Despite a yoga instructor's best efforts to teach safe yoga practices, injuries do happen. And they can be financially devastating without the backing of a solid insurance plan. beYogi has you covered with professional and student yoga liability insurance.
beYogi has negotiated with our underwriter a special discount for students about to become a yoga teacher for just $50/year. It is the same coverage as the professional policy and comes with all our industry benefits.
To be eligible for our student rate, you must be enrolled in your initial certification (usually 200-hour) on the effective date of coverage. Our student policy will only cover you for the disciplines and methods that is in your course work.
Coverage Details (Student & Pro)
Professional/General Liability: $2 Million per occurrence / $3 Million annual aggregate
Personal Injury and Advertising Injury: $2 Million per occurrence
Identity Protection Coverage: $25,000
Coverage for 500+ services
Occurrence form coverage
Livestreaming & pre-recorded classes covered
Insider Tip
A YTT student can buy a $50 student insurance policy on the last day of their training before they are certified, and that policy is good for the next 364 days even if they are teaching full time. This saves you over $120!
Coverage that Follows You
You are covered wherever you teach: in-studio, outside, private lessons, online livestreaming, and pre-recorded video. Plus get an instant certificate and proof of insurance as soon as you checkout.
All-Inclusive Coverage—Nothing Costs Extra
Our curated insurance coverage was made with your needs in mind. No more guessing the "right" amount or type of coverage you need. Pick a policy that works for you, then sit back and relax.
Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
What We Cover
Yoga
Massage
Fitness
Beauty
Yoga Modalities
Abhyanga Accessible Yoga Accu-Yoga Acro Yoga Acrosage Amrit Ananda Anusara Aqua yoga Ashtanga Assisted Stretching Aston Patterning Ayurveda Balneotherapy Baptiste Barbara Brennan Technique Bhakti Bikram Bindi Biosonic Repatterning Biosync Body Talk Body-Mind Centering Bonnie Bainbridge Cohen System Breathing Techniques Breema Breathwork Broga Buti Yoga Chair Yoga Chakra Yoga Chi-Kung Yoga
Dru Yoga Eden Energy Medicine Emotional Freedom Technique Energy Healing Techniques Energy Kinesiology Forest Therapy Forrest Yoga Full Spectrum Energy Medicine Gel Gems Goat Yoga Hatha Healing from the Core Hellerwork
Sculpt yoga Sensory Repatterning Sivananda Slow Flow Sound Healing Stand Up Paddleboard Yoga (SUP) Stretching Techniques Svaroopa® Tabatas Tantra Yoga Tension & Trauma Releasing Exercises The Diamond Method The Healing Code Trauma-Informed Yoga Vini Viniyoga Vinyasa White Lotus Yoga Yin YogaFit® Personal Training Yoga for Athletes
Yoga Life Coaching Yoga nidra Yoga Therapy* Yuen Method
*Coverage for Yoga Therapy is only available for those professionals who (1) provide a client information document to their clients explaining the nature and extent of the services being provided; and (2) understand and communicate to their clients that Yoga Therapy is not a licensed healthcare profession in the state or jurisdiction in which they practice.
