Why Choose beYogi Versus K&K Insurance

Not all yoga insurance is created equal. It's important to make sure the policy you choose gets you the most bang for you buck. Join us in comparing beYogi's insurance policy to other common insurance companies on the market. 

We will explore price, coverage limits, exclusions, extra benefits, and so much more to help you make an informed purchase in addition to help you understand what you really need for coverage as a yoga teacher. 

Already decided? Click the Button below to go to our simple online checkout and get coverage instantly.

Compare Yoga Insurance Policies


  • Occurrence Form Policy
  • Identity Protection Coverage: $25,000
  • Instant Coverage: Speedy & secure checkout
  • Comprehensive: Over 500 modalities included within your policy
  • Student Coverage: $60 for the first year
  • Exclusions: See exclusions list
  • Free Member Benefits: Access to over $1,500 in discounts with our included benefits
  • Certificate Of Insurance: Free, unlimited online downloads.

beYogi YOGA INSURANCE


Student Policy:

Professional & General Liability: $2Million per claim/ $3 Million aggregate

Total:
One Year only: $60

Save 67%

Yoga Part-Time Policy:

Professional & General Liability: $2Million per claim/ $3 Million aggregate

Two Year: $169

Yoga Full-Time Policy:

Professional & General Liability: $2Million per claim/ $3 Million aggregate

One Year: $179

Two Year: $334

Lock in an annual rate of $167

K&K Insurance

  • Claims Made Policy
  • Identity Protection Coverage
  • Instant Coverage: Policy takes 24 hours to go into effect
  • Comprehensive: Only covers yoga modalities 
  • Flexible Coverage: Robust policy with 5 options to choose from based on your coverage needs. 
  • Student Policy: Student pricing available
  • Exclusions: Any modalities beyond yoga 
  • Free Member Benefits
  • Certificate of Insurance: One copy is sent to you at the time of purchase. If you need more it's a written request. 

Insurance Plans


5 Policy Options Ranging From $194-$1,100

Option 1

Professional & General Liability: $1 Million per claim/ $5 Million aggregate

Total: 

Certified one year: $194

Non-certified one year: $245

Option 5

Professional & General Liability: $5Million per claim/ $5 Million aggregate

Total: 

Certified one year: $1,034

Non-certified one year: $1,100

Why does beYogi's yoga insurance outweigh K&K Insurance?

  1. Comprehensive Model: beYogi offers yoga instructors all-inclusive liability insurance, identity protection, and membership benefits for as low as $169 a year. K&K Insurance does not offer member benefits with the purchase of insurance. 
  2. Policy Options: K&K Insurance offers 5 policy options ranging from $194- $1,100 based on coverage limits while beYogi offers an all-inclusive yoga insurance policy at different prices based on where the yoga teacher is in their journey. 
  3. Type of Policy: Occurrence form coverage is the industry preferred liability insurance policy type. 
  4. Instant Coverage: beYogi is instant coverage once you click "buy policy". K&K Insurance is a quote process & requires 24 hours for the underwriter to review your quote. 

beYogi's Insurance Program Highlights

  • One low rate whether you're full-time or part-time; teaching at home or in a studio; independent or an employee; Or events in the US
  • For an additional $30, receive UNLIMITED additional insureds!
  • Covers 500+ health & wellness activities, including Yoga, Pilates, & Dance
  • Instant coverage and proof of insurance via email
  • Includes coverage for identity protection
  • Free business resources, including a professional website, discounts on yoga products, and inspirational pose directory

Industry Facts

  • It is estimated around sixteen million North Americans practice some form of yoga
  • Yoga had been practiced in India for centuries, but it has been practiced in the United states since the late 19 century.
  • In 2005, the North American Studio Alliance (NAMASTA) estimated there were 70,000 yoga teachers in North America
  • The number of yoga-related injuries treated in hospital emergency rooms almost doubled from 2010-2013, according to the National Electronic Injury Surveillance System (NEISS).

