All-Inclusive Yoga Insurance
Liability Insurance for Full and Part-Time Yoga Teachers
Get #1 rated yoga insurance that covers you wherever you teach. No membership fee required and get fully covered for just 49 cents per day. All-inclusive yoga liability insurance included at one low price.
Get #1 rated yoga insurance that covers you wherever you teach. No membership fee required and get fully covered for just 49 cents per day.
Live streaming and pre-recorded video covered
Easy monthly payment options starting at $14.58
Coverage for claims made after expiration
490+ modalities covered including acro & SUP yoga
Three Great Yoga Insurance Options
Our part-time policy covers you for 10 hours or less per week (the highest in the industry) and has the same coverage as the full-time policy. Also, save $30 by getting the 2-year yoga insurance policy.
Part Time
1 Year (12 mo)
$159
Full Time
1 Year (12 mo)
$179
Full Time
2 Year (24 mo)
$327.95
Liability Insurance Highlights
Yoga Insurance Coverage
Despite a yoga instructor's best efforts to teach safe yoga practices, injuries do happen. And they can be financially devastating without the backing of a solid insurance plan. Even if your studio covers you, it's important to have personal coverage because other employees can exhaust the studio's aggregate total.
In addition to liability insurance, you get a free website, stolen equipment coverage, theft protection, and tons of discounts on yoga equipment, retreats, yoga software, classes and more.
No waiver needed for coverage.
Coverage Details
490+ Modalities Covered—No Extra Cost
For one price, you’re covered for over 490 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, kinesiology and more. See all ›
Coverage that Follows You
If you change jobs or work on your own part-time (i.e. yoga festivals, yoga teacher training), your coverage still follows you. Plus get an instant certificate and proof of insurance as soon as you checkout.
Member Benefits
Get free member benefits such as an easy-to-customize website (see example), discounts on yoga software, retreats, classes, and 30% off products from Gaiam, YouVeda, Metta Mats, Yoga Box and more. See all ›
Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
$1,000 In Member Benefits Included
beYogi insurance policies include exclusive member benefits such as discounts to your favorite yoga brands, discounts on yoga education, a free yoga website, preferred group rates on insurance plans, discounts on business resources, and savings on everyday expenses.
Free Website
$25k ID Protection
35% Off
Dental & Vision
30% Off
Telehealth
30% Off
10% Off
30% Off
3 Months Free
25% Off
25% Off
Stay Protected with an Occurrence-form Policy
If you are insured from January 1st 2020 to December 31st 2020 (12 months) and an incident occurs in May 2020 but the claim is not filed until May 2021, beYogi still covers you even if your insurnace has expired. This is "Occurrence Form" coverage which most yoga insurance companies don't offer. No matter if you choose beYogi, definitely make sure your provider is "occurrence form."
Are You a Student in
Yoga Teacher Training?
For just $25 get the full coverage and member benefits of a professional policy. Plus, the coverage is good for a full year after you graduate.
I am a teacher trainee and didn't know I could get student teacher insurance so easily and so affordable. Several of my friends who are already certified recommended beYogi and I am so glad I found them!
Christa, July 2018
Why Do You Need Yoga Insurance?
According to the National Electronic Injury Surveillance System (NEISS), the number of yoga-related injuries treated in emergency rooms nearly doubled from 2010 to 2014—and that’s just emergency rooms!
Also, in 2019 the National Institute of Health published a study that showed one in five adult yoga users reported at least one acute adverse effect in their yoga practice, and one in ten reported at least one chronic adverse effect, mainly musculoskeletal effects.
While yoga teachers make every effort to teach their students about body awareness, accidents can still happen. It is imperative that your yoga liability insurance provides the two most important kinds of coverage: professional and general liability.
Professional liability insurance, sometimes known as “malpractice” insurance, covers you against claims of negligence or incompetence.
National Electronic Injury Surveillance System (NEISS) Data
In comparison, general liability insurance is sometimes referred to as “trip and fall” insurance. This protects you in the event, for example, that one of your students trips over a yoga mat on the floor and suffers an injury from falling to the floor.
Learn All You Need to Know with Our Complete Guide to Yoga Insurance
Your Complete Guide to Yoga Insurance
Fill out the form below and download a copy of this Complete Guide to Yoga Insurance, and protect your Zen!
beYogi Yoga Insurance Reviews
Need to Weigh Your Insurance Options?
Compare yoga liability insurance in the grid below:
Swipe to see full comparison
NOTE: The information in this comparison has been gathered from the websites of each organization and other third-party sources. No guarantee or assurance is made by beYogi as to the accuracy or completeness of this information. This information was confirmed on 2/14/18.
