Get Top-rated Yoga Teacher Insurance
General & Professional Liability Coverage:
$3 Million Aggregate
$2 Million Per Occurrence
In light of the national Corona Virus Pandemic, pre-recorded coverage is being included for no additional cost at this time for most yoga styles. (See list)
7 Reasons You Should Get Covered With beYogi
Our policy is Occurrence Form
Occurrence Form is the industry-preferred policy type over Claims Made because you are covered for any incident that happened while your policy was in effect. You can find cheaper policies, but most will be “Claims Made.”
You Get Extra Coverage
In addition to professional and general liability insurance, we cover you for damage to rental premises up to $100,000, stolen equipment up to $1,000, and identity protection.
You get 30% off to Gaiam (like cyber Monday all year) and 20% off Manduka.
Affordable Dental And Vision Coverage Underwritten By MetLife
Save with group rates on PPO dental coverage as low as $28.50/month and vision add-on plans for $11.30/month.
350 Modalities Covered
If you’re a yoga teacher as well as a massage therapist, cosmetologist, or pilates instructor, for example, one plan can protect you in all modalities. This becomes especially important if you blend various practices with yoga.
Three Great Options to Fit Your Needs
Liability insurance for Yoga Instructors, Trainers, and Therapists.
$179 / 12 months
For yoga teachers working less than 10 hours per week.
$159 / 12 months
Good for a full year even after you turn professional.
$25 / 12 months
Or if you have any questions, need help with your policy, or just want to chat with one of our super friendly customer service reps, give us a call at 1-800-516-8822.
Insurance Policy Details
Get an instant certificate via email as soon as you check out. Plus get free benefits that others don't include such as stolen equipment insurance and identity theft protection. We cover 350+ modalities all included at no extra cost (see all modalities).
Professional & General Liability
Damage to Rental Premises
Stolen Equipment Coverage
$2 million per occurrence/$3 million annual aggregate
$2 million annual aggregate
$1,000 with a $250 deductible
See How beYogi Compares
We Cover Over 350 Modalities
- Hair stylists
- skin care
Kali Ray TriYoga
Naam Yoga Therapy
Phoenix Rising Power
Stand Up Paddleboard (SUP) Yoga
YogaFit® Personal Training
Active Isolated Stretching
Arvigo Techniques of Maya Abdominal Therapy
Ashiatsu Barefoot Massage
Ashiatsu Oriental Bar Therapy
Asian Bodywork Therapy
Asymmetric Body Balancing
Bach Flower Remedies – Topicals
Barbara Brennan Technique
Belavia Facelift Massage
Benjamin System of Muscular Therapy
Biodynamic Craniosacral Therapy
Biomagnetic Touch Healing
Bio Touch Healing
Body Image Enrichment
Bodywork for the Childbearing Year
Bonnie Bainbridge Cohen System
Canadian Deep Muscle Massage
Chi Nei Tsang
Chikly Brain Curriculum
Color Light Therapy (no lasers)
Complete Decongestive Therapy
Connective Tissue Massage
Cranial Release Technique
Cranial Soft Tissue Release
Cross Fiber Massage
Deep Muscle Massage
Deep Tissue Massage
Dr. Vodder’s Manual Lymph Drainage
Eden Energy Medicine
Emotional Freedom Technique
Energy Healing Techniques
Essential Oils Massage
Fascial and Membrane Technique
Five Element Shiatsu
Forearm Dance Technique
Full Spectrum Energy Medicine
Functional Range Release
Hannah Somatic Education
Hoffa Massage Technique
Hot Stone Massage
Indian Head Massage
Innovative Pet Therapy
Integrative Eclectic Shiatsu
Internal Organ Massage
Jin Shin Jyutsu
Lava Shell Technique
LHE Phototherapy (no lasers)
Light of Life Energy
Lymphatic Drainage Massage
Lymphatic Drainage Therapy
Manual Massage Therapy
Massage Therapy Instruction
Maya Abdominal Massage
McMillan Massage Technique
Medical Qigong Therapy
Mennell Massage Technique
Muscle Activation Technique
Muscle Energy Technique
Myoskeletal Alignment Technique
New Manual Articular Approach
Nuad Bo’ Rarn
Okazaki Restorative Massage
Pfrimmer Deep Muscle Therapy
Range of Motion
Raynor Massage Therapy
Rolfing Structural Integration
Rubenfeld Synergy Method
Rys Thomas Energy Medicine
Sabai of Sa-wan Therapy
Safe Touch Massage
Shen Jing Acupressure
Shiatsu Amma Therapy
Soma Neuromuscular Integration
St. John Neuromuscular Therapy
Steamy Wonder System
Structural Energetic Therapy
Thai Herbal Compress Technique
Thai Yoga Massage
The Healing Code
Theresa Primmer Method of Deep
Tian Di Bamboo Massage
Total Body Balancing
Touch For Health
Touch Therapy Instructors
Touch to T.E.A.C.H.
