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Affordable, Comprehensive Yoga Teacher Insurance
Excellent-rated yoga teacher liability insurance that covers yoga and wellness professionals for more than 500+ yoga styles, practices, and more. Get fully covered for less than .49 cents per day, in under five minutes.
Excellent-rated yoga teacher liability insurance that covers yoga and wellness professionals for more than 500+ yoga styles, practices, and more. Get fully covered for less than .49 cents per day, in under five minutes.
Live streaming and pre-recorded video covered
Fast & Secure Online Application
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga
Protect Your Teaching With One Solution
Our part-time policy covers you for 10 hours or less (the highest in the industry) and has the same coverage as the full-time policy.
One Year student
Full-Time
$60/YR
One Year PROFESSIONAL
Full-Time
$159/YR
Two Year PROFESSIONAL
Full-Time
$358 $334/YR
Liability Insurance Highlights
Yoga Insurance Coverage
Despite a yoga instructor's best efforts to teach safe yoga practices, injuries do happen. And they can be financially devastating without the backing of a solid insurance plan. Even if your studio covers you, it's important to have personal coverage because other employees can exhaust the studio's aggregate total.
In addition to liability insurance, you get a free website, stolen equipment coverage, theft protection, and tons of discounts on yoga equipment, retreats, yoga software, classes and more.
Coverage Details
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, kinesiology and more. See all ›
Coverage that Follows You
If you change jobs or work on your own part-time (i.e. yoga festivals, yoga teacher training), your coverage still follows you. Plus get an instant certificate and proof of insurance as soon as you checkout.
Member Benefits
Exclusive member benefits such as discounts to your favorite yoga brands, continuing education, a free website, and business needs like software, travel, and more.
Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
Yoga Insurance Comparison Chart
We've done the insurance homework for you. Compare yoga liability insurance options below:
| beYogi | Yoga Alliance YogaPro | IDEA formally Yoga Journal Teachers(PLUS) | Next | Progressive | Insurance Canopy | K&K Insurance | |
|---|---|---|---|---|---|---|---|
| General & Professional Liability (E&O) Insurance Enter your text here... | $2MM/Occurrence; $3MM Annual Aggregate | Choice of $1MM or $2MM/Occurrence; $3MM or $4MM Aggregate | Choice of $1MM to $2MM/Claim; $1MM to $4MM Aggregate | Choice $500K to $2MM/Occurrence; $1.5MM to $4MM Aggregate | $1M/Occurrence; $2M Aggregate | $2MM/Occurrence; $3MM Annual Aggregate | Choice of $1MM to $5MM/Occurrence; $5MM Aggregate |
| Identity Protection Plan | Add on | ||||||
| Occurrence-Based Coverage | |||||||
| 500+ Modalities Covered | |||||||
| Live & Pre-recorded Video Included | |||||||
| Liability Waiver Required | |||||||
| Requires A Quote To Purchase | |||||||
| Annual Membership Fee | |||||||
| Annual Price (per year) | $169 PT $179 FT | $122 PT + Fees* $146 FT + Fees* | $116 PT $177 FT (only yoga, pilates, aerobics instruction) | $192 (2MM/4MM Premium) | $404 | $129 (+ Add ons) | $360 (Yoga + Other) |
NOTE: The information in this comparison has been gathered from the websites of each organization and other third-party sources. No guarantee or assurance is made by beYogi as to the accuracy or completeness of this information. This information was confirmed in October 2023.
