*To be eligible for our student rate, you must be enrolled in your initial certification (usually 200 hours) on the effective date of coverage. Our student policy will only cover you for the disciplines and methods that are in your coursework.
Liability Insurance Highlights
Yoga Insurance Coverage
Despite a yoga instructor's best efforts to teach safe yoga practices, injuries do happen. And they can be financially devastating without the backing of a solid insurance plan. Even if your studio covers you, it's important to have personal coverage because other employees can exhaust the studio's aggregate total.
In addition to liability insurance, you get a free website, identity theft protection, and tons of discounts on yoga equipment, retreats, yoga software, classes and more.
Coverage Details
Professional/General Liability: $2 Million per occurrence / $3 Million annually
Personal Injury and Advertising Injury: $2 Million
Identity Protection Coverage: $25,000
Coverage for 500+ services
Occurrence form coverage
Livestreaming & pre-recorded classes covered
500+ Modalities CoveredโNo Extra Cost
For one low price, youโre covered for over 500 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, kinesiology and more.See all โบ
Coverage that Follows You
You are covered wherever you teach: in-studio, outside, private lessons, online livestreaming, and pre-recorded video. Plus get an instant certificate and proof of insurance as soon as you checkout.
Member Benefits
Get free member benefits such as an easy-to-customize website (see example), discounts on yoga software, retreats, classes, and 30% off products from Gaiam, YouVeda, Metta Mats, Yoga Box and more. See all โบ
Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile appโwith only a $10 copay.
Spinal Flow Sports Massage Spotlight Cycle St. John Neuromuscular Therapy Steamy Wonder System Stone Therapy Strain-Counterstrain Structural Energetic Therapyยฎ Structural Integration Swe-Thai Massage Swedish Massage Tapping Techniques (EFT) Tellington Touch Tension & Trauma Releasing Exercises (TRE) Temporomandibular Therapy Thai Herbal Compress Technique Thai Massage Thai Yoga Massage Therapeutic Touch Thumper Massage Tian Di Bamboo Massage Tibetan Cranial Tibetan Massage TimTam Touch For Health Touch to T.E.A.C.H. Trager Work Trauma Touch Therapy Trigger Point Therapy Tsubo Point Therapy Tuina Tuning Forks Vedic Massage Vibrational Healing Massage Therapy Visceral Manipulation (Internal Organ Massage) Warm Bamboo Massage Wurn Technique Yamuna Body Rolling Zen Shiatsu Zero Balancing Zone Therapy Postural Integration Rubenfeld Synergy Method Russian Massage Rys Thomas Energy Medicine Schulman Therapy Seated Massage Shen Jing Acupressure YoMassage Yuen Method
Fitness Modalities
20/20/20 Active Isolated Stretching Aerobics Aqua Fit Aquatic Exercise ARC Technique Assisted Stretching Aston Patterning Ballyx Barre BFR Topicals Biodanza Body Beast Body Image Enrichment Body Talk Body-Mind Centering BollyX Bonnie Bainbridge Cohen System Budokon Cardio Cardio Kickboxing (non-contact) CardioCore Children's Fitness Circuit Training Cize
CORE Bodywork Core Energetics Cross Training Curves Dancercize
Electrolysis Energy Balancing Feldenkrais Method Forearm Dance Technique Group Fitness Gyrotonic HIIT Training Insanity Kettlebell Kickboxing (non-contact) Kinesiology Kinesiology Taping Les Mills Programs MELT Method Mentastics Min Spin Muscle Activation Technique Muscle Energy Technique Myotherapy Orangetheory Fitness P90X
Pilates Pilates Reformer Pilates Apparatus PiYo Power Stretch Practical Movement Pump Push Therapy Qigong Range of Motion Rossiter Stretching SilverSneakersยฎ Spinning Stroller Stridesยฎ Stretching Techniques Tae Bo Tai Cheng Tai Chi Tension & Trauma Releasing Exercises (TRE) Total Body Balancing TRX Group Suspension Training WATSUยฎ White Lotus Yoga Fitยฎ Personal Training Zumbaยฎ
Body Sculpting - Noninvasive Chemical peel (no lasers) Chemical wave Children's Services Cold Light Series 6 Facials Color consultations Color Light Therapy Conditioning Treatments Cosmetic massage Cosmetologists Cupping
Hydrofacials Ionic Footbath LED Light Therapy Lypossage Make-up Artists Manicures Men's Grooming Microblading* Microcurrent services Microdermabrasion Microneedling Microshading Nail art Nail extensions Nail repair
Nanoneedling Ombre Brows
Oxygen Infusion Facial Painting Palm Rolling Paraffin pedicures Pedicures Permanent hairstyle Polish Razor Cuts Red Light Therapy Saline Microblading Removal Salt scrub Salt therapy Shampooing Shaving Skin peels Spray Tanning/Sunless Tanning Stencil Design Straightening Sugar Scrub Sunless tanning Thermal styling Topicals Ultra sonic facial Ultra sound facials
Most yoga liability insurance companies offer insurance policies ranging from $179 to $400 annually. However, there are many factors to consider when shopping for the best Vinyasa yoga insurance price. Of course, the annual cost is essential, but it's also important to consider what it includes. For example, many insurance companies may offer a low outward-facing price but tack on additional fees for extra services, coverage, or benefits. When considering which insurance company is best for yoga teachers, consider what the policy includes with the premium and what costs extra before making your final decision. Discover how to spot a good price-to-coverage ratio by reading our yoga teacher insurance cost guide.
