While you may be covered by yoga instructor insurance, filing a claim can be scary. After an incident, it's tough to make that call or send that email to your insurance provider. When something goes wrong, you may find yourself dealing with difficult situations. Filing an insurance claim is intimidating for many professionals, but it doesn’t have to induce dread.
When you file a yoga teacher insurance claim with beYogi, you can expect our professional staff to help guide you through the entire process. We are on your side when something goes wrong. We know how scary an incident can be, so we prioritize our policyholders' needs above all else. Our friendly agents are here to be your guide so you know what to expect when filing a yoga instructor insurance claim.
Why You File an Insurance Claim
Before we dive into what to expect when you file a yoga insurance claim, let's talk about why you need to file an insurance claim in the first place. Professional liability insurance for yoga instructors is there to help cover the cost when something goes wrong. A comprehensive insurance plan from beYogi helps protect professional, general, and product liability claims.
When something goes wrong, and a client is hurt or experiences personal loss while under your care, you could be held liable to cover the costs of the repercussions. If you are a policyholder, your insurance company could help cover the cost of your client's compensation.
The comprehensive coverage that beYogi provides helps cover a range of incidents and circumstances. We've created our yoga instructor insurance policy to completely protect yoga professionals throughout their careers. Though this is not an exhaustive list, here are a few reasons you may file an insurance claim:
A client slips on a wet floor in your yoga studio
A student aggravates a medical condition due to your instruction
A client injures themselves while attempting a pose
A student’s personal property is damaged in your class
You accidentally damaged your rental property where you hold classes
Regardless of why you need to make an insurance claim, the beYogi team is here to help. We’ll help prepare you ahead of time for what to expect when filing a yoga insurance claim.
Be Ready to File a Yoga Instructor Insurance Claim
Even though it can be an intimidating situation, we aim to relieve the stress of filing a yoga insurance claim. There are several ways you can prepare before filing to help your yoga insurance agent. When you've prepared ahead of time, you can simplify the process and manage your expectations. Be prepared to discuss the incident in detail when you call.
Here are a few things your insurance agent might discuss with you:
Your personal info: Be ready to give your personal information to your insurance representative. Generally, it's a good idea to pull up your profile and have your member number ready to go. Your insurance agent will be able to pull up your policy and help get the ball rolling on filing a yoga insurance claim.
Incident details: Be ready to tell your agent exactly what happened and what you experienced. Provide as much information as you can with the info that you have. Your insurance agent may ask about injuries, circumstances, and other details about the claim. The more information you can provide about your experience and incident, the better your insurance provider can help.
All involved parties: As much as you can, tell the agent who was involved in the incident. If you have insight into the injured party’s information, provide that information. Any information you can provide about the injured person can help with your claim.
When and where it happened: While discussing the details of the incident, explain when and where it happened. If the incident occurred at your rental facility, let the insurance agent know that information.
Any other damages of relevant info: If there was any rental property damage, personal property damage, or other loss associated with the incident, tell your insurance agent. It's important to provide a complete picture of what happened in your experience. Any relevant information you can provide will help. Your insurgent agent can only help you if you provide accurate and complete information.
When you're ready to contact a beYogi insurance agent, expect to review all the claim information.
What to Expect When Filing a Yoga Teacher Insurance Claim
When a client gets hurt, it's never an easy situation. As you prepare to file your yoga teacher insurance claim, it's important to keep a clear and calm mind. It's easy to panic or feel anxious about filing an insurance claim. However, if you know what to expect, you can prepare for the journey ahead.
Making a yoga insurance claim doesn't have to cause anxiety or fear. Here are some things you can expect when you file your yoga claim:
The process can take time: It's important to set an expectation of patience. Processing a yoga insurance claim doesn't happen overnight. Though we aim to process every claim quickly, it can take time to sort everything out. We strive to be thorough and detailed as we process your claim. Just don't expect instantaneous results once you file a claim.
You may have to go over details multiple times: Filing a liability claim is an involved process. We will likely have several conversations to go over the details again. We want to ensure we have every detail correct in filing your claim. Examining an incident from every angle and reviewing every detail is how we best provide coverage for our policyholders.
Information is your best friend: Knowing your policy and how you are protected is your most powerful asset. Study and expand your knowledge of your rights and how insurance will help. We provide multiple resources for our policyholders so they can equip themselves with the knowledge they need. As you are filing an insurance claim, be ready to study and cover a lot of information.
There can be multiple steps in the process: Unfortunately, filing a claim is just the beginning. You are likely in for a long journey with many steps in the process. Our staff will help guide you through every step of filing your claim. We know there is a lot to work through after an incident. Our goal is to make filing your claim simple and easy for you.
You may need help: A traumatic accident can affect you in many ways. It's crucial to take stock of your mental health and take measures to get the help you need. No one should have to go through a major incident alone. Talk to friends, or seek professional assistance if you feel you need it after something goes wrong. Do what it takes to take care of yourself and get the help you need.
You may have to check on your claim: Filing an insurance claim can be a long process. It never hurts to contact your insurance agent and check on the progress of your claim. With just a quick phone call or email, one of our staff can help give you a status report on your claim.
beYogi is Your Ally
When something goes wrong in your profession, beYogi is here to help. We are on your side and will do whatever we can to help you file your claim. Though other insurance companies try to fight their policyholders every step of the way, we aim to be a guide and support when you need it most. We're standing in your corner as your ally to help you to the best of our ability.
After an incident, you need an advocate to help guide you through the steps of filing an insurance claim. Our team is the ally you need to move on from when something goes wrong. We are here to work for you, not against you.
Worry-Free Filing
Anxiety over an insurance claim can come from many sources. You may be worried about your coverage or the situation as a whole. If you're concerned about the coverage you will receive, it can throw you off balance.
beYogi takes the stress out of filing a yoga liability insurance claim. beYogi pays out an overwhelming percentage of claims filed. We want you to have total confidence in your coverage. We do things a little differently at beYogi and aspire to put your mind at ease.
Have Peace of Mind in Minutes
At beYogi, we provide everything you need for yoga instructor insurance. In the event of a mishap, we make filing a claim simple and put as little stress on you as possible. We are here for you when something goes wrong and you need an ally. Our policyholders enjoy peace of mind and the full force of our support.
You can count on us for your yoga instructor liability insurance. We'll take care of everything and walk you through the process if you need to file a claim. Get yoga teacher insurance today.
