Liability Insurance Highlights
Yoga Insurance Coverage
Despite a yoga instructor's best efforts to teach safe yoga practices, injuries do happen. And they can be financially devastating without the backing of a solid insurance plan. beYogi has you covered with professional and student yoga insurance coverage.
beYogi has negotiated with our underwriter a special discount for students about to become a yoga teacher for just $25 a year. It is the same coverage as the professional policy and comes with all member benefits.
To be eligible for our student rate, you must be enrolled initial certification (usually 200-hour) on the effective date of coverage. Our student policy will only cover you for the disciplines and methods that is in your course work.
Coverage Details (Student & Pro)
A YTT student can buy a $25 student insurance policy on the last day of their training before they are certified, and that policy is good for the next 364 days even if they are teaching full time. This saves them over $150.
Coverage that Follows You
You are covered wherever you teach: in-studio, outside, private lessons, online livestreaming, and pre-recorded video. Plus get an instant certificate and proof of insurance as soon as you checkout.
450+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 490 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, sound healing and many more. See all ›
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
Three Great Yoga Insurance Options
1 Year (12 mo)
1 Year (12 mo)
2 Year (24 mo)
Benefits for Yoga Teachers and Students
beYogi professional and student policies both come with beYogi's full suite of exclusive member benefits.
Yoga Styles Covered by beYogi Insurance
Please note, that
Ayurveda (excludes nutrition/diet)
Body Work Therapy
Chi Nei Tsang
Core Power Yoga
Kali Ray TriYoga
Naam Yoga Therapy
Nidra Yoga (Form of meditation)
Nuad Bo 'Rarn
Phoenix Rising Power
Stand Up Paddleboard (SUP) Yoga
YogaFit® Personal Training
*Coverage for Yoga Therapy is only available for those professionals who (1) are a certified yoga therapist through the International Association of Yoga Therapists; (2) provide a client information document to their clients explaining the nature and extent of the services being provided; and (3) understand and communicate to their clients that Yoga Therapy is not a licensed healthcare profession in the state or jurisdiction in which they practice.
Frequently Asked Questions
Yes, as long as you are a student on the effective date of coverage and have not graduated, your policy will automatically convert to a professional policy and you will be fully covered for the remaining year. The student policy has the same coverage as the professional policy, with only one difference: our student policies will only cover the discipline you are in school for. With our $179 full-time professional policy, you are also covered for 490+ other modalities in the disciplines of massage, beauty and fitness. A student policy will not include these. Also if you are being certified for yoga instruction, your coverage will not include "YogaFit" or "Yoga Therapy"...to be covered for these under the student policy, you must take these specific certifications.
In short, most definitely. BeYogi’s yoga student teacher insurance is an extremely affordable way to cover yourself from possible liabilities and other losses that can occur even while still in training. As a student, you're developing the skills you’ll need to become a full-fledged yoga instructor. While you may still be in school, you’ll still be directing yoga practitioners and providing instruction, making you vulnerable to the risks of a liability lawsuit and other loss events.
Claims made against you or your business, loss of facilities, loss of equipment, and other unforeseen events can cost thousands of dollars. One of the wisest investments you can make early in your career is purchasing comprehensive student teaching insurance coverage. BeYogi student teacher insurance not only covers you from claims made against you for loss or harm but also covers you for additional loss events such as a rented facility being damaged, equipment becoming lost or stolen, and even provides a stout identity protection plan.
Unfortunately, in our society lawsuits are an everyday fact of life. Even as a student teacher, you can find yourself pulled into a lawsuit during your training. Simply over stretching a student during a pose or a student passing out in their session can open you up to a liability claim.
Another example could be if you were to accidentally cause damage to the rental facility and the owner filed a loss claim against you. BeYogi’s yoga student teacher insurance covers you for these and other common occurrences like lost or stolen equipment and even identity theft.
No, beYogi student teacher insurance coverage contains coverage for third-party liability claims against when someone claims loss or harm against you, such as those which would fall under general and professional liability. Your injuries would either be covered by your individual medical insurance or possibly the facility’s where your injury occurred.