What kind of services does Vinyasa yoga insurance cover?
There are over 500 modalities that a beYogi policy will cover, including services in the yoga, massage, fitness, or beauty industries. Vinyasa yoga insurance refers to professions that offer sessions that encompass a variety of yoga types, including styles like Power Yoga, Baptiste Power Yoga, CorePower, and more.
Do I need Vinyasa yoga insurance if I teach at my home?
Having your own individual policy or personal liability insurance is always a good idea. If you do not currently have an employer and you offer services outside of your home, having a liability insurance policy will be more important than ever. You may also want to consider a business owner's policy if you have any employees.
How much coverage is enough for Vinyasa teachers?
The recommended professional and general liability coverage is $2 million per occurrence with a $3 million annual aggregate. A beYogi policy limit was designed with yoga and wellness risks in mind.
What is the difference between general & professional liability?
Professional liability coverage helps protect against occupation-specific risks, like a professional error or a negligent omission. These situations can occur when the yoga instructor does something wrong or is accused of doing something that results in harm or injury to another individual's self or property.
General liability coverage is designed for generic risky situations, like a slip or fall. These circumstances are not tied to a specific profession but could occur in any occupation. General liability claims can arise when there is perceived negligence, creating a hazardous situation or environment that causes harm or damage to another individual.
Am I covered if I offer services at various locations?
One of the benefits of a beYogi policy is its portability. In other words, you're not tied to a specific location to provide your services. We offer coverage in all 50 states and ensure the practitioner, not just the place where they teach yoga. This means you're free to take your offerings on the road, to the park, online, or to a friend's house. Your coverage follows you wherever you go and wherever you teach yoga within the United States.
Why do you need liability insurance?
In addition to the financial protection that comes with Vinyasa yoga insurance, there are several other benefits to being a policyholder. For example, having insurance can boost your credibility by demonstrating to clients that you are a professional who prioritizes safety and responsibility. This confidence allows you to focus on teaching without worrying about unforeseen issues.
Additionally, members may enjoy a series of benefits from their policy. A beYogi member has numerous member benefits at their fingertips, including exclusive discounts, services, and resources. These perks of the policy make our coverage all the more beneficial for our members.
Why choose beYogi Vinyasa insurance?
Protection of financial & personal assets
Credibility within your community
Membership benefits offered by beYogi
Identity theft protection
Mobile policy- all 50 states are covered
Includes online & telehealth coverage
What is occurrence-based coverage, and why is it important?
Occurrence-based coverage is the preferred coverage option because it protects policyholders even after the policy expires. With occurrence-based or occurrence form coverage, you're protected for incidents that occur during the policy period. Even if you file a claim after the policy expires, you'll still be covered for incidents that happened while the policy was active.
Claims can be delayed for various reasons, such as a client not realizing the full extent of their injury, paperwork issues, or other factors. As a result, a claim might be filed after your policy has expired. For this reason, occurrence-based protection can be a lifesaver for yoga professionals because they don't have to stress about a claim being filed on time for incidents that occur while the policy is in place.
How does a Vinyasa yoga insurance claim work?
An insurance claim can be a relatively simple process. After an incident in which a student or third party is harmed, they could file a lawsuit against you. If this happens, the policyholder will simply contact their insurance company and inform them of the claim. The insurance provider will then determine the claim's validity and what portion of coverage may be available. Your insurance agent can walk you through the details once a claim occurs.
What does it mean to be BBB-accredited?
Accreditation by the Better Business Bureau (BBB) means a company has met the standard requirements for reliable business practices. The BBB is a nonprofit organization that reassures consumers about a company, ensuring it is dependable and safe to do business with.
The Better Business Bureau also provides rating systems for consumers to evaluate which company may best fit their needs based on other consumers' experiences.
Who can purchase a student policy?
Any person currently enrolled in their first initial certification/training can purchase the student policy for $60/YR. Examples include, but are not limited to: 200 HR YTT, enrolled in a massage training program (typically ~500HRs), and cosmetology school. The student policy will only cover you for the disciplines and methods that are in your coursework. The policy limits are the same, and it is a 1-year policy, meaning once you graduate, the policy will continue to cover you as you begin your professional services. If you have questions, please call (800)-516-8822.