as many complementary healing practices. Providers, like beYogi, cover over 350 yoga styles and healing practices.

Q: Do I need insurance if I am working in a studio?

Many studios require their teachers to carry their own yoga instructor insurance. Even though you are working as a yoga instructor at a studio that carries liability insurance, that doesn’t mean you are protected under that policy. You need to protect yourself and your practice in case something does happen.

Q: How do I find the best yoga insurance for me?

Insurance can vary greatly from provider to provider. It is important to take the time to do some research and determine what might be the best fit for you. The last thing you need or want as a yoga teacher is an expensive liability insurance policy. Or even worse, one that does not provide the levels of coverage and benefits you should have protecting you. But, deciding on a good yoga insurance policy for your needs can feel overwhelming. Follow these steps to help make the determination: 1. Compare the plan prices 2. Check to see if the modalities you practice are covered 3. Where does the coverage extend to? Only at a studio? Or does it cover you no matter where you are teaching? 4. Compare what additional benefits are offered free of charge or for a price 5. Utilize comparison grids to visually compare plans from the different companies

Q: As a yoga teacher, what kind of insurance do I need?

The two most important types of insurance to carry as a yoga instructor are general liability (slip and fall) coverage and professional liability (malpractice). These will cover you in case of an unfortunate event where one of your students is injured. Whether that be an injury from tripping over something and falling or a claim of negligence by one of your students. Other types of valuable insurance coverages that are available by some companies include product coverage liability, rental damage coverage, and stolen equipment coverage. With the growing number of yoga practitioners desiring other services like massage to be incorporated with their yoga, product coverage insurance is becoming more and more needed. The product coverage is great if you are practicing several modalities. This coverage will protect you in the event a student or client has an adverse reaction to a product you use. Look for a yoga liability insurance provider, like beYogi, that covers both professional and general liability under one policy. You’ll also enjoy additional coverages like those mentioned above. With our policies, you are also not limited to the number of modalities covered by your policy.

Q: What is the difference between general liability and professional liability?

As a yoga teacher, it is very important to have both general liability insurance and professional liability insurance coverage. Make sure when you are looking for coverage policies that you opt for one that provides both of these. General liability insurance, often referred to as “slip and fall” insurance, covers you against any third-party claims for injury or property damage. If for instance, there is sweat or water on the floor of the studio you are teaching at and a student slips and injures themselves you are covered. Professional liability insurance is a little different and sometimes referred to as “malpractice insurance”. This coverage will protect you against any third-party claims that your posture correction or instruction led to an injury. For example, if a student did not fully understand your explanations of a pose and because of that, they injured themselves. Both of these scenarios are possible in your day to day yoga practice so you want to make sure you are fully covered by your yoga insurance for both types of liability.

Q: Should I get liability insurance if I am a student in yoga teacher training?

We strongly encourage you to be covered by yoga liability insurance even as a student. Accidents or situations can happen at any time and you you may not be protected under your school, institute, or studio’s insurance policies. beYogi offers discounted rates for students. Rest easy knowing you’ll be covered during your time as a reaching student as well as when you start teaching yoga on your own.

Q: When should I buy yoga liability insurance?

You should strongly consider purchasing liability insurance for yoga instructors as soon as you begin your professional career. The best bet is to look into getting coverage as a teaching student. Many programs offer discounted rates for students. Then you know you’ll be covered during your training time as well as when you get out on your own.

Q: Am I covered if I teach at various locations?

The great thing is, your liability insurance goes with you no matter where you are teaching. Rest easy knowing you are protected. You're covered whether you teach at a yoga studio, outdoor park, fitness center, festival, someone's house or all of the above.

beYogi has designed a yoga insurance program that covers whatever style you’re teaching, wherever you are.

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Liability Insurance For Full and Part-Time Yoga Instructors, Trainers, and Therapists.

Despite a yoga instructor's best efforts to teach safe yoga practices, injuries do happen. And they can be financially devastating without the backing of a solid insurance plan.

Part Time 1YR

$159 /12 Months

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For yoga teachers working less than 10 hours per week.

Professional 1yr

$179 /12 Months

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PROFESSIONAL 2YR

$327.95 /24 Months

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We offer what others don't. 100% included at one low price.

Coverage Type	Limit
Professional & General Liability	$2 million per occurrence/ $3 million annual aggregate
Product Coverage	$2 million annual aggregate
Damage to Rental Premises	$100,000
Stolen Equipment Coverage	$1,000 with a $250 deductible

Enjoy Peace Of Mind, Yogis.

Get peace of mind with occurrence form coverage. With occurrence form coverage, you remain protected even after your policy expires.

Insurance Policy Highlights

350+ Modalities Covered. NO extra cost.

