Why Choose BeYogi Over Yoga Alliance Insurance
A yoga liability insurance policy protects you and your practice. Yoga insurance is relatively low cost, far lower than the price tag of the average lawsuit. Having coverage will protect you from claims regarding accidents and occurrences that can happen in your classes. BeYogi Insurance Plus provides perks and benefits that other liability insurance companies do not offer, including coverage for 350+ health and wellness activities. See why BeYogi yoga insurance outweighs Yoga Alliance Insurance.
- LOWER RATES -
ONE FLAT RATE
Yoga Full-Time Professional Policy:
One Year: $179
Two Years: $327.95
Get Professional Yoga Insurance
Yoga Part-Time Professional:
Teaching less than 8 hours
Application Fee: $50
Annual Dues: $65
Policy Premium: $110
than 8 hours
Application Fee: $50
Annual Dues: $65
Policy Premium: $125
Why does beYogi's yoga insurance outweigh Yoga Alliance?
Unlike Yoga Alliance, beYogi Insurance Plus offers yoga instructors all-inclusive liability insurance as low as $179 a year as opposed to the full-time policy full of additional fees that Yoga Alliance offers. We also offer a $25 student policy for students currently enrolled in yoga teacher training (YTT), keeping you covered even if the unfortunate happens. Yoga Alliance does not offer an affordable student rate, leaving student instructors at risk if something unforeseen happens. Every new yoga instructor knows that being protected as a trainee is essential to your success.
In addition, Yoga Alliance can restrict coverage based on how many hours you can teach in a week. If you go over the allotted hours, your insurance is voided—leaving you uncovered. However, beYogi’s professional policy covers you even if you do teach more than 8 hours a week, so don’t limit yourself or your potential. While you may be teaching at one studio for now, you never know what the future holds. Opportunities may arise to teach a workshop, hold private sessions at clients' homes, or work at retreats and festivals. beYogi insurance follows you no matter where you decide to take your passion.
Having stolen equipment coverage is something that every yoga instructor should consider, especially if you invest in yoga mats and blocks for your clients or business. If something you use for your business is stolen from you, beYogi will reimburse you for those lost or stolen items. When you're insured through beYogi Insurance Plus, you will have up to $1,000 in stolen equipment coverage, giving you the peace of mind you need.
Along with the stolen equipment coverage that beYogi Insurance Plus offers, you will also receive identity protection coverage and a free professional website. When you purchase a policy through Yoga Alliance, you don't receive either of those benefits, which puts your identity and brand at risk. By investing in a beYogi Insurance Plus policy, you are not only protecting your career, but also your practice.
Get Professional Yoga Insurance with BeYogi
BeYogi's Insurance Program Highlights
Get Professional Yoga Insurance with BeYogi
What We Cover
Kali Ray TriYoga
Naam Yoga Therapy
Phoenix Rising Power
*Coverage for Yoga Therapy is only available for those professionals who (1) are a certified yoga therapist through the International Association of Yoga Therapists; (2) provide a client information document to their clients explaining the nature and extent of the services being provided; and (3) understand and communicate to their clients that Yoga Therapy is not a licensed healthcare profession in the state or jurisdiction in which they practice.
beYogi vs Yoga Alliance FAQs
Who is Yoga Alliance insurance?
Yoga Alliance presents themselves as the largest nonprofit association formed to represent the yoga community. Their website details a commitment to positive community activism, leadership in the yoga community, and resources to further yoga teachers and schools’ positive impact within the community. Through membership, Yoga Alliance provides their own “credentials”, based on an honor system, for Registered Yoga Teachers (RYT), Registered Yoga Schools (RYS), and Yoga Alliance Continuing Education Providers (YACEP).
