Yoga Teacher Insurance
Liability Insurance for Full and Part-Time Yoga Teachers
Get #1 rated yoga insurance that covers you wherever you teach. No membership fee required and get fully covered for just 49 cents per day. All-inclusive yoga liability insurance included at one low price.
Get #1 rated yoga insurance that covers you wherever you teach. No membership fee required and get fully covered for just 49 cents per day.
Yoga Teacher Insurance Options
Our part-time policy covers you for 10 hours or less per week (the highest in the industry) and has the same coverage as the full-time policy. Also, save $30 by getting the 2-year yoga insurance policy.
1 Year (12 mo)
1 Year (12 mo)
2 Year (24 mo)
Yoga Liability Insurance Highlights
Yoga Insurance Coverage
Despite a yoga instructor's best efforts to teach safe yoga practices, injuries do happen. And they can be financially devastating without the backing of a solid insurance plan. Even if your studio covers you, it's important to have personal coverage because other employees can exhaust the studio's aggregate total.
In addition to liability insurance, you get a free website, stolen equipment coverage, theft protection, and tons of discounts on yoga equipment, retreats, yoga software, classes and more.
No waiver needed for coverage.
450+ Modalities Covered—No Extra Cost
For one price, you’re covered for over 450 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, kinesiology and more. See all ›
Coverage that Follows You
If you change jobs or work on your own part-time (i.e. yoga festivals, yoga teacher training), your coverage still follows you. Plus get an instant certificate and proof of insurance as soon as you checkout.
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
$1,000 In Member Benefits Included
beYogi insurance policies include exclusive member benefits such as discounts to your favorite yoga brands, discounts on yoga education, a free yoga website, preferred group rates on insurance plans, discounts on business resources, and savings on everyday expenses.
If you are insured from January 1st 2020 to December 31st 2020 (12 months) and an incident occurs in May 2020 but the claim is not filed until May 2021, beYogi still covers you even if your insurance has expired. This is "Occurrence Form" coverage which most yoga insurance companies don't offer. No matter if you choose beYogi, definitely make sure your provider is "occurrence form."
Calling all Students!
For just $25 get the full coverage and member benefits of a professional policy. Plus, the coverage is good for a full year after you graduate.
I am a teacher trainee and didn't know I could get student teacher insurance so easily and so affordable. Several of my friends who are already certified recommended beYogi and I am so glad I found them!
Christa, July 2018
Why Do You Need Yoga Teacher Insurance?
According to the National Electronic Injury Surveillance System (NEISS), the number of yoga-related injuries treated in emergency rooms nearly doubled from 2010 to 2014—and that’s just emergency rooms!
Also, in 2019 the National Institute of Health published a study that showed one in five adult yoga users reported at least one acute adverse effect in their yoga practice, and one in ten reported at least one chronic adverse effect, mainly musculoskeletal effects.
While yoga teachers make every effort to teach their students about body awareness, accidents can still happen. It is imperative that your yoga liability insurance provides the two most important kinds of coverage: professional and general liability.
Professional liability insurance, sometimes known as “malpractice” insurance, covers you against claims of negligence or incompetence.
In comparison, general liability insurance is sometimes referred to as “trip and fall” insurance. This protects you in the event, for example, that one of your students trips over a yoga mat on the floor and suffers an injury from falling to the floor.
Learn All You Need to Know with Our Complete Guide to Yoga Insurance
Your Complete Guide to Yoga Insurance
Fill out the form below and download a copy of this Complete Guide to Yoga Insurance, and protect your Zen!
Downloadable Yoga Insurance Guide!
beYogi Yoga Insurance Reviews
Yoga Insurance Comparison Chart
Compare yoga liability insurance in the grid below:
Swipe to see full comparison
NOTE: The information in this comparison has been gathered from the websites of each organization and other third-party sources. No guarantee or assurance is made by beYogi as to the accuracy or completeness of this information. This information was confirmed on 2/14/18.
