December Special

Save $30 on a 1-year policy (was $179, now $149) - OR EVEN BETTER - save $90 on a 2-year policy (was $327.95, now $237.95).

$90 Off Insurance

Get our best deal of the year

See How We Compare

With this December special pricing, beYogi's #1 rated yoga insurance is the lowest price for 1-year coverage compared to our competitors, and our 2-year policy is even lower than Alternative Balance's 1-year price! 

*Prices reflect 2 million per occurrence coverage and include any required membership fees.


Liability Insurance Highlights

Yoga Insurance Coverage

Despite a yoga instructor's best efforts to teach safe yoga practices, injuries do happen. And they can be financially devastating without the backing of a solid insurance plan. Even if your studio covers you, it's important to have personal coverage because other employees can exhaust the studio's aggregate total.

In addition to liability insurance, you get a free website, stolen equipment coverage, theft protection, and tons of discounts on yoga equipment, retreats, yoga software, classes and more.

Plus, we don't have complicated quote process. One price covers everything. You won't have to answer 15 quesitons about your business and history. Just select your profession, any secondary practices you want covered, if you need any additional insureds and you are good to go.

Coverage Details

  • Professional/General Liability: $2 Million per occurrence / $3 Million annual aggregate
  • Product Coverage: $2 Million annual aggregate
  • Damage to Rental Premises: $100,000
  • Identity Protection Coverage: $25,000
  • Stolen Equipment Coverage: $1,000 w/ a $250 deductible
Yoga Modalities Icon

490+ Modalities Covered—No Extra Cost

For one low price, you’re covered for over 60 yoga styles and 490 health & wellness modalities like yoga therapy, Pilates, hot stone, reiki, cupping, sound healing and more. See all ›

Insurance Coverage

Coverage that Follows You

You are covered wherever you teach: in-studio, outside, private lessons, online livestreaming, and pre-recorded video. Plus get an instant certificate and proof of insurance as soon as you checkout.

Member Benefits

Member Benefits

Get free member benefits such as an easy-to-customize website (see example), discounts on yoga software, retreats, classes, and 30% off products from Gaiam, YouVeda, Metta Mats, Yoga Box and more. See all ›

$1,000 In Member Benefits Included

beYogi insurance policies include exclusive member benefits such as discounts to your favorite yoga brands, discounts on yoga education, a free yoga website, preferred group rates on insurance plans, discounts on business resources, and savings on everyday expenses.

Stay Protected with an Occurrence-form Policy

If you are insured from January 1st 2020 to December 31st 2020 (12 months) and an incident occurs in May 2020 but the claim is not filed until May 2021, beYogi still covers you even if your insurance has expired. This is "Occurrence Form" coverage which most yoga insurance companies don't offer. No matter if you choose beYogi, definitely make sure your provider is "occurrence form."

Yoga Styles Covered

  • Yoga
  • Massage
  • Fitness
  • Beauty

Acro Yoga
Acu-Yoga
Acupressure
Acuu-Yoga
AMMA
Amrit
Ananda
Anusara
Ashtanga
Ayurveda (excludes nutrition/diet)
Baptiste
Bhakti
Bikram
Body Work Therapy
Buti Yoga
Chair Yoga
Chi Kung
Chi Nei Tsang
Core Power Yoga
Forrest

Hatha
Instruction
Integral
Integrative
ISHTA
Iyengar
Japa
Jivamukti
Jnana
Kali Ray TriYoga
Kharma
Kripalau
Kundalini
Laughing
Massage Therapists
Medical Qigong
Meditation
Naam Yoga Therapy
Nidra Yoga (Form of meditation)
Nuad Bo 'Rarn

Phoenix Rising Power
Power 
Prenatal
Primordial Energetics
Raja
Reflexologists
Reiki Practitioners
Restorative
Sculpt yoga
Sivananda
Stand Up Paddleboard (SUP) Yoga
Svaroopa®
Tibetan Cranial
Tuina
Viniyoga
Vinyasa
White Lotus
Yin
Yoga Therapy*
YogaFit® Personal Training

*Coverage for Yoga Therapy is only available for those professionals who (1) are a certified yoga therapist through the International Association of Yoga Therapists; (2) provide a client information document to their clients explaining the nature and extent of the services being provided; and (3) understand and communicate to their clients that Yoga Therapy is not a licensed healthcare profession in the state or jurisdiction in which they practice.

beYogi Yoga Insurance Reviews


Frequently Asked Questions

Do you have questions about yoga liability insurance in general? Or maybe questions about the coverages, details, and benefits offered by beYogi yoga liability insurance? We’re here to help. Take a look at some of the most frequently asked questions.

How much does yoga insurance cost?

Yoga insurance varies from company to company depending on the coverage and limits of your specific policy. Most companies offer yoga liability insurance from between $179 and $400 annually.