Included coverage for over 350 yoga, massage, & beauty modalities like hot stone, cupping, and kinesiology. See All
No added fees for multi-discipline practitioners who also offer Massage, Dance, Pilates, Esthetician, etc.
Coverage Follows You -- If you change jobs or work on your own part-time (i.e. yoga festivals, yoga teacher training), your coverage still follows you.
Instant Certificate -- You're covered as soon as you checkout! You will receive instant coverage and proof of insurance via email immediately upon checkout.

PROGRAM Extras

FREE Business Resources -- Includes member benefits like an easy-to-customize website, resources for building your yoga business and more!
Leading Pose Directory -- Gain access to beYogi's leading pose directory which offers teachers modification and teaching tips to more than 75 yoga poses.
Yoga Instructors -- We cover a variety of wellness careers—including yoga instructors, yoga trainees, massage therapists, Pilates instructors—and much more.
Discount On GAIAM -- Stock up on all your favorite yoga essentials! Each beYogi member will receive a 30% discount on all GAIAM products and purchases.
See more detailed list of Member Benefits. ($300+ Value)

Are you a yoga teacher training student? Grab a student policy for only $25!

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Why Do You Need Yoga Insurance?

According to the National Electronic Injury Surveillance System (NEISS), the number of yoga-related injuries treated in emergency rooms has nearly doubled over the last four years—and that’s just emergency rooms!

While yoga teachers make every effort to teach their students about body awareness, accidents can still happen—and industry research reveals they are happening more often every year. So here’s the problem: Are you covered in the event of an accident or injury?

It is imperative that your yoga liability insurance provides the two most important kinds of coverage: professional and general liability. Professional liability insurance, sometimes known as “malpractice” insurance, covers you against claims of negligence or incompetence. Take for instance, if one of your students suffers an injury from not paying attention to your guidance for proper form in a yoga position. Your professional liability insurance will protect you in this situation. In comparison, general liability insurance is sometimes referred to as “trip and fall” insurance. This protects you in the event, for example, that one of your students trips over a yoga mat on the floor and suffers an injury from falling to the floor.

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Or call 1-800-516-8822 to speak to a live insurance representative.

Need to Weigh Your Insurance Options?

Compare yoga liability insurance providers in the grid below.

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NOTE: The information in this comparison has been gathered from the websites of each organization and other third-party sources. No guarantee or assurance is made by beYogi as to the accuracy or completeness of this information. This information was confirmed on 2/14/18.

Yoga Styles Covered by beYogi Insurance Plus

Yoga
Massage
pilates
Hair stylists
skin care
nail
dance

Acro Yoga
Acu-Yoga
Amrit
Ananda
Anusara
Ashtanga
Baptiste
Bhakti
Bikram
Chi Kung
Hatha
Instruction
Integral

Integrative
ISHTA
Iyengar
Japa
Jivamukti
Jnana
Kali Ray TriYoga
Kharma
Kripalu
Kundalini
Laughing
Naam Yoga Therapy
Phoenix Rising Power

Power
Prenatal
Raja
Restorative
Sivananda
Stand Up Paddleboard (SUP) Yoga
Svaroopa®
Viniyoga
Vinyasa
White Lotus
Yin
YogaFit® Personal Training
Yoga Therapy*

Abhynanga
Active Isolated Stretching
Acu-Kinesiology
Acupressure
Acutonics
Ai Chi
Alexander Technique
Amma Therapy
Animal Acupressure
Animal Massage
Anma Therapy
Applied Kinesiology
Aqua Massage
ARC Technique
Aroma-Reflex Therapy
Aromatherapy
Arvigo Techniques of Maya Abdominal Therapy
Ashiatsu Barefoot Massage
Ashiatsu Oriental Bar Therapy
Ashi-Thai
Asian Bodywork Therapy
Aston Patterning
Asymmetric Body Balancing
Attunement
Ayurvedic Massage
Bach Flower Remedies – Topicals
Balinese Massage
Balneotherapy
Bamboo Fusion
Bamboossage
Barbara Brennan Technique
Barefoot Shiatsu
BART
Belavia Facelift Massage
Benjamin System of Muscular Therapy
Berry Method
B.E.S.T.
Bindegewebs Massage
Bindi
Biodynamic Craniosacral Therapy
Bioenergetics
Bioenergy Massage
Biomagnetic Touch Healing
Biosonic Repatterning
Biosync
Bio Touch Healing
Body Image Enrichment
Body Logic
Body Wraps
Body-Mind Centering
BodyTalk
Bodywork for the Childbearing Year
Bonnie Bainbridge Cohen System
Bowen Technique
Breast Massage
Breathing Techniques
Breema Breathwork
Bridgewebs Massage
Canadian Deep Muscle Massage
Cayce/Reilly Massage
Chair Massage
Champissage
Chi Gong
Chi Nei Tsang
Chikly Brain Curriculum
Chinese Massage
Chubinsky Method
Classical Massage
Color Light Therapy (no lasers)
Complete Decongestive Therapy
Connective Tissue Massage
CORE Bodywork
Core Energetics
Cranial Release Technique
Cranial Soft Tissue Release
Craniosacral Therapy
Critz Technique
Cross Fiber Massage
Crystal Therapy
Cupping
Cyriax Massage
Deep Muscle Massage
Deep Tissue Massage
Dr. Vodder’s Manual Lymph Drainage
Ear Candling
Eden Energy Medicine
Egoscue Method
Emotion Code
Emotional Freedom Technique
Energetic Transformation
Energy Balancing
Energy Healing Techniques
Energy Kinesiology
Equine Massage
Equine Reiki
Equirub
Equissage