Different Yoga Styles Covered by beYogi Insurance
Ayurveda (excludes nutrition/diet)
Body Work Therapy
Chi Nei Tsang
Core Power Yoga
Kali Ray TriYoga
Naam Yoga Therapy
Nidra Yoga (Form of meditation)
Nuad Bo 'Rarn
Phoenix Rising Power
Stand Up Paddleboard (SUP) Yoga
YogaFit® Personal Training
*Coverage for Yoga Therapy is only available for those professionals who (1) are a certified yoga therapist through the International Association of Yoga Therapists; (2) provide a client information document to their clients explaining the nature and extent of the services being provided; and (3) understand and communicate to their clients that Yoga Therapy is not a licensed healthcare profession in the state or jurisdiction in which they practice.
Active Isolated Stretching
Aroma Freedom Technique
Aroma Reflex Therapy
Arvigo Techniques of Maya Abdominal Therapy
Ashiatsu Barefoot Massage
Ashiatsu Oriental Bar Therapy
Asian Bodywork Therapy
Asymmetric Body Balancing
Asymmetric Body Balancing Attunement
Bach Flower Remedies
Bach Flower Remedies - Topicals
Barbara Brennan Technique
Belavia Facelift Massage
Benjamin System of Muscular Therapy
Bio Touch Healing
Biodynamic Craniosacral Therapy
Biomagnetic Touch Healing
Body Image Enrichment
Bodywork for the Childbearing year
Bonnie Bainbridge Cohen System
Canadian Deep Muscle Massage
Chi Nei Tsang
Chikly Brain Curriculum
Color Light Therapy (no lasers)
Complete Decongestive Therapy
Connective Tissue Massage
Cranial Release Technique
Cranial Soft Tissue Release
Cross Fiber Massage
Deep Muscle Massage
Deep Tissue Massage
Dr. Vodder’s Manual Lymph Drainage
Eden Energy Medicine
Emotional Freedom Technique
Energy Healing Techniques
Essential Oils Massage
Fascial and Membrane Technique
Five Element Shiatsu
Forearm Dance Technique
Full Spectrum Energy Medicine
Functional Range Release
Hannah Somatic Education
Hoffa Massage Technique
Hot Stone Massage
Indian Head Massage
Innovative Pet Therapy
Integrated energy Therapy
Integrative Eclectic Shiatsu
Internal Organ Massage
Jin Shin Jyutsu
Lava Shell Technique
LHE Phototherapy (no lasers)
Light of Life Energy
Lymphatic Drainage Massage
Lymphatic Drainage Therapy
Manual Massage Therapy
Manual vacuum Cupping (silicone/plastic/vacuum machine)
Massage Therapy Instruction
Maya Abdominal Massage
McMillan Massage Technique
Medical Qigong Therapy
Mennell Massage Technique
Multireflexology - Dien Chan
Muscle Activation Technique
Muscle Energy Technique
Myoskeletal Alignment Technique
New Manual Articular Approach
Nuad Bo’ Rarn
Okazaki Restorative Massage
Pfrimmer Deep Muscle Therapy
Range of Motion
Rapid Neurofascial Reset
Raynor Massage Therapy
Rubenfeld Synergy Method
Rys Thomas Energy Medicine
Sabai of Sa-wan Therapy
Safe Touch Massage
Shen Jing Acupressure
Shiatsu Amma Therapy
Soma Neuromuscular Integration
Sound Healing Sound Therapy
St. John Neuromuscular Therapy
Steamy Wonder System
Structural Energetic Therapy
Thai Herbal Compress Technique
Thai Yoga Massage
The Healing Code
Therapy- The Diamond Method
Theresa Primmer Method of Deep
Tian Di Bamboo Massage
Total Body Balancing
Touch For Health
Touch Therapy Instructors
Touch to T.E.A.C.H.