It is important to weigh the coverage limits and included benefits to determine what policy and company is best for you. You want to make sure that your policy provides both professional liability and general liability coverage.

What modalities are covered by yoga liability insurance?

Yoga isn’t just one type of yoga. From Bikram yoga to Restorative yoga and everything in between. There are hundreds of different types, as well as many complementary healing practices. Providers, like beYogi, cover over 350 yoga styles and healing practices.

Do I need insurance if I am working in a studio?

Many studios require their teachers to carry their own yoga instructor insurance.

Even though you are working as a yoga instructor at a studio that carries liability insurance, that doesn’t mean you are protected under that policy. You need to protect yourself and your practice in case something does happen. 

How do I find the best yoga insurance for me?

Insurance can vary greatly from provider to provider. It is important to take the time to do some research and determine what might be the best fit for you. The last thing you need or want as a yoga teacher is an expensive liability insurance policy. Or even worse, one that does not provide the levels of coverage and benefits you should have protecting you. But, deciding on a good yoga insurance policy for your needs can feel overwhelming. Follow these steps to help make the determination:
  1. Compare the plan prices
  2. Check to see if the modalities you practice are covered
  3. Where does the coverage extend to? Only at a studio? Or does it cover you no matter where you are teaching?
  4. Compare what additional benefits are offered free of charge or for a price
  5. Utilize comparison grids to visually compare plans from the different companies

How much coverage should I have for my yoga liability insurance?

The recommended coverage levels for professional and general liability insurance is $2 million per occurrence and at least a $3 million annual aggregate.

Ideally, you also want to have product coverage of a $2 million annual aggregate. Some companies also offer rental damage coverage at the recommended level of $100,000 in coverage.

Not all policies are created equal and it's recommended to do your research into the companies occurrence form policy as well. At beYogi we make it easy,  and are here to answer any questions that you have. Give us a call or contact us online today.

As a yoga teacher, what kind of insurance do I need?

The two most important types of insurance to carry as a yoga instructor are general liability (slip and fall) coverage and professional liability (malpractice). These will cover you in case of an unfortunate event where one of your students is injured. Whether that be an injury from tripping over something and falling or a claim of negligence by one of your students.

Other types of valuable insurance coverages that are available by some companies include product coverage liability, rental damage coverage, and stolen equipment coverage. With the growing number of yoga practitioners desiring other services like massage to be incorporated with their yoga, product coverage insurance is becoming more and more needed. The product coverage is great if you are practicing several modalities. This coverage will protect you in the event a student or client has an adverse reaction to a product you use.

Look for a yoga liability insurance provider, like beYogi, that covers both professional and general liability under one policy. You’ll also enjoy additional coverages like those mentioned above. With our policies, you are also not limited to the number of modalities covered by your policy.

What is the difference between general & professional liability?

As a yoga teacher, it is very important to have both general liability insurance and professional liability insurance coverage. Make sure when you are looking for coverage policies that you opt for one that provides both of these. General liability insurance, often referred to as “slip and fall” insurance, covers you against any third-party claims for injury or property damage. If for instance, there is sweat or water on the floor of the studio you are teaching at and a student slips and injures themselves you are covered.

Professional liability insurance is a little different and sometimes referred to as “malpractice insurance”. This coverage will protect you against any third-party claims that your posture correction or instruction led to an injury. For example, if a student did not fully understand your explanations of a pose and because of that, they injured themselves.

Both of these scenarios are possible in your day to day yoga practice so you want to make sure you are fully covered by your yoga insurance for both types of liability.

When should I buy yoga liability insurance?

You should strongly consider purchasing liability insurance for yoga instructors as soon as you begin your professional career. The best bet is to look into getting coverage as a teaching student. Many programs offer discounted rates for students. Then you know you’ll be covered during your training time as well as when you get out on your own.

Am I covered if I teach at various locations?

The great thing is, your liability insurance goes with you no matter where you are teaching. Rest easy knowing you are protected. You're covered whether you teach at a yoga studio, outdoor park, fitness center, festival, someone's house or all of the above.

Should I get liability insurance if I am a student in yoga teacher training?

We strongly encourage you to be covered by yoga liability insurance even as a student. Accidents or situations can happen at any time and you you may not be protected under your school, institute, or studio’s insurance policies.

beYogi offers discounted rates for students. Rest easy knowing you’ll be covered during your time as a reaching student as well as when you start teaching yoga on your own.

What yoga styles are covered for pre-recorded video?

Ashtanga, Baptiste, Bhakti, Bikram, Hatha, Instruction, Iyengar, Integral, Kripalu, Kundalini, Power, Prenatal, Restorative, Sivananda, Yin, YogaFit® Personal Training, Vinyasa, Viniyoga, Yoga Therapy, Amrit, Ananda, Anusara, Chi Kung, Integrative, ISHTA, Jivamukti, Kali Ray TriYoga, White Lotus, Svaroopa®, Raja.