Liability Insurance Highlights
Yoga Modalities
Abhyanga
Accessible Yoga
Accu-Yoga
Acroyoga
Acrosage
Amrit
Ananda
Anusara
Aqua yoga
Ashtanga
Assisted Stretching
Aston Patterning
Ayurveda
Balneotherapy
Baptiste
Barbara Brennan Technique
Bhakti
Bikram
Bindi
Biosonic Repatterning
Biosync
Body Talk
Body-Mind Centering
Bonnie Bainbridge Cohen System
Breathing Techniques
Breema Breathwork
Broga
Buti Yoga
Chair Yoga
Chakra Yoga
Chi-Kung Yoga
Childrens Yoga
Corepower Yoga
Crystal Therapy
dharma yoga
Dru Yoga
Eden Energy Medicine
Emotional Freedom Technique
Energy Healing Techniques
Energy Kinesiology
Forest Therapy
Forrest Yoga
Full Spectrum Energy Medicine
Gel
Gems
Goat Yoga
Hatha
Healing from the Core
Hellerwork
Holotropic Breathwork
Hot yoga
Integral Yoga
Integrative Yoga
Inversions
ISHTA
Iyengar
Japa
Jivamukti
Jnana
Kalari Yoga
Kali Ray TriYoga
Katonah Yoga
Kaiut Yoga
Kharma
Kids Yoga
Kripalau
Kripalu Bodywork
Kundalini
Laughing yoga
Mindfulness
Meditation
MELT Method
Mentastics
Naam Yoga Therapy
Yoga Nidra
Noga
Ohashiatsu
Phoenix Rising Power
Prenatal Yoga
Primordial Energetics
Qigong
Raja
Reiki
Restorative
Scaravelli Yoga
Sculpt yoga
Sensory Repatterning
Sivananda
Slow Flow
Sound Healing
Stand Up Paddleboard Yoga (SUP)
Stretching Techniques
Svaroopa®
Tabatas
Tantra Yoga
Tension & Trauma Releasing Exercises
The Diamond Method
The Healing Code
Trauma-Informed Yoga
Vini
Viniyoga
Vinyasa
White Lotus Yoga
Yin
YogaFit® Personal Training
Yoga for Athletes
Yoga Life Coaching
Yoga nidra
Yoga Therapy
Yuen Method
Frequently Asked Questions
Do you have questions about yoga liability insurance in general? Or maybe questions about the coverages, details, and benefits offered by beYogi yoga liability insurance? We’re here to help. Take a look at some of the most frequently asked questions.
Yoga insurance varies from company to company depending on the coverage and limits of your specific policy. Most companies offer yoga liability insurance from between $179 and $400 annually.
It is important to weigh the coverage limits and included benefits to determine what policy and company is best for you. You want to make sure that your policy provides both professional liability and general liability coverage.
Yoga isn’t just one type of yoga. From Bikram yoga to Restorative yoga and everything in between. There are hundreds of different types, as well as many complementary healing practices. Providers, like beYogi, cover over 350 yoga styles and healing practices.
Many studios require their teachers to carry their own yoga instructor insurance.
Even though you are working as a yoga instructor at a studio that carries liability insurance, that doesn’t mean you are protected under that policy. You need to protect yourself and your practice in case something does happen.
- Compare the plan prices
- Check to see if the modalities you practice are covered
- Where does the coverage extend to? Only at a studio? Or does it cover you no matter where you are teaching?
- Compare what additional benefits are offered free of charge or for a price
- Utilize comparison grids to visually compare plans from the different companies
The recommended coverage levels for professional and general liability insurance is $2 million per occurrence and at least a $3 million annual aggregate.
Not all policies are created equal and it's recommended to do your research into the companies occurrence form policy as well. At beYogi we make it easy, and are here to answer any questions that you have. Give us a call or contact us online today.
The two most important types of insurance to carry as a yoga instructor are general liability (slip and fall) coverage and professional liability (malpractice). These will cover you in case of an unfortunate event where one of your students is injured. Whether that be an injury from tripping over something and falling or a claim of negligence by one of your students.
Look for a yoga liability insurance provider, like beYogi, that covers both professional and general liability under one policy. You’ll also enjoy additional coverages like those mentioned above. With our policies, you are also not limited to the number of modalities covered by your policy.
As a yoga teacher, it is very important to have both general liability insurance and professional liability insurance coverage. Make sure when you are looking for coverage policies that you opt for one that provides both of these. General liability insurance, often referred to as “slip and fall” insurance, covers you against any third-party claims for injury or property damage. If for instance, there is sweat or water on the floor of the studio you are teaching at and a student slips and injures themselves you are covered.
Professional liability insurance is a little different and sometimes referred to as “malpractice insurance”. This coverage will protect you against any third-party claims that your posture correction or instruction led to an injury. For example, if a student did not fully understand your explanations of a pose and because of that, they injured themselves.
Both of these scenarios are possible in your day to day yoga practice so you want to make sure you are fully covered by your yoga insurance for both types of liability.
You should strongly consider purchasing liability insurance for yoga instructors as soon as you begin your professional career. The best bet is to look into getting coverage as a teaching student. Many programs offer discounted rates for students. Then you know you’ll be covered during your training time as well as when you get out on your own.
The great thing is, your liability insurance goes with you no matter where you are teaching. Rest easy knowing you are protected. You're covered whether you teach at a yoga studio, outdoor park, fitness center, festival, someone's house or all of the above.
We strongly encourage you to be covered by yoga liability insurance even as a student. Accidents or situations can happen at any time and you you may not be protected under your school, institute, or studio’s insurance policies.
beYogi offers discounted rates for students. Rest easy knowing you’ll be covered during your time as a reaching student as well as when you start teaching yoga on your own.