The Ins and Outs Filing a Yoga Insurance Claim

While you may be covered by yoga instructor insurance, filing a claim can be scary. After an incident, it's tough to make that call or send that email to your insurance provider. When something goes wrong, you may find yourself dealing with difficult situations. Filing an insurance claim is intimidating for many professionals, but it doesn’t have to induce dread. 

When you file a yoga teacher insurance claim with beYogi, you can expect our professional staff to help guide you through the entire process. We are on your side when something goes wrong. We know how scary an incident can be, so we prioritize our policyholders' needs above all else. Our friendly agents are here to be your guide so you know what to expect when filing a yoga instructor insurance claim.

Why File an Insurance Claim?

Before we dive into what to expect when you file a yoga insurance claim, let's talk about why you would need to file an insurance claim in the first place.  A comprehensive insurance plan from beYogi helps protect your financial assets if legal action were taken due to professional negligence or malpractice, slips and falls, and exaggerated marketing claims.

When something goes wrong and a client is hurt or experiences personal loss while under your care, you could be held liable to cover the costs of the repercussions. 

The comprehensive coverage that beYogi provides helps cover a range of incidents and circumstances. We created a comprehensive yoga instructor insurance policy to provide peace of mind so you can solely focus on your students' experience.

Here are a few reasons you may file an insurance claim:

• A client walking into the studio slips on sweat that was missed while cleaning and falls hard on their back, requiring them to get an X-Ray.
• A student's hip injury is aggravated during pigeon pose, in which they blame the instructor for not providing modification options. 
• A student signs up for a breathwork meditation course in which they complain that the guaranteed regulation benefits marketed were not met.

Although rare, it's important to understand the reasons why you would need to file a claim. We are here to help prepare you for when things may go wrong. 

What Information Do You Need to File a Yoga Insurance Claim?

There are several ways you can prepare before filing to help your yoga insurance agent. When you've prepared ahead of time, you can simplify the process and manage your expectations. 

Here are a few things your insurance agent might discuss with you: 

• Your personal information. Be ready to give your personal information to your insurance representative. Generally, it's a good idea to pull up your profile and have your member number (Member ID) ready to go. Your insurance agent will be able to pull up your policy and help get the ball rolling. 
• Incident details. Be ready to tell your agent exactly what happened and what you experienced. Provide as much detail as you can with the information that you have. Your insurance agent may ask about injuries, circumstances, and other specifics about the incident. The more honest information you can provide, the better (and quicker) your insurance provider can help. 
• Record all involved parties. As much as you can, tell the agent who was involved in the incident. If you have insight into the injured party’s information, provide that information. Any information you can provide about the injured person can help with your claim. 
• When and where it happened. While discussing the details of the incident, explain when and where it happened. If the incident occurred at your rental facility, let the insurance agent know that information.

What to Expect When Filing a Yoga Teacher Insurance Claim?

When a client gets hurt, it's never an easy situation, especially if they got hurt while under your instruction. It's easy to panic or feel anxious about filing an insurance claim; however, if you know what to expect, you can prepare for the journey ahead. 

Here are some things you can expect when you file your yoga claim:

• The process can take time. Processing a yoga insurance claim doesn't happen overnight. Though the aim is to process every claim quickly, it can take time to investigate a claim responsibly & thoroughly.
• You may have to review details multiple times. Filing a liability claim is an involved process. We will likely have several conversations to go over the details again. We want to ensure we have every detail correct in filing your claim. Examining an incident from every angle and reviewing every detail is how we best provide coverage for our policyholders. 
• Information & detail are your best friends. Knowing your policy and how you are protected is your most powerful asset. Study and expand your knowledge of your rights and how insurance will help. We provide multiple resources for our policyholders so they can equip themselves with the knowledge they need. As you are filing an insurance claim, be ready to study and cover a lot of information. 
• There can be multiple steps in the process. Unfortunately, filing a claim is just the beginning. You are likely in for a long journey with many steps in the process. Our staff will help guide you through every step of filing your claim. We know there is a lot to work through after an incident. Our goal is to make filing your claim simple and easy for you. 
• You may need extra support during this time. A traumatic accident can affect you in many ways. It's crucial to take stock of your mental health and take measures to get the help you need. Talk to friends, or seek professional assistance if you feel you need it after something goes wrong. Do what it takes to take care of yourself in a time of higher stress. 
• Don't hesitate to check up on your claim. Filing an insurance claim can be a long process. It never hurts to contact your insurance agent and check on the progress of your claim to ease the anxiety of the situation.

beYogi is Your Ally

When an accident occurs, beYogi is here to help. We are on your side and will do whatever we can to help you file your claim. We're standing in your corner as your ally to help you to the best of our ability. 

Worry-Free Filing

beYogi and its underwriter are here to help make the yoga liability insurance claims process as stress-free as possible. If your claim requires a defense, the insurance carrier will appoint an experienced attorney when your coverage letter is issued. A licensed attorney with experience handling professional and general liability claims will manage your defense and advocate on your behalf. This means you can focus on your business without the added stress of finding an attorney or navigating an unfamiliar legal process on your own.

Have Peace of Mind in Minutes

You can count on us for your yoga instructor liability insurance. We'll take care of everything and walk you through the process if you need to file a claim.