Trauma Touch Therapy
Trigger Point Therapy
Tsubo Point Therapy
Vibrational Healing Massage Therapy
Warm Bamboo Massage
Yamuna Body Rolling
Les Mils Programs
Chemical peel (no lasers)
Cold Light Series 6 Facials
Design, Cut and Color
Design, cut and style
Flash or Balyage
Hair removal (no lasers)
Make-up (not permanent)
Saline Microblading Removal
Spray Tanning/ Sunless Tanning
Ultra sonic facial
Ultra sound facials
Vitamin C Peels
Weave / Hair Extensions
Yoga Teacher Insurance Frequently Asked Questions
Yoga insurance varies from company to company depending on the coverage and limits of your specific policy. Most companies offer yoga liability insurance from between $179 and $400 annually.
It is important to weigh the coverage limits and included benefits to determine what policy and company is best for you. You want to make sure that your policy provides both professional liability and general liability coverage. Discover how to spot a good price to coverage ratio by reading our yoga teacher insurance cost guide.
Many studios require their teachers to carry their own yoga instructor insurance.
Even though you are working as a yoga instructor at a studio that carries liability insurance, that doesn’t mean you are protected under that policy. You need to protect yourself and your practice in case something does happen.
- Compare the plan prices
- Check to see if the modalities you practice are covered
- Where does the coverage extend to? Only at a studio? Or does it cover you no matter where you are teaching?
- Compare what additional benefits are offered free of charge or for a price
- Utilize comparison grids to visually compare plans from the different companies
- Read our complete guide to yoga instructor insurance to understand more on how yoga liability insurance benefits you.
The recommended coverage levels for professional and general liability insurance is $2 million per occurrence and at least a $3 million annual aggregate.
Ideally, you also want to have product coverage of a $2 million annual aggregate. Some companies also offer rental damage coverage at the recommended level of $100,000 in coverage.
Not all policies are created equal and it's recommended to do your research into the companies occurrence form policy as well. At beYogi we make it easy, and are here to answer any questions that you have. Give us a call or contact us online today.
The two most important types of insurance to carry as a yoga instructor are general liability (slip and fall) coverage and professional liability (malpractice). These will cover you in case of an unfortunate event where one of your students is injured. Whether that be an injury from tripping over something and falling or a claim of negligence by one of your students.
Other types of valuable insurance coverages that are available by some companies include product coverage liability, rental damage coverage, and stolen equipment coverage. With the growing number of yoga practitioners desiring other services like massage to be incorporated with their yoga, product coverage insurance is becoming more and more needed. The product coverage is great if you are practicing several modalities. This coverage will protect you in the event a student or client has an adverse reaction to a product you use.
Look for a yoga liability insurance provider, like beYogi, that covers both professional and general liability under one policy. You’ll also enjoy additional coverages like those mentioned above. With our policies, you are also not limited to the number of modalities covered by your policy.
As a yoga teacher, it is very important to have both general liability insurance and professional liability insurance coverage. Make sure when you are looking for coverage policies that you opt for one that provides both of these. General liability insurance, often referred to as “slip and fall” insurance, covers you against any third-party claims for injury or property damage. If for instance, there is sweat or water on the floor of the studio you are teaching at and a student slips and injures themselves you are covered.
Professional liability insurance is a little different and sometimes referred to as “malpractice insurance”. This coverage will protect you against any third-party claims that your posture correction or instruction led to an injury. For example, if a student did not fully understand your explanations of a pose and because of that, they injured themselves.
Both of these scenarios are possible in your day to day yoga practice so you want to make sure you are fully covered by your yoga insurance for both types of liability.
You should strongly consider purchasing liability insurance for yoga instructors as soon as you begin your professional career. The best bet is to look into getting coverage as a teaching student. Many programs offer discounted rates for students. Then you know you’ll be covered during your training time as well as when you get out on your own.
The great thing is, your liability insurance goes with you no matter where you are teaching. Rest easy knowing you are protected. You're covered whether you teach at a yoga studio, outdoor park, fitness center, festival, someone's house or all of the above.
We strongly encourage you to be covered by yoga liability insurance even as a student. Accidents or situations can happen at any time and you you may not be protected under your school, institute, or studio’s insurance policies.
beYogi offers discounted rates for students. Rest easy knowing you’ll be covered during your time as a reaching student as well as when you start teaching yoga on your own.