General liability is often called “slip and fall” insurance because a student simply walking into a studio slipping and falling can result in a general liability claim being filed because it could be claimed the facility didn’t take proper steps to provide a safe, accessible environment.
Professional liability occurs during the course of your instruction or as a result thereof. If you were helping a student with their posture and pushed a little too hard and they were injured, a claim under professional liability could ensue. In either case, beYogi has you covered through the entirety of your student teacher training with a comprehensive insurance package.
Occurrence form coverage means if a claim is filed against you after your policy is no longer effective you’re covered as long as the incident in question occurred while your policy was still in effect. For a deep-dive into occurrence form coverage, click here.
In addition to covering you for general and professional liability, rental damage, and stolen equipment, beYogi provides over $300 in additional member benefits for students in teacher training. beYogi’s identity protection plan ensures no one can use your personal information against you and you can continue learning and growing in your practice.
We’ll also set you up with your very own free, professional website giving you a tremendous opportunity to start building a community around your future practice while still in training. Finally, a crowd favorite, we have partnered with leading names in the yoga industry to offer you exclusive, members-only discounts and special offers on an incredible variety of yoga gear, classes, and memberships. We’re continually adding additional discount programs so be sure to check-in for the latest offers.
The best yoga insurance for students in teacher training is a plan that covers the full extent of everyday liabilities that can present themselves to yoga student teachers. Even for experienced yogis seeking certification, accidents can, and do, occur. However, our plans cover much more than just claims for loss or harm brought against you. Student teacher liability insurance from beYogi was developed by yogis for yogis.
Our plans provide general and professional liability, a large individual annual aggregate, rental damage insurance, identity protection, stolen equipment insurance, and also includes over $300 in ancillary member benefits.
Unfortunately the answer is NO. Only students enrolled in their initial license or certification course for the profession selected as primary modality qualify for a student policy. For yoga, this is typically the 200-hour. Also, a student policy can only be purchased by an insured 1 time.
This is the maximum amount of money insurance will pay during the 12-month policy period of beYogi’s student insurance plan, regardless of how many claims are filed. Under beYogi’s student insurance plan, you have $2 million of coverage for each claim filed and up to a $3 million annual maximum, or aggregate, for all claims occurring in that year. An individual aggregate simply means your claims aren’t being pooled with others - you alone receive up to $3 million for all claims during the policy period.
For just $25, you get covered for the full length of your Registered Yoga Trainer (RYT) certification, or up to 12-months of coverage. All-in, total, done, finito. You can be confident that the low cost of beYogi’s student teacher insurance plan is cost-effective protection for setting up a successful future practice. At just $25, beYogi insurance for students enrolled in yoga teacher training is vastly less than the cost of a potential claim. Better still, when your training is complete your policy automatically upgrades to a full beYogi yoga instructor policy. At a lower entry price point, the student teacher insurance policy is one of our best deals.
In most cases, no, your school or studio’s insurance would not cover you if a claim was brought against you and the school or studio may even face liability of their own. That’s why an affordable student teaching insurance plan is crucial towards protecting your ability to continue practicing what you love.
During your training, you’ll be learning proper alignment and modifications of a wide variety of different poses and modalities. Most certifications require hands-on experience to demonstrate proficiency. If a student you were working with happened to be injured while you were helping them, a claim against you could result. Because this occurred while you were providing a professional service, the claim would fall under professional liability. When you have beYogi student teaching insurance, you are covered for these types of claims all the way up to $2 million per claim.
Nope and nope. The beauty of our student teaching policy is that the coverage is with you no matter where you’re learning or practicing. From formal studio sessions to laid-back pool deck vinyasas, you’ll have peace of mind and spirit knowing beYogi student teaching insurance has you covered.
Immediately. As soon as you click your way through online forms and submit payment you will be emailed a confirmation containing proof of insurance. We want to make insurance easy and accessible so you can stay focused on learning the art of healing yoga therapies.
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