Esalen Massage
Essential Oils Massage
Facial Massage
Fascial and Membrane Technique
Feldenkrais Method
Feng Shui
Fertility Massage
Fijian Massage
Five Element Shiatsu
Forearm Dance Technique
Four-Hand Massage
Full Spectrum Energy Medicine
Functional Range Release
Geriatric Massage
G-Jo Acupressure
Gua Sha
H.E.A.R.T.
Hakomi
Hama Massage
Hand Reflexology
Hannah Somatic Education
Hawaiian Bodywork
Healing Touch
Hellerwork
Hemme Approach
Hoffa Massage Technique
Holistic Massage
Holotropic Breathwork
Hoshino Therapy
Hot Stone Massage
Hot Towels
Hydrocollator Hotpacs
Hydrotherapy
IGM Method
Indian Head Massage
Infant Massage
Injury Massage
Innovative Pet Therapy
Insight Bodywork
Instruction
Integrated Awareness
Integrative Acupressure
Integrative Eclectic Shiatsu
Internal Organ Massage
Intra-Oral Massage
Ionic Footbath
IP Touch
Jamu Massage
Japanese Shiatsu
Jin Shin Jyutsu
Kiatsu
Kinesiology
Kinesiology Taping
Kinessage
Kripalu Bodywork
Kriya Massage
Kurashova Massage
LaStone Therapy
Lava Shell Technique
LED Lights
LHE Phototherapy (no lasers)
Light of Life Energy
Lomilomi
Longevity Energetics
Looyen Work
Lymphatic Drainage Massage
Lymphatic Drainage Therapy
Lymphedma Therapy
Lypossage
Macrobiotic Shiatsu
Magnet Therapy
Manual Massage Therapy
Massage Therapy Instruction
Maya Abdominal Massage
McMillan Massage Technique
Mechanical Link
Medical Massage
Medical Qigong Therapy
MELT Method
Mennell Massage Technique
Mentastics
Merciér Therapy
Mother Massage
Moxibustion
Muscle Activation Technique
Muscle Energy Technique
Myofascial Release
Myomassology
Myopractics
Myoskeletal Alignment Technique
Myotherapy
Naprapathy
Nepali Massage
Neural Manipulation
Neuromuscular Reprogramming
Neuromuscular Therapy
New Manual Articular Approach
Niel-Asher Technique

Nuad Bo’ Rarn
Nurse Massage
Ohashiatsu
Okazaki Restorative Massage
Oncology Massage
On-Site Massage
Ortho-Bionomy
Orthopedic Massage
Pediatric Massage
Pet Massage
Pfrimmer Deep Muscle Therapy
PNF Stretches
Polarity Therapy
Positional Release
Postural Integration
Practical Movement
Pranic Healing
Pregnancy Massage
Prenatal Massage
Process Acupressure
Push Therapy
Qigong
Quantum-Touch
Raindrop Therapy
Range of Motion
Raynor Massage Therapy
Reconnective Healing
Reflexology
Reflexology Instruction
Reiki
Remedial Massage
Rolfing Structural Integration
Rosen Method
Rossiter System
Rubenfeld Synergy Method
Russian Massage
Rys Thomas Energy Medicine
Sabai of Sa-wan Therapy
SacroOccipital Technique
Safe Touch Massage
Schulman Therapy
Seated Massage
Sensory Repatterning
Shen Jing Acupressure
Shiatsu
Shiatsu Amma Therapy
Soma Neuromuscular Integration
Somatic Therapy
SomatoEmotional Release
SourcePoint Therapy
Sound Healing
Sound Therapy
Sports Massage
St. John Neuromuscular Therapy
Steamy Wonder System
Stone Therapy
Strain-Counterstrain
Stretching Techniques
Structural Energetic Therapy
Structural Integration
Sugar Scrub
Swedish Massage
Swe-Thai Massage
Tai Chi
Tapping Techniques
Tellington Touch
Temporomandibular Therapy
Thai Herbal Compress Technique
Thai Massage
Thai Yoga Massage
The Healing Code
Therapeutic Touch
Theresa Primmer Method of Deep
Thumper Massage
Tian Di Bamboo Massage
Tibetan Massage
Total Body Balancing
Touch For Health
Touch Therapy Instructors
Touch to T.E.A.C.H.
Trager Work
Trauma Erase
Trauma Touch Therapy
Trigger Point Therapy
Tsubo Point Therapy
Tuina
Tuning Forks
Vedic Massage
Venus freeze
Vibrational Healing Massage Therapy
Visceral Manipulation
Warm Bamboo Massage
Watsu
Wurn Technique
Yamuna Body Rolling
Yuen Method
Zen Shiatsu
Zero Balancing
Zone Therapy