However, these credentials are not a prerequisite to teaching yoga and Yoga Alliance’s website states they are not a credentialing service; rather, they act as more of a directory. In fact, many yoga brands offer their own credentials - HotSpot Yoga 200 hour training certification and YogaWorks 200 hour certification being among them. Yoga Alliance doesn’t actually offer insurance themselves either, rather, their yoga liability insurance offering is carried out by an entirely separate company - Alliant Insurance Services. As part of membership with Yoga Alliance, members are offered a discount on Alliant’s professional liability policies.
Do Yoga Alliance member benefits come with their insurance policies?
Yoga Alliance actually doesn’t have their own insurance policies but includes a discount on professional liability insurance as part of the benefits they offer for membership into their professional organization.
Yoga Alliance acts as a promoter for the yoga community but relies on Alliant Insurance Services to provide members with an option for obtaining professional liability insurance. Membership with Yoga Alliance comes with an honor-system “credential” as a RYT, RYS, or YACEP. However, their site states they are not actually a certification service and certification is more of a directory. Within that membership, Yoga Alliance offers discounts on everything from yoga gear and apparel to travel, and yes, professional liability insurance through Alliant Insurance Services.
What is the Yoga Alliance membership cost?
Yoga Alliance’s membership has an annual premium, an application fee, an annual membership fee, and charge additional premiums for some modalities. Members can choose between part-time and full-time distinction with different limit options available for each but will pay a $50 application fee and $65 in annual dues at each membership level.
Part-Time (8 hours or less)
$225 (with fees): $1 Million per occurrence, $2 Million annual aggregate
$237 (with fees): $2 Million per occurrence, $4 Million annual aggregate
Full-Time (9 hours or more)
$240 (with fees): $1 Million per occurrence, $2 Million annual aggregate
$261 (with fees): $2 Million per occurrence, $4 Million annual aggregate
Is Alliant Insurance for yoga the same as Yoga Alliance?
No. Alliant Insurance Services is an entirely separate company from Yoga Alliance. Alliant is a distributor of diversified insurance products and services. By becoming a member of Yoga Alliance, members are provided a discount on Alliant’s professional liability insurance policies.
Yoga Alliance is a professional membership organization that promotes yoga and lists the availability to be “credentialed” as a RYT, RYS, or YACEP. However, Yoga Alliance’s website makes it clear they are not actually a credentialing service but the credentials act as more of a professional directory rather than a professional designation.
What are the part-time and full-time hour limits for beYogi and Yoga Alliance?
beYogi’s part-time rates apply to those practitioners working less than 10 hours per week. Yoga Alliance defines part-time as working eight hours or less per week.
Does Yoga Alliance offer a claims-made or occurrence form policy?
Yoga Alliance offers a claims-made policy with a 90-day tail. This means the incident and the claim both have to occur when the policy is active, or within the 90-day tail after expiration, in order to be covered by the policy’s provisions. With beYogi’s occurrence form coverage, a claim will still be covered at any time as long as a claim falls within the term the policy was active. For example, if your policy expires December 31st and six months later a former student claims your services back on December 1st caused them injury, this claim would still be covered with occurrence form coverage with beYogi but would not be covered under Yoga Alliance’s 90-day tail window.
Does Yoga Alliance have a Leading Pose Library?
beYogi’s Leading Pose Library covers some of the more traditional and/or popular poses with proper form and technique, so you can find the perfect way to pass along the skill to your students. As part of their member benefits, Yoga Alliance does not provide a pose library but as a benefit to members offers discounts on a variety of categories of products and services such as yoga gear, professional liability insurance, travel, applications, business services, and yoga apparel. They also provide access to live and on-demand workshops and the chance to win scholarships.
How does Yoga Alliance stack up to beYogi on rental damage coverage?
While providing our in depth Yoga Alliance insurance comparison, we’ve found that, like beYogi, Yoga Alliance provides $100K worth of fire, water, legal liability, or other damage to a premises that’s rented by the insured. Check out other comparison categories.
How do the general and professional limits compare between beYogi and Yoga Alliance?
Yoga Alliance, through Alliant Insurance, offers general and professional liability policies