Trauma Touch Therapy
Trigger Point Therapy
Tsubo Point Therapy
Vibrational Healing Massage Therapy
Warm Bamboo Massage
Yamuna Body Rolling
Design, cut and style
Flash or balyage highlights
Non-medical Care of Skin
Chemical peel (no lasers)
Cold Light Series 6 Facials
Hair removal (no lasers)
Make-up (not permanent)
Ultra sonic facial
Ultra sound facials
Vitamin C peels
Yoga Insurance Frequently Asked Questions
Do you have questions about yoga liability insurance in general? Or maybe questions about the coverages, details, and benefits offered by beYogi yoga liability insurance? We’re here to help. Take a look at some of the most frequently asked questions.
How much does yoga insurance cost?
Yoga insurance varies from company to company depending on the coverage and limits of your specific policy. Most companies offer yoga liability insurance from between $179 and $400 annually.
It is important to weigh the coverage limits and included benefits to determine what policy and company is best for you. You want to make sure that your policy provides both professional liability and general liability coverage.
How much coverage should I have for my yoga liability insurance?
The recommended coverage levels for professional and general liability insurance is $2 million per occurrence and at least a $3 million annual aggregate.
Ideally, you also want to have product coverage of a $2 million annual aggregate. Some companies also offer rental damage coverage at the recommended level of $100,000 in coverage.
Not all policies are created equal and it's recommended to do your research into the companies occurrence form policy as well. At beYogi we make it easy, and are here to answer any questions that you have. Give us a call or contact us online today.
What modalities are covered by yoga liability insurance?
Do I need insurance if I am working in a studio?
Many studios require their teachers to carry their own yoga instructor insurance.
Even though you are working as a yoga instructor at a studio that carries liability insurance, that doesn’t mean you are protected under that policy. You need to protect yourself and your practice in case something does happen.
How do I find the best yoga insurance for me?
- Compare the plan prices
- Check to see if the modalities you practice are covered
- Where does the coverage extend to? Only at a studio? Or does it cover you no matter where you are teaching?
- Compare what additional benefits are offered free of charge or for a price
- Utilize comparison grids to visually compare plans from the different companies
As a yoga teacher, what kind of insurance do I need?
As a yoga teacher, what kind of insurance do I need?
The two most important types of insurance to carry as a yoga instructor are general liability (slip and fall) coverage and professional liability (malpractice). These will cover you in case of an unfortunate event where one of your students is injured. Whether that be an injury from tripping over something and falling or a claim of negligence by one of your students.
Other types of valuable insurance coverages that are available by some companies include product coverage liability, rental damage coverage, and stolen equipment coverage. With the growing number of yoga practitioners desiring other services like massage to be incorporated with their yoga, product coverage insurance is becoming more and more needed. The product coverage is great if you are practicing several modalities. This coverage will protect you in the event a student or client has an adverse reaction to a product you use.
Look for a yoga liability insurance provider, like beYogi, that covers both professional and general liability under one policy. You’ll also enjoy additional coverages like those mentioned above. With our policies, you are also not limited to the number of modalities covered by your policy.
What is the difference between general liability and professional liability?
As a yoga teacher, it is very important to have both general liability insurance and professional liability insurance coverage. Make sure when you are looking for coverage policies that you opt for one that provides both of these. General liability insurance, often referred to as “slip and fall” insurance, covers you against any third-party claims for injury or property damage. If for instance, there is sweat or water on the floor of the studio you are teaching at and a student slips and injures themselves you are covered.
Professional liability insurance is a little different and sometimes referred to as “malpractice insurance”. This coverage will protect you against any third-party claims that your posture correction or instruction led to an injury. For example, if a student did not fully understand your explanations of a pose and because of that, they injured themselves.
Both of these scenarios are possible in your day to day yoga practice so you want to make sure you are fully covered by your yoga insurance for both types of liability.
Should I get liability insurance if I am a student in yoga teacher training?
We strongly encourage you to be covered by yoga liability insurance even as a student. Accidents or situations can happen at any time and you you may not be protected under your school, institute, or studio’s insurance policies.
beYogi offers discounted rates for students. Rest easy knowing you’ll be covered during your time as a reaching student as well as when you start teaching yoga on your own.
When should I buy yoga liability insurance?
You should strongly consider purchasing liability insurance for yoga instructors as soon as you begin your professional career. The best bet is to look into getting coverage as a teaching student. Many programs offer discounted rates for students. Then you know you’ll be covered during your training time as well as when you get out on your own.
Am I covered if I teach at various locations?
The great thing is, your liability insurance goes with you no matter where you are teaching. Rest easy knowing you are protected. You're covered whether you teach at a yoga studio, outdoor park, fitness center, festival, someone's house or all of the above.
Yoga styles that are covered for pre-recorded video: Ashtanga, Baptiste, Bhakti, Bikram, Hatha, Instruction, Iyengar, Integral, Kripalu, Kundalini, Power, Prenatal, Restorative, Sivananda, Yin, YogaFit® Personal Training, Vinyasa, Viniyoga, Yoga Therapy, Amrit, Ananda, Anusara, Chi Kung, Integrative, ISHTA, Jivamukti, Kali Ray TriYoga, White Lotus, Svaroopa®, Raja.