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Yoga Insurance Frequently Asked Questions

Do you have questions about yoga liability insurance in general? Or maybe questions about the coverages, details, and benefits offered by beYogi yoga liability insurance? We’re here to help. Take a look at some of the most frequently asked questions.

How much does yoga insurance cost?

How much coverage should I have for my yoga liability insurance?

What modalities are covered by yoga liability insurance?

Do I need insurance if I am working in a studio?

How do I find the best yoga insurance for me?

As a yoga teacher, what kind of insurance do I need?

What is the difference between general liability and professional liability?

Should I get liability insurance if I am a student in yoga teacher training?

When should I buy yoga liability insurance?

Am I covered if I teach at various locations?

Every Insurance Policy Sold = 1 Tree Planted

“The best time to plant a tree is 20 years ago. The second best time is now.” —Chinese Proverb

Every time someone joins beYogi Insurance Plus, we plant a tree in their honor. Thanks to our yoga community and our friends at Trees for the Future, thousands of trees have been planted so far.

Help us grow a future for our planet by referring your friends to our program today.

Yoga Resources

How to Practice Yoga Safety in Any Space

A safe learning environment is important for understanding the concepts ... Read More

How to Present Yourself for Yoga Teaching Jobs

As a yoga teacher, you are your business, and how ... Read More

Sadie Nardini: beYogi Ambassador Spotlight

Sadie Nardini is a beYogi Ambassador, yoga and anatomy expert, ... Read More

Your Guide to Yoga Teacher Training+Expert Opinions

Before beginning yoga teacher training, it's important that you do ... Read More

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC, members of which are also members of Protection Plan Association, Inc. The Identity Arthur J. Gallagher Risk Management Services, Inc. is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. Arthur J. Gallagher Risk Management Services, Inc. is the insurance partner for Protection Plan Association, Inc. members. Arthur J. Gallagher Risk Management Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Arthur J. Gallagher Risk Management Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by Aspen Specialty Insurance Company, which is rated A (Excellent) by A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is included as a member benefit of Protection Plan Association, Inc., an association for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer.
820 A1A N Highway, Suite W18 Ponte Vedra Beach, FL 32082

All Inclusive Insurance For Yoga Teachers

beYogi has designed a yoga insurance program that covers whatever style you’re teaching, wherever you are.

Liability Insurance For Full and Part-Time Yoga Instructors, Trainers, and Therapists.

Part Time 1YR

Professional 1yr

PROFESSIONAL 2YR

We offer what others don't. 100% included at one low price.

Enjoy Peace Of Mind, Yogis.

Insurance Policy Highlights

350+ Modalities Covered. NO extra cost.

PROGRAM Extras

Are you a yoga teacher training student? Grab a student policy for only $25!

See What Our Customers Are Saying

Still have question?Get Your Free Guide

Why Do You Need Yoga Insurance?

Protect Your Career Today And Get Covered

Need to Weigh Your Insurance Options?

Yoga Styles Covered by beYogi Insurance Plus

Non-medical Care of Skin

Yoga Insurance Frequently Asked Questions

How much does yoga insurance cost?

How much coverage should I have for my yoga liability insurance?

What modalities are covered by yoga liability insurance?

Do I need insurance if I am working in a studio?

How do I find the best yoga insurance for me?

As a yoga teacher, what kind of insurance do I need?​

What is the difference between general liability and professional liability?

Should I get liability insurance if I am a student in yoga teacher training?

When should I buy yoga liability insurance?

Am I covered if I teach at various locations?

Every Insurance Policy Sold = 1 Tree Planted

Yoga Resources

How to Practice Yoga Safety in Any Space

How to Present Yourself for Yoga Teaching Jobs

Sadie Nardini: beYogi Ambassador Spotlight

Your Guide to Yoga Teacher Training+Expert Opinions

Still have question?
Get Your Free Guide

As a yoga teacher, what kind of insurance do I need?