Massage Modalities
Active Myofascial Acrosage Acu-Kinesiology Acupressure Acutonics Ai Chi Alexander Technique Amma Therapy Animal Acupressure Animal Massage Anma Therapy Applied Kinesiology Aqua Massage Aroma-Reflex Therapy Aroma Freedom Technique Aromatherapy Arvigo Techniques (Maya Abdominal Therapy) Ashi-Thai Ashiatsu Barefoot Massage Ashiatsu Oriental Bar Therapy Asian Bodywork Therapy Assisted Stretching Aston Patterning Asymmetric Body Balancing Attunement Attunement Bach Flower Remedies (Topicals) Balinese Massage Bamboo Fusion Bamboossage Barbara Brennan Technique Barefoot Shiatsu BART Benjamin System of Muscular Therapy Belavia Facelift Massage Berry Method B.E.S.T Bindegewebs Massage Bio Touch Healing Biodynamic Craniosacral Therapy Bioenergetics Bioenergy Massage Biomagnetic Touch Healing Biomagnetism Biosonic Repatterning Biosync Body Logic Bodywork Bodywork for the Childbearing year Body Wraps Bowen Technique Breast Massage Breema Breathwork Bridgewebs Massage Canadian Deep Muscle Massage Cayce/Reilly Massage Chair Massage Champissage (Indian Head massage) Chikly Brain Curriculum Chi Nei Tsang Chinese Massage Chubinsky Method Classical Massage Complete Decongestive Therapy Connective Tissue Massage Cranial Soft Tissue Release Craniosacral Therapy Critz Technique Cross Fiber Massage Cryotherapy Crystal Therapy Cyriax Massage Deep Muscle Massage Deep Tissue Massage Eden Energy Medicine Egoscue Method Emotional Freedom Technique Energy Healing Techniques Energy Kinesiology Energetic Transformation Equine Massage Equine Reiki Equirub Equirub Equissage Equissage Esalen Massage Essential Oils Massage Fascial & Membrane Technique
Fertility Massage Fijian Massage Fire Cupping Five Element Shiatsu Flower Essence Consultations Foot Zoning Forest Therapy Four-Hand Massage Functional Range Release Full Spectrum Energy Medicine G-Jo Acupressure Geriatric Massage H.E.A.R.T. Hakomi Hama Massage Hanna Somatic Education Hand Reflexology Hawaiian Bodywork Healing Touch Herbal wraps Hemme Approach Hoffa Massage Technique Holistic Massage Hoshino Therapy Hot Stone Massage Hot Towels Hydrocollator Hotpacs Hydrotherapy Integrated Awareness Integrated Energy Therapy IASTM (instrument assisted soft tissue mobilization) IGM Method Infant Massage Injury Massage Innovative Pet Therapy Insight Bodywork Integrative Accupressure Integrative Eclectic Shiatsu Intra-Oral Massage Jamu Massage Janzu Japanese Shiatsu Jin Shin Do® Bodymind Acupressure Jin Shin Jyutsu (JSJ) Jin Shou Tuina Kiatsu Kinessage Kriya Massage Kurashova Massage LaStone Therapy Lava Shell Technique Light of Life Energy LHE Phototherapy (no lasers) Lomilomi Longevity Energetics Looyen Work Lymphatic Drainage Massage Lymphedma Therapy Macrobiotic Shiatsu Magnet Therapy Manual Massage Therapy Massage Therapy Maya Abdominal Massage McMillan Massage Technique Mechanical Link Medical Massage Medical Qigong Therapy MELT Method Mennell Massage Technique Mentastics Mercier Therapy MotherMassage® Moxibustion Multireflexology - Dien Chan Myofascial Release Myomassology Myopractics Myoskeletal Alignment Technique Naprapathy Nepali Massage Neural Manipulation Neuromuscular Massage Therapy New Manual Articular Approach Niel-Asher Technique NRT massage Nuad Bo 'Rarn Nurse Massage
Spinal Flow Sports Massage Spotlight Cycle St. John Neuromuscular Therapy Steamy Wonder System Stone Therapy Strain-Counterstrain Structural Energetic Therapy® Structural Integration Swe-Thai Massage Swedish Massage Tapping Techniques (EFT) Tellington Touch Tension & Trauma Releasing Exercises (TRE) Temporomandibular Therapy Thai Herbal Compress Technique Thai Massage Thai Yoga Massage Therapeutic Touch Thumper Massage Tian Di Bamboo Massage Tibetan Cranial Tibetan Massage TimTam Touch For Health Touch to T.E.A.C.H. Trager Work Trauma Touch Therapy Trigger Point Therapy Tsubo Point Therapy Tuina Tuning Forks Vedic Massage Vibrational Healing Massage Therapy Visceral Manipulation (Internal Organ Massage) Warm Bamboo Massage Wurn Technique Yamuna Body Rolling Zen Shiatsu Zero Balancing Zone Therapy Postural Integration Rubenfeld Synergy Method Russian Massage Rys Thomas Energy Medicine Schulman Therapy Seated Massage Shen Jing Acupressure YoMassage Yuen Method
Fitness Modalities
20/20/20 Active Isolated Stretching Aerobics Aqua Fit Aquatic Exercise ARC Technique Assisted Stretching Aston Patterning Ballyx Barre BFR Topicals Biodanza Body Beast Body Image Enrichment Body Talk Body-Mind Centering BollyX Bonnie Bainbridge Cohen System Budokon Cardio Cardio Kickboxing (non-contact) CardioCore Children's Fitness Circuit Training Cize