Yoga Styles Covered by beYogi Insurance
- Massage
- Fitness
- Beauty
Acro Yoga
Acu-Yoga
Acupressure
Acuu-Yoga
AMMA
Amrit
Ananda
Anusara
Ashtanga
Ayurveda (excludes nutrition/diet)
Baptiste
Bhakti
Bikram
Body Work Therapy
Buti Yoga
Chair Yoga
Chi Kung
Chi Nei Tsang
Core Power Yoga
Forrest
Hatha
Instruction
Integral
Integrative
ISHTA
Iyengar
Japa
Jivamukti
Jnana
Kali Ray TriYoga
Kharma
Kripalau
Kundalini
Laughing
Massage Therapists
Medical Qigong
Meditation
Naam Yoga Therapy
Nidra Yoga (Form of meditation)
Nuad Bo 'Rarn
Phoenix Rising Power
Power
Prenatal
Primordial Energetics
Raja
Reflexologists
Reiki Practitioners
Restorative
Sculpt yoga
Sivananda
Stand Up Paddleboard (SUP) Yoga
Svaroopa®
Tibetan Cranial
Tuina
Viniyoga
Vinyasa
White Lotus
Yin
Yoga Therapy*
YogaFit® Personal Training
*Coverage for Yoga Therapy is only available for those professionals who (1) are a certified yoga therapist through the International Association of Yoga Therapists; (2) provide a client information document to their clients explaining the nature and extent of the services being provided; and (3) understand and communicate to their clients that Yoga Therapy is not a licensed healthcare profession in the state or jurisdiction in which they practice.
Yoga Insurance Frequently Asked Questions
Do you have questions about yoga liability insurance in general? Or maybe questions about the coverages, details, and benefits offered by beYogi yoga liability insurance? We’re here to help. Take a look at some of the most frequently asked questions.
Yoga insurance varies from company to company depending on the coverage and limits of your specific policy. Most companies offer yoga liability insurance from between $179 and $400 annually.
It is important to weigh the coverage limits and included benefits to determine what policy and company is best for you. You want to make sure that your policy provides both professional liability and general liability coverage.
Yoga isn’t just one type of yoga. From Bikram yoga to Restorative yoga and everything in between. There are hundreds of different types, as well as many complementary healing practices. Providers, like beYogi, cover over 350 yoga styles and healing practices.
Many studios require their teachers to carry their own yoga instructor insurance.
Even though you are working as a yoga instructor at a studio that carries liability insurance, that doesn’t mean you are protected under that policy. You need to protect yourself and your practice in case something does happen.
- Compare the plan prices
- Check to see if the modalities you practice are covered
- Where does the coverage extend to? Only at a studio? Or does it cover you no matter where you are teaching?
- Compare what additional benefits are offered free of charge or for a price
- Utilize comparison grids to visually compare plans from the different companies
The recommended coverage levels for professional and general liability insurance is $2 million per occurrence and at least a $3 million annual aggregate.
Ideally, you also want to have product coverage of a $2 million annual aggregate. Some companies also offer rental damage coverage at the recommended level of $100,000 in coverage.
Not all policies are created equal and it's recommended to do your research into the companies occurrence form policy as well. At beYogi we make it easy, and are here to answer any questions that you have. Give us a call or contact us online today.
The two most important types of insurance to carry as a yoga instructor are general liability (slip and fall) coverage and professional liability (malpractice). These will cover you in case of an unfortunate event where one of your students is injured. Whether that be an injury from tripping over something and falling or a claim of negligence by one of your students.
Other types of valuable insurance coverages that are available by some companies include product coverage liability, rental damage coverage, and stolen equipment coverage. With the growing number of yoga practitioners desiring other services like massage to be incorporated with their yoga, product coverage insurance is becoming more and more needed. The product coverage is great if you are practicing several modalities. This coverage will protect you in the event a student or client has an adverse reaction to a product you use.
Look for a yoga liability insurance provider, like beYogi, that covers both professional and general liability under one policy. You’ll also enjoy additional coverages like those mentioned above. With our policies, you are also not limited to the number of modalities covered by your policy.
As a yoga teacher, it is very important to have both general liability insurance and professional liability insurance coverage. Make sure when you are looking for coverage policies that you opt for one that provides both of these. General liability insurance, often referred to as “slip and fall” insurance, covers you against any third-party claims for injury or property damage. If for instance, there is sweat or water on the floor of the studio you are teaching at and a student slips and injures themselves you are covered.
Professional liability insurance is a little different and sometimes referred to as “malpractice insurance”. This coverage will protect you against any third-party claims that your posture correction or instruction led to an injury. For example, if a student did not fully understand your explanations of a pose and because of that, they injured themselves.
Both of these scenarios are possible in your day to day yoga practice so you want to make sure you are fully covered by your yoga insurance for both types of liability.
You should strongly consider purchasing liability insurance for yoga instructors as soon as you begin your professional career. The best bet is to look into getting coverage as a teaching student. Many programs offer discounted rates for students. Then you know you’ll be covered during your training time as well as when you get out on your own.
The great thing is, your liability insurance goes with you no matter where you are teaching. Rest easy knowing you are protected. You're covered whether you teach at a yoga studio, outdoor park, fitness center, festival, someone's house or all of the above.
We strongly encourage you to be covered by yoga liability insurance even as a student. Accidents or situations can happen at any time and you you may not be protected under your school, institute, or studio’s insurance policies.
beYogi offers discounted rates for students. Rest easy knowing you’ll be covered during your time as a reaching student as well as when you start teaching yoga on your own.
Ashtanga, Baptiste, Bhakti, Bikram, Hatha, Instruction, Iyengar, Integral, Kripalu, Kundalini, Power, Prenatal, Restorative, Sivananda, Yin, YogaFit® Personal Training, Vinyasa, Viniyoga, Yoga Therapy, Amrit, Ananda, Anusara, Chi Kung, Integrative, ISHTA, Jivamukti, Kali Ray TriYoga, White Lotus, Svaroopa®, Raja.