Liability Insurance Highlights

Yoga Insurance Coverage

Despite a yoga instructor's best efforts to teach safe yoga practices, injuries do happen. And they can be financially devastating without the backing of a solid insurance plan. Even if your studio covers you, it's important to have personal coverage because other employees can exhaust the studio's aggregate total.

In addition to liability insurance, you get a free website, stolen equipment coverage, theft protection, and tons of discounts on yoga equipment, retreats, yoga software, classes and more.

Coverage Details

  • Professional/General Liability: $2 Million per occurrence / $3 Million annual aggregate
  • Product Coverage: $2 Million annual aggregate
  • Damage to Rental Premises: $100,000
  • Identity Protection Coverage: $25,000
  • Stolen Equipment Coverage: $1,000 w/ a $250 deductible
Yoga Modalities Icon

450+ Modalities Covered—No Extra Cost

For one low price, you’re covered for over 490 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, kinesiology and more. See all ›

Insurance Coverage

Coverage that Follows You

You are covered wherever you teach: in-studio, outside, private lessons, online livestreaming, and pre-recorded video. Plus get an instant certificate and proof of insurance as soon as you checkout.

Member Benefits

Member Benefits

Get free member benefits such as an easy-to-customize website (see example), discounts on yoga software, retreats, classes, and 30% off products from Gaiam, YouVeda, Metta Mats, Yoga Box and more. See all ›

beYogi Member Benefits

beYogi is here to support you on your yoga journey, which is why we've created a full suite of exclusive member benefits including discounts to your favorite yoga brands, discounts on yoga education, a free yoga website, preferred group rates on insurance plans, discounts on business resources, and savings on every day expenses.


Yoga Styles Covered by beYogi Insurance

  • Yoga
  • Massage
  • Fitness
  • Beauty

Acro Yoga
Acu-Yoga
Acupressure
Acuu-Yoga
AMMA
Amrit
Ananda
Anusara
Ashtanga
Ayurveda (excludes nutrition/diet)
Baptiste
Bhakti
Bikram
Body Work Therapy
Buti Yoga
Chair Yoga
Chi Kung
Chi Nei Tsang
Core Power Yoga
Forrest

Hatha
Instruction
Integral
Integrative
ISHTA
Iyengar
Japa
Jivamukti
Jnana
Kali Ray TriYoga
Kharma
Kripalau
Kundalini
Laughing
Massage Therapists
Medical Qigong
Meditation
Naam Yoga Therapy
Nidra Yoga (Form of meditation)
Nuad Bo 'Rarn

Phoenix Rising Power
Power 
Prenatal
Primordial Energetics
Raja
Reflexologists
Reiki Practitioners
Restorative
Sculpt yoga
Sivananda
Stand Up Paddleboard (SUP) Yoga
Svaroopa®
Tibetan Cranial
Tuina
Viniyoga
Vinyasa
White Lotus
Yin
Yoga Therapy*
YogaFit® Personal Training

*Coverage for Yoga Therapy is only available for those professionals who (1) are a certified yoga therapist through the International Association of Yoga Therapists; (2) provide a client information document to their clients explaining the nature and extent of the services being provided; and (3) understand and communicate to their clients that Yoga Therapy is not a licensed healthcare profession in the state or jurisdiction in which they practice.

  

Frequently Asked Questions

Is beYogi yoga insurance a real insurance policy?

Absolutely. You can be confident that your yoga insurance package covers you for most types of claims that can present themselves in the course of teaching yoga and other mindfulness practices. BeYogi was specifically designed to provide the best possible coverage for you and your practice, wherever and whenever that is. We created a complete guide to yoga insurance, where you can compare yoga insurance to ensure you are getting the best yoga teacher insurance to fit your needs.

Your policy follows you wherever you decide to offer instruction - from studio, to private homes, public parks, and can even be applied while you’re still in training. Just like any insurance policy, a beYogi insurance policy is a binding contract. Beyogi’s A-rated insurance underwriters provide you a guarantee for payment, up to your policy limits, in the case of a loss or damage claim being made against you.

How much does a beYogi yoga insurance policy cost?

We have several options for yoga instructors and student teachers to choose from so they can find what works best for them and their practice. For a one-year policy, the current rate is $159 for part-time instructors (those working less than 10 hours per week) and $179 for full-time instructors. For a two-year yoga teacher insurance policy, the rate is $327.95, a $30 savings over buying two, one-year policies. We also offer incredibly affordable yoga student teacher rates - just $25 for a full year of coverage.

In addition to all-inclusive coverage, we also offer a tremendous array of exclusive, members-only benefits. Following the yoga journey that works best for you, we’ve also made available a “benefits only” plan which provides identity protection, a professional website, and access to loads of discounts and special offers for a low $39 annual rate.

Do you have reviews from beYogi yoga insurance customers?

Yes! We’ve partnered with TrustPilot, an independent, third-party review platform that collects and publishes only verified purchasers’ reviews of beYogi’s products and services. We’re incredibly proud to be listed as “Excellent” with a rating of 9.5 out of 10.

Why is yoga insurance referred to as yoga liability insurance?