CORE Bodywork Core Energetics Cross Training Curves Dancercize
Electrolysis Energy Balancing Feldenkrais Method Forearm Dance Technique Group Fitness Gyrotonic HIIT Training Insanity Kettlebell Kickboxing (non-contact) Kinesiology Kinesiology Taping Les Mills Programs MELT Method Mentastics Min Spin Muscle Activation Technique Muscle Energy Technique Myotherapy Orangetheory Fitness P90X
Pilates Pilates Reformer Pilates Apparatus PiYo Power Stretch Practical Movement Pump Push Therapy Qigong Range of Motion Rossiter Stretching SilverSneakers® Spinning Stroller Strides® Stretching Techniques Tae Bo Tai Cheng Tai Chi Tension & Trauma Releasing Exercises (TRE) Total Body Balancing TRX Group Suspension Training WATSU® White Lotus Yoga Fit® Personal Training Zumba®
Body Sculpting- - Noninvasive Chemical peel (no lasers) Chemical wave Children's Services Cold Light Series 6 Facials Color consultations Color Light Therapy Conditioning Treatments Cosmetic massage Cosmetologists Cupping Custom wrap Dermaplaning Design, Cut, & Color Dr. Vodder’s Manual Lymph Drainage Ear Candling Endermologie Estheticians Esthetics Eyebrow Lamintation Eyebrow shaping Eyebrow tinting Eyelash Extensions Eyelash Lift Face painting Facial Massage Facials Fade Cut
Fade Designs False nails Fibroblasting Flash or Balayage highlights Foot scrubs Grooming Gua Sha Hair bleaching Hair braiding Hair coloring Hair extensions Hair removal (no lasers) Hair Shaping Hair Stylists Hair treatments Henna Highlights Hydrafacials Hyrdodermabrasion Ionic Footbath LED Light Therapy Lypossage Make-up Artists Manicures Men's Grooming Microblading* Microcurrent services Microdermabrasion Microneedling Microshading Nail art Nail extensions Nail repair Ombre Brows
Oxygen Infusion Facial Painting Palm Rolling Paraffin pedicures Pedicures Permanent hairstyle Polish Razor Cuts Red Light Therapy Saline Microblading Removal Salt scrub Salt therapy Shampooing Shaving Skin peels Spray Tanning/Sunless Tanning Stencil Design Straightening Sugar Scrub Sunless tanning Thermal styling Topicals Ultra sonic facial Ultra sound facials Varnish Venus freeze Vitamin C Peels Waves Waxing Weave / Hair Extensions Wet styling Wig stylist Youth Nails
Frequently Asked Questions
Is Meditation Covered Under beYogi Insurance Policies?
Yes! Meditation is covered under our Student, Part Time, Full Time, and 2 Year policies. Plus We cover over 60 more yoga styles and over 490 different modalities.
Does my student policy cover me even after I'm certified and begin teaching full-time?
Yes, as long as you are a student on the effective date of coverage and have not graduated, your policy will automatically convert to a professional policy and you will be fully covered for the remaining year. The student policy has the same coverage as the professional policy, with only one difference: our student policies will only cover the discipline you are in school for. With our $179 full-time professional policy, you are also covered for 490+ other modalities in the disciplines of massage, beauty and fitness. A student policy will not include these. Also if you are being certified for yoga instruction, your coverage will not include "YogaFit" or "Yoga Therapy"...to be covered for these under the student policy, you must take these specific certifications.
Do yoga student teachers really need insurance?
In short, most definitely. BeYogi’s yoga student teacher insurance is an extremely affordable way to cover yourself from possible liabilities and other losses that can occur even while still in training. As a student, you're developing the skills you’ll need to become a full-fledged yoga instructor. While you may still be in school, you’ll still be directing yoga practitioners and providing instruction, making you vulnerable to the risks of a liability lawsuit and other loss events.
Claims made against you or your business, loss of facilities, loss of equipment, and other unforeseen events can cost thousands of dollars. One of the wisest investments you can make early in your career is purchasing comprehensive student teaching insurance coverage. BeYogi student teacher insurance not only covers you from claims made against you for loss or harm but also covers you for additional loss events such as a rented facility being damaged, equipment becoming lost or stolen, and even provides a stout identity protection plan.