Modalities beYogi Covers Under every Policy

  • Yoga

  • Massage

  • Fitness

  • Beauty

Yoga Modalities

Abhyanga
Accessible Yoga
Accu-Yoga
Acro Yoga
Acrosage
Amrit
Ananda
Anusara
Aqua yoga
Ashtanga
Assisted Stretching
Aston Patterning
Ayurveda
Balneotherapy
Baptiste
Barbara Brennan Technique
Bhakti
Bikram
Bindi
Biosonic Repatterning
Biosync
Body Talk
Body-Mind Centering
Bonnie Bainbridge Cohen System
Breathing Techniques
Breema Breathwork
Broga
Buti Yoga
Chair Yoga
Chakra Yoga
Chi-Kung Yoga

Children's Yoga
Corepower Yoga
Crystal Therapy
dharma yoga
Doga/Goat Yoga

Dru Yoga
Eden Energy Medicine
Emotional Freedom Technique
Energy Healing Techniques
Energy Kinesiology
Forest Therapy
Forrest Yoga
Full Spectrum Energy Medicine
Gel
Gems
Goat Yoga
Hatha
Healing from the Core
Hellerwork

Holotropic Breathwork
Hot yoga
Integral Yoga
Integrative Yoga
Inversions
ISHTA
Iyengar
Japa
Jivamukti
Jnana
Kalari Yoga
Kali Ray TriYoga
Katonah Yoga
Kharma

Kids Yoga
Kripalau
Kripalu Bodywork
Kundalini
Laughing yoga
Mindfulness
Meditation
MELT Method

Mentastics
Naam Yoga Therapy
Nidra Yoga
Noga
Ohashiatsu
Phoenix Rising Power
Prenatal Yoga
Primordial Energetics
Raja

Reiki
Restorative
Scaravelli Yoga

Sculpt yoga
Sensory Repatterning
Sivananda
Slow Flow
Sound Healing
Stand Up Paddleboard Yoga (SUP)
Stretching Techniques
Svaroopa®
Tabatas
Tantra Yoga
Tension & Trauma Releasing Exercises
The Diamond Method
The Healing Code
Trauma-Informed Yoga
Vini
Viniyoga
Vinyasa
White Lotus Yoga
Yin
YogaFit® Personal Training
Yoga for Athletes

Yoga Life Coaching
Yoga nidra
Yoga Therapy*
Yuen Method

*Coverage for Yoga Therapy is only available for those professionals who (1) provide a client information document to their clients explaining the nature and extent of the services being provided; and (2) understand and communicate to their clients that Yoga Therapy is not a licensed healthcare profession in the state or jurisdiction in which they practice.

beYogi vs K&K Insurance FAQs

Is beYogi yoga insurance a real insurance policy?

Absolutely. You can be confident that your yoga insurance package covers you for most types of claims that can present themselves in the course of teaching yoga and other mindfulness practices. BeYogi was specifically designed to provide the best possible coverage for you and your practice, wherever and whenever that is. We created a complete guide to yoga insurance, where you can compare yoga insurance to ensure you are getting the best yoga teacher insurance to fit your needs.

Your policy follows you wherever you decide to offer instruction - from studio, to private homes, public parks, and can even be applied while you’re still in training. Just like any insurance policy, a beYogi insurance policy is a binding contract. Beyogi’s A-rated insurance underwriters provide you a guarantee for payment, up to your policy limits, in the case of a loss or damage claim being made against you.

How much does a beYogi yoga insurance policy cost?

We have several options for yoga instructors and student teachers to choose from so they can find what works best for them and their practice. For a one-year policy, the current rate is $159 for part-time instructors (those working less than 10 hours per week) and $179 for full-time instructors. For a two-year yoga teacher insurance policy, the rate is $327.95, a $30 savings over buying two, one-year policies. We also offer incredibly affordable yoga student teacher rates - just $25 for a full year of coverage.

In addition to all-inclusive coverage, we also offer a tremendous array of exclusive, members-only benefits. Following the yoga journey that works best for you, we’ve also made available a “benefits only” plan which provides identity protection, a professional website, and access to loads of discounts and special offers for a low $39 annual rate.

Do you have reviews from beYogi yoga insurance customers?

Yes! We’ve partnered with TrustPilot, an independent, third-party review platform that collects and publishes only verified purchasers’ reviews of beYogi’s products and services. We’re incredibly proud to be listed as “Excellent” with a rating of 9.5 out of 10.

Why is yoga insurance referred to as yoga liability insurance?

Those in the health professions are trusted by their students/patients to receive a reasonable level of care and certainly don’t expect to be harmed. Yogis need to especially mindful of this trust and responsibility to their students. From a legal standpoint, yoga instructors, and even student yoga teachers, can be liable for loss or harm that occurs during the course of their instruction. Yoga liability insurance literally insures (meaning protects financially) you and your practice should a claim be brought against you. 

To be an effective teacher in the practice of yoga, you have to be at peace with your situation. If you’re worried over the “what-ifs”, you won’t be at peace. That’s why our plans provide comprehensive coverage for almost every conceivable liability that could threaten your practice, as well as, provide exclusive tools, resources, and added benefits to our members.

