Question 1

Do yoga student teachers really need insurance?

Accepted Answer

In short, most definitely. BeYogi’s yoga student teacher insurance is an extremely affordable way to cover yourself from possible liabilities and other losses that can occur even while still in training. As a student, you're developing the skills you’ll need to become a full-fledged yoga instructor. While you may still be in school, you’ll still be directing yoga practitioners and providing instruction, making you vulnerable to the risks of a liability lawsuit and other loss events.nnClaims made against you or your business, loss of facilities, loss of equipment, and other unforeseen events can cost thousands of dollars. One of the wisest investments you can make early in your career is purchasing comprehensive student teaching insurance coverage. BeYogi student teacher insurance not only covers you from claims made against you for loss or harm but also covers you for additional loss events such as a rented facility being damaged, equipment becoming lost or stolen, and even provides a stout identity protection plan.

Question 2

What could student yoga teachers be liable for?

Accepted Answer

Unfortunately, in our society lawsuits are an everyday fact of life. Even as a student teacher, you can find yourself pulled into a lawsuit during your training. Simply overstretching a student during a pose or a student passing out in their session can open you up to a liability claim.nnAnother example could be if you were to accidentally cause damage to the rental facility and the owner filed a loss claim against you. BeYogi’s yoga student teacher insurance covers you for these and other common occurrences like lost or stolen equipment and even identity theft.

Question 3

Does beYogi yoga student teacher insurance cover me if I’m injured during training?

Accepted Answer

No, beYogi student teacher insurance coverage contains coverage for third-party liability claims against when someone claims loss or harm against you, such as those which would fall under general and professional liability. Your injuries would either be covered by your individual medical insurance or possibly the facility’s where your injury occurred.

Question 4

What is the difference between general liability and professional liability?

Accepted Answer

General liability is often called “slip and fall” insurance because a student simply walking into a studio slipping and falling can result in a general liability claim being filed because it could be claimed the facility didn’t take proper steps to provide a safe, accessible environment.nnProfessional liability occurs during the course of your instruction or as a result thereof. If you were helping a student with their posture and pushed a little too hard and they were injured, a claim under professional liability could ensue. In either case, beYogi has you covered through the entirety of your student teacher training with a comprehensive insurance package.

Question 5

How does occurrence form coverage work?

Accepted Answer

Occurrence form coverage means if a claim is filed against you after your policy is no longer effective you’re covered as long as the incident in question occurred while your policy was still in effect. For a deep-dive into occurrence form coverage, click here.

Question 6

What additional benefits does beYogi yoga student teacher insurance provide??

Accepted Answer

In addition to covering you for general and professional liability, rental damage, and stolen equipment, beYogi provides over $300 in additional member benefits for students in teacher training. beYogi’s identity protection plan ensures no one can use your personal information against you and you can continue learning and growing in your practice.nnWe’ll also set you up with your very own free, professional website giving you a tremendous opportunity to start building a community around your future practice while still in training. Finally, a crowd favorite, we have partnered with leading names in the yoga industry to offer you exclusive, members-only discounts and special offers on an incredible variety of yoga gear, classes, and memberships. We’re continually adding additional discount programs so be sure to check-in for the latest offers.

Question 7

What kind of insurance does a yoga student teacher need?

Accepted Answer

The best yoga insurance for students in teacher training is a plan that covers the full extent of everyday liabilities that can present themselves to yoga student teachers. Even for experienced yogis seeking certification, accidents can, and do, occur. However, our plans cover much more than just claims for loss or harm brought against you. Student teacher liability insurance from beYogi was developed by yogis for yogis.nnOur plans provide general and professional liability, a large individual annual aggregate, rental damage insurance, identity protection, stolen equipment insurance, and also includes over $300 in ancillary member benefits.

Question 8

Does my yoga school or studio cover me if a claim is made against me?

Accepted Answer

In most cases, no, your school or studio’s insurance would not cover you if a claim was brought against you and the school or studio may even face liability of their own. That’s why an affordable student teaching insurance plan is crucial towards protecting your ability to continue practicing what you love.

Question 9

Why would I need professional liability insurance before completing certification?

Accepted Answer

During your training, you’ll be learning proper alignment and modifications of a wide variety of different poses and modalities. Most certifications require hands-on experience to demonstrate proficiency. If a student you were working with happened to be injured while you were helping them, a claim against you could result. Because this occurred while you were providing a professional service, the claim would fall under professional liability. When you have beYogi student teaching insurance, you are covered for these types of claims all the way up to $2 million per claim.

Question 10

Is a beYogi student teaching insurance policy only good for one location?

Accepted Answer

Nope and nope. The beauty of our student teaching policy is that the coverage is with you no matter where you’re learning or practicing. From formal studio sessions to laid-back pool deck vinyasas, you’ll have peace of mind and spirit knowing beYogi student teaching insurance has you covered.

Question 11

What does individual annual aggregate mean?

Accepted Answer

This is the maximum amount of money insurance will pay during the 12-month policy period of beYogi’s student insurance plan, regardless of how many claims are filed. Under beYogi’s student insurance plan, you have $2 million of coverage for each claim filed and up to a $3 million annual maximum, or aggregate, for all claims occurring in that year. An individual aggregate simply means your claims aren’t being pooled with others - you alone receive up to $3 million for all claims during the policy period.

Question 12

After paying my premium, when will I receive proof of coverage?

Accepted Answer

Immediately. As soon as you click your way through online forms and submit payment you will be emailed a confirmation containing proof of insurance. We want to make insurance easy and accessible so you can stay focused on learning the art of healing yoga therapies.

Question 13

How much does beYogi yoga student teacher insurance cost?

Accepted Answer

For just $25, you get covered for the full length of your Registered Yoga Trainer (RYT) certification, or up to 12-months of coverage. All-in, total, done, finito. You can be confident that the low cost of beYogi’s student teacher insurance plan is cost-effective protection for setting up a successful future practice. At just $25, beYogi insurance for students enrolled in yoga teacher training is vastly less than the cost of a potential claim. Better still, when your training is complete your policy automatically upgrades to a full beYogi yoga instructor policy. At a lower entry price point, the student teacher insurance policy is one of our best deals.

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Frequently Asked Questions

What is the difference between general liability and professional liability?

How does occurrence form coverage work?

What additional benefits does beYogi insurance provide?

What does annual aggregate mean?

How much does beYogi yoga insurance cost?

Does my yoga school or studio cover me if a claim is made against me?

Why would I need professional liability insurance before completing certification?

Is a policy only good for one location?