What could student yoga teachers be liable for?
Unfortunately, in our society lawsuits are an everyday fact of life. Even as a student teacher, you can find yourself pulled into a lawsuit during your training. Simply over stretching a student during a pose or a student passing out in their session can open you up to a liability claim.
Another example could be if you were to accidentally cause damage to the rental facility and the owner filed a loss claim against you. BeYogi’s yoga student teacher insurance covers you for these and other common occurrences like lost or stolen equipment and even identity theft.
Does beYogi yoga student teacher insurance cover me if I’m injured during training?
No, beYogi student teacher insurance coverage contains coverage for third-party liability claims against when someone claims loss or harm against you, such as those which would fall under general and professional liability. Your injuries would either be covered by your individual medical insurance or possibly the facility’s where your injury occurred.
How does occurrence form coverage work?
Occurrence form coverage means if a claim is filed against you after your policy is no longer effective you’re covered as long as the incident in question occurred while your policy was still in effect. For a deep-dive into occurrence form coverage, click here.
What additional benefits does beYogi yoga student teacher insurance provide?
In addition to covering you for general and professional liability, beYogi provides over $300 in additional member benefits for students in teacher training. beYogi’s identity protection plan ensures no one can use your personal information against you and you can continue learning and growing in your practice.
We’ll also set you up with your very own free, professional website giving you a tremendous opportunity to start building a community around your future practice while still in training. Finally, a crowd favorite, we have partnered with leading names in the yoga industry to offer you exclusive, members-only discounts and special offers on an incredible variety of yoga gear, classes, and memberships. We’re continually adding additional discount programs so be sure to check-in for the latest offers.
What kind of insurance does a yoga student teacher need?
The best yoga insurance for students in teacher training is a plan that covers the full extent of everyday liabilities that can present themselves to yoga student teachers. Even for experienced yogis seeking certification, accidents can, and do, occur. However, our plans cover much more than just claims for loss or harm brought against you. Student teacher liability insurance from beYogi was developed by yogis for yogis.
Our plans provide general and professional liability, a large individual annual aggregate, rental damage insurance, identity protection, stolen equipment insurance, and also includes over $300 in ancillary member benefits.
Can I get the student policy for my 300-hour certification?
Unfortunately the answer is NO. Only students enrolled in their initial license or certification course for the profession selected as primary modality qualify for a student policy. For yoga, this is typically the 200-hour. Also, a student policy can only be purchased by an insured 1 time.
How much does beYogi yoga student teacher insurance cost?
For just $25, you get covered for the full length of your Registered Yoga Trainer (RYT) certification, or up to 12-months of coverage. All-in, total, done, finito. You can be confident that the low cost of beYogi’s student teacher insurance plan is cost-effective protection for setting up a successful future practice. At just $25, beYogi insurance for students enrolled in yoga teacher training is vastly less than the cost of a potential claim. Better still, when your training is complete your policy automatically upgrades to a full beYogi yoga instructor policy. At a lower entry price point, the student teacher insurance policy is one of our best deals.
Does my yoga school or studio cover me if a claim is made against me?
In most cases, no, your school or studio’s insurance would not cover you if a claim was brought against you and the school or studio may even face liability of their own. That’s why an affordable student teaching insurance plan is crucial towards protecting your ability to continue practicing what you love.
Why would I need professional liability insurance before completing certification?
During your training, you’ll be learning proper alignment and modifications of a wide variety of different poses and modalities. Most certifications require hands-on experience to demonstrate proficiency. If a student you were working with happened to be injured while you were helping them, a claim against you could result. Because this occurred while you were providing a professional service, the claim would fall under professional liability. When you have beYogi student teaching insurance, you are covered for these types of claims all the way up to $2 million per claim.
Is a beYogi student teaching insurance policy only good for one location?
Nope and nope. The beauty of our student teaching policy is that the coverage is with you no matter where you’re learning or practicing. From formal studio sessions to laid-back pool deck vinyasas, you’ll have peace of mind and spirit knowing beYogi student teaching insurance has you covered.
After paying my premium, when will I receive proof of coverage?
Immediately. As soon as you click your way through online forms and submit payment you will be emailed a confirmation containing proof of insurance. We want to make insurance easy and accessible so you can stay focused on learning the art of healing yoga therapies.