Ashtanga, Baptiste, Bhakti, Bikram, Hatha, Instruction, Iyengar, Integral, Kripalu, Kundalini, Power, Prenatal, Restorative, Sivananda, Yin, YogaFit® Personal Training, Vinyasa, Viniyoga, Yoga Therapy, Amrit, Ananda, Anusara, Chi Kung, Integrative, ISHTA, Jivamukti, Kali Ray TriYoga, White Lotus, Svaroopa®, Raja. Teaching online? Get more information about what online yoga teachers need to know to stay protected in our virtual yoga insurance guide.
In order to understand what yoga insurance is, we’ll need to explore the various protection mechanisms and benefits built into an effective policy. Yoga insurance can be broken down into two main coverage areas: yoga liability insurance and additional coverage areas.
Yoga Liability Insurance
A liability is something that you are legally responsible for paying. Just by opening up for business and offering classes to yoga students exposes a professional to several forms of liability. If a student gets injured under your watch, the courts may decide in a suit that you’re responsible for covering all their costs.
The three main types of liability facing yoga instructors includes general liability, professional liability, and product liability. With coverage in place specifically for claims relating to these three types of liability, our yoga insurance plan is setting up protection for the majority of liability yoga instructors face.
Additional Coverage Areas
Rental damage protection, stolen equipment coverage, and an identity protection plan envelop our members with total peace of mind, knowing we’ll be there to cover every pose, every class. These three additions into our yoga insurance plan helps provide the best all-around protection available.
Additional protection for yoga professionals includes:
- Rental Damage Coverage: coverage applies to a yoga studio or space that you’re renting to provide yoga instruction. Our yoga insurance provides you all the way up to $100,000 to help cover the costs of repairs when damages occur to a rented yoga space. While some programs only cover fire and water-related damages, our rental damage coverage extends to many different perils in order to provide the most relevant protection for today’s professionals.
- Stolen Equipment Coverage: blocks, yoga mats, office equipment, even cell phones—whatever property your business needs to operate that is suddenly stolen from you in a robbery-by-force is covered up to $1,000 with a $250 deductible. Stolen equipment coverage provides a safety net at a time when how you’re going to pay for stolen property should be the last thing you have to worry about.
- Identity Protection Plan: today’s yoga professionals have to rely more on the internet than ever before to stay connected to their community. With so many different ways for a cyber incident to occur, our plan provides real-world protection with $25,000 worth of identity restoration services should a policyholder’s identity be compromised.
The most important part of that question is, “I”. Why should I carry insurance? For anyone who’s serious about a career as a yoga teacher, insurance is a given. Some may think since they work in a studio that has coverage, they should be good if an unfortunate event occurs. The fact is, even if you do have some coverage through your yoga studio, it's often a very small amount—leaving the professional alone responsible for covering any shortfalls on a given claim.
Carrying too-little or no insurance at all carries a great deal of personal risk for a yoga teacher. Insurance means you’re transferring the risk of having to pay for a claim yourself, back onto your insurance company. Therefore the best long-term success risk avoidance strategy in the yoga industry is to secure individual yoga insurance.
With the affordable plan offered by beYogi, professionals don’t have to decide between great coverage and affordable rates. Our yoga instructor insurance was purposefully built to provide stout protection for the real types of risks yoga teachers face today, and to do so at a competitive rate.
The liability protections and different coverages included with yoga insurance were put in place after many years of working in the yoga industry and by understanding what real protection looks like. To really create value, beYogi seeks to support yoga professionals throughout their yoga careers. That’s why our yoga teacher insurance includes both solid coverage options, as well as a great member benefits program.
Our yoga insurance provides discounts and early access deals from a wide array of partner organizations for goods and services our members use everyday. We also include a free, easy-to-use website that can be customized right to your brand of yoga in your area. This local presence helps you stand out in the digital landscape and when students are turning to search engines for the types of services you provide.