Where can I find tips on teaching different yoga poses?

Passing on the healing art of yoga to your students is a truly remarkable life experience. BeYogi wants to help you be the best possible vessel for passing on your valuable information to your students with member-exclusive tips on popular topics like correct posture for different poses, best practices for adjusting students, and so much more. Visit our yoga teaching tips page for instant access.

Does beYogi offer yoga resources and guidance?

Yes! We offer articles on yoga poses and stylesteaching methodsclass planning and sequencing tips, the business of yoga, philosophywellness, and more, in addition to our affordable yoga insurance.

How do I become a beYogi partner?

Join the beYogi tribe and let’s find ways to grow our businesses together. We offer customized marketing solutions that help our yoga partners, sponsors, and ambassadors achieve their professional goals, increase brand awareness, and reach our community at every step of their journey to beYogi.

What type of insurance should a yoga teacher have?

At the very least, a yoga instructor insurance policy should provide comprehensive coverage for the modality that you choose to teach. This should include general liability, as well as, professional liability provisions. beYogi's yoga insurance coverage provides generous provisions for each of these, all the way up to $2 million per claim and a $3 million individual aggregate. But unlike other yoga insurance providers, we don’t stop with the bare minimum. BeYogi plans also come with the added protections we’ve learned are vital to a yoga practice such as product coverage and identity theft protection.

Why is yoga insurance referred to as yoga liability insurance?

Those in the health professions are trusted by their students/patients to receive a reasonable level of care and certainly don’t expect to be harmed. Yogis need to especially mindful of this trust and responsibility to their students. From a legal standpoint, yoga instructors, and even student yoga teachers, can be liable for loss or harm that occurs during the course of their instruction. Yoga liability insurance literally insures (meaning protects financially) you and your practice should a claim be brought against you. 

To be an effective teacher in the practice of yoga, you have to be at peace with your situation. If you’re worried over the “what-ifs”, you won’t be at peace. That’s why our plans provide comprehensive coverage for almost every conceivable liability that could threaten your practice, as well as, provide exclusive tools, resources, and added benefits to our members.

How can I compare different yoga insurance plans?

We have several options for yoga instructors and student teachers to choose from so they can find what works best for them and their practice. For a one-year policy, the current rate is $159 for part-time instructors (those working less than 10 hours per week) and $179 for full-time instructors. For a two-year yoga teacher insurance policy, the rate is $327.95, a $30 savings over buying two, one-year policies.

We also offer incredibly affordable yoga student teacher rates - just $25 for a full year of coverage. In addition to all-inclusive coverage, we also offer a tremendous array of exclusive, members-only benefits. Following the yoga journey that works best for you, we’ve also made available a “benefits only” plan which provides identity protection, a professional website, and access to loads of discounts and special offers for a low $39 annual rate.

Are there any additional benefits of a beYogi insurance policy?

Are there ever! A beYogi insurance policy goes so much further than simply protecting you from a potential claim. From our unique experience in the art of yoga, we’ve designed an insurance plan just for yogis that includes both coverage and support. As a member, you get exclusive access to benefits like teacher content, discounts from the best names in yoga wear and accessories, yoga playlists from the hottest yoga djs, and even a free professional website. We want you to be successful in your yoga journey so will give you the tools and support to thrive.

How do I explain the benefits of yoga to new students?

As a yogi, you know yoga isn't done over a few sessions a week. It’s a lifestyle of mindfulness connecting body, mind, and spirit. BeYogi gives you the tools from some of the most respected teachers in the yoga community for passing on your knowledge to your students. Be sure to check out our exclusive yoga teacher resources page. There we'll help equip you to gently guide others on their own yoga journeys.

Do you offer Continuing Education (CE) credits for Registered Yoga Teachers (RYTs)?

To maintain your RYT, every three years you must have 45 hours of teaching yoga and 30 hours of yoga-related training. Of these, 10 hours must be contact training, and 20 hours are non-contact training like reading articles, authoring yoga content, or taking online courses. At beYogi, we can help you easily obtain your 20 hours of non-contact training with our troves of helpful articles. As well, we encourage yogis to submit their own content for consideration as an addition to our tribe’s knowledge base. As a benefit of your yoga insurance policy, you’ll also be granted members-only pricing from other recognized yoga resources and courses, which can count towards receiving CE credit. For our massage therapists out there, we’ve partnered with Massage Magazine to offer steep discounts for massage therapy CE courses.