Why Choose BeYogi Over Yoga Alliance Insurance

Yoga Alliance presents themselves as the largest nonprofit association formed to represent the yoga community. Their website details a commitment to positive community activism, leadership in the yoga community, and resources to further yoga teachers and schools’ positive impact within the community. Through membership, Yoga Alliance provides their own “credentials”, based on an honor system, for Registered Yoga Teachers (RYT), Registered Yoga Schools (RYS), and Yoga Alliance Continuing Education Providers (YACEP).

However, these credentials are not a prerequisite to teaching yoga and Yoga Alliance’s website states they are not a credentialing service; rather, they act as more of a directory. In fact, many yoga brands offer their own credentials - HotSpot Yoga 200 hour training certification and YogaWorks 200 hour certification being among them. Yoga Alliance doesn’t actually offer insurance themselves either, rather, their yoga liability insurance offering is carried out by an entirely separate company - Alliant Insurance Services. As part of membership with Yoga Alliance, members are offered a discount on Alliant’s professional liability policies.

Yoga Alliance actually doesn’t have their own insurance policies but includes a discount on professional liability insurance as part of the benefits they offer for membership into their professional organization.

Yoga Alliance acts as a promoter for the yoga community but relies on Alliant Insurance Services to provide members with an option for obtaining professional liability insurance. Membership with Yoga Alliance comes with an honor-system “credential” as a RYT, RYS, or YACEP. However, their site states they are not actually a certification service and certification is more of a directory. Within that membership, Yoga Alliance offers discounts on everything from yoga gear and apparel to travel, and yes, professional liability insurance through Alliant Insurance Services.

Yoga Alliance’s membership has an annual premium, an application fee, an annual membership fee, and charge additional premiums for some modalities. Members can choose between part-time and full-time distinction with different limit options available for each but will pay a $50 application fee and $65 in annual dues at each membership level. 

Part-Time (8 hours or less)

1. $225 (with fees): $1 Million per occurrence, $2 Million annual aggregate

2. $237 (with fees): $2 Million per occurrence, $4 Million annual aggregate

Full-Time (9 hours or more)

3. $240 (with fees): $1 Million per occurrence, $2 Million annual aggregate

4. $261 (with fees): $2 Million per occurrence, $4 Million annual aggregate

No. Alliant Insurance Services is an entirely separate company from Yoga Alliance. Alliant is a distributor of diversified insurance products and services. By becoming a member of Yoga Alliance, members are provided a discount on Alliant’s professional liability insurance policies.

Yoga Alliance is a professional membership organization that promotes yoga and lists the availability to be “credentialed” as a RYT, RYS, or YACEP. However, Yoga Alliance’s website makes it clear they are not actually a credentialing service but the credentials act as more of a professional directory rather than a professional designation.

beYogi’s part-time rates apply to those practitioners working less than 10 hours per week. Yoga Alliance defines part-time as working eight hours or less per week.

While providing our in depth Yoga Alliance insurance comparison, we’ve found that, like beYogi, Yoga Alliance provides $100K worth of fire, water, legal liability, or other damage to a premises that’s rented by the insured. Check out other comparison categories.

Yoga Alliance, through Alliant Insurance, offers general and professional liability policies with two sets of coverage limits, available at different price points: 

• a lower-cost plan with limits at $1 Million per occurrence and $3 Million annual aggregate 

• a higher-cost plan with limits at $2 Million per occurrence and $4 Million annual aggregate 

beYogi avoids the confusion by offering a single set of robust limits within our policies’ general and professional liability provisions - a $2 Million per occurrence and $3 Million annual aggregate all at one great, low price.

Yoga Alliance only includes three basic modalities at their base rates - kids, hot yoga, and yoga therapy. For the eight other modalities they cover, an additional premium is required. If you practice a modality outside this limited number, you may not be afforded coverage. With beYogi, our members enjoy the coverage for more than 350 different modalities and counting. We want members to be free to try something new or employ multiple practices when that regimen is what’s best for the client.

Yes, Yoga Alliance, through Alliant Insurance, includes stolen equipment coverage within their yoga professional liability insurance policies. Yoga Alliance offers up to $5,000 in coverage with a $500 deductible. We’ve set our coverage limits for stolen equipment at $1000 with a $250 deductible, based on our experience with members in the business of yoga over many years. A high coverage limit may sound appealing, but you’ll usually end up paying a higher premium for something your carrier knows you’ll probably never use.

No, Yoga Alliance through Alliant, does not currently provide a student yoga instructor insurance plan. beYogi loves that we’re able to help foster the next generation of yogis so affords the same protection as our professional-level plans for students for just $25 per year while they’re in school.

Yes, both beYogi and Yoga Alliance/Alliant Insurance offer policies with nationwide coverage. This means that no matter where you decide to practice with the 50 US states, you’ll enjoy coverage under the provisions of your policy in addition to whatever benefits your carrier affords.

With beYogi’s incredibly robust membership portal you receive instant proof of coverage. Alliant Insurance policies through Yoga Alliance estimate at least half an hour to generate a certificate of insurance.

No, Yoga Alliance does not include identity theft protection with their professional liability insurance policies. At beYogi, we decided to beef up our already robust coverage limits with added protection from identity theft. In today’s world where credit card details and social security numbers can be compromised in an instant, we decided to give our members one additional peace of mind with $25,000 worth of identity theft protection.