Those in the health professions are trusted by their students/patients to receive a reasonable level of care and certainly don’t expect to be harmed. Yogis need to especially mindful of this trust and responsibility to their students. From a legal standpoint, yoga instructors, and even student yoga teachers, can be liable for loss or harm that occurs during the course of their instruction. Yoga liability insurance literally insures (meaning protects financially) you and your practice should a claim be brought against you. 

To be an effective teacher in the practice of yoga, you have to be at peace with your situation. If you’re worried over the “what-ifs”, you won’t be at peace. That’s why our plans provide comprehensive coverage for almost every conceivable liability that could threaten your practice, as well as, provide exclusive tools, resources, and added benefits to our members.

Where can I find tips on teaching different yoga poses?

Passing on the healing art of yoga to your students is a truly remarkable life experience. BeYogi wants to help you be the best possible vessel for passing on your valuable information to your students with member-exclusive tips on popular topics like correct posture for different poses, best practices for adjusting students, and so much more. Visit our yoga teaching tips page for instant access.

Does beYogi offer yoga resources and guidance?

Yes! We offer articles on yoga poses and stylesteaching methodsclass planning and sequencing tips, the business of yoga, philosophywellness, and more, in addition to our affordable yoga insurance.

How do I become a beYogi partner?

Join the beYogi tribe and let’s find ways to grow our businesses together. We offer customized marketing solutions that help our yoga partners, sponsors, and ambassadors achieve their professional goals, increase brand awareness, and reach our community at every step of their journey to beYogi.

What type of insurance should a yoga teacher have?

At the very least, a yoga instructor insurance policy should provide comprehensive coverage for the modality that you choose to teach. This should include general liability, as well as, professional liability provisions. beYogi's yoga insurance coverage provides generous provisions for each of these, all the way up to $2 million per claim and a $3 million individual aggregate. But unlike other yoga insurance providers, we don’t stop with the bare minimum. BeYogi plans also come with the added protections we’ve learned are vital to a yoga practice such as coverage for stolen equipment, rental damage, and even identity theft protection.

Why is yoga insurance referred to as yoga liability insurance?

Those in the health professions are trusted by their students/patients to receive a reasonable level of care and certainly don’t expect to be harmed. Yogis need to especially mindful of this trust and responsibility to their students. From a legal standpoint, yoga instructors, and even student yoga teachers, can be liable for loss or harm that occurs during the course of their instruction. Yoga liability insurance literally insures (meaning protects financially) you and your practice should a claim be brought against you. 

To be an effective teacher in the practice of yoga, you have to be at peace with your situation. If you’re worried over the “what-ifs”, you won’t be at peace. That’s why our plans provide comprehensive coverage for almost every conceivable liability that could threaten your practice, as well as, provide exclusive tools, resources, and added benefits to our members.

How can I compare different yoga insurance plans?

We have several options for yoga instructors and student teachers to choose from so they can find what works best for them and their practice. For a one-year policy, the current rate is $159 for part-time instructors (those working less than 10 hours per week) and $179 for full-time instructors. For a two-year yoga teacher insurance policy, the rate is $327.95, a $30 savings over buying two, one-year policies.

We also offer incredibly affordable yoga student teacher rates - just $25 for a full year of coverage. In addition to all-inclusive coverage, we also offer a tremendous array of exclusive, members-only benefits. Following the yoga journey that works best for you, we’ve also made available a “benefits only” plan which provides identity protection, a professional website, and access to loads of discounts and special offers for a low $39 annual rate.

Are there any additional benefits of a beYogi insurance policy?

Are there ever! A beYogi insurance policy goes so much further than simply protecting you from a potential claim. From our unique experience in the art of yoga, we’ve designed an insurance plan just for yogis that includes both coverage and support. As a member, you get exclusive access to benefits like teacher content, discounts from the best names in yoga wear and accessories, yoga playlists from the hottest yoga djs, and even a free professional website. We want you to be successful in your yoga journey so will give you the tools and support to thrive.

How do I explain the benefits of yoga to new students?

As a yogi, you know yoga isn't done over a few sessions a week. It’s a lifestyle of mindfulness connecting body, mind, and spirit. BeYogi gives you the tools from some of the most respected teachers in the yoga community for passing on your knowledge to your students. Be sure to check out our exclusive yoga teacher resources page. There we'll help equip you to gently guide others on their own yoga journeys.

Do you offer Continuing Education (CE) credits for Registered Yoga Teachers (RYTs)?

To maintain your RYT, every three years you must have 45 hours of teaching yoga and 30 hours of yoga-related training. Of these, 10 hours must be contact training, and 20 hours are non-contact training like reading articles, authoring yoga content, or taking online courses. At beYogi, we can help you easily obtain your 20 hours of non-contact training with our troves of helpful articles. As well, we encourage yogis to submit their own content for consideration as an addition to our tribe’s knowledge base. As a benefit of your yoga insurance policy, you’ll also be granted members-only pricing from other recognized yoga resources and courses, which can count towards receiving CE credit. For our massage therapists out there, we’ve partnered with Massage Magazine to offer steep discounts for massage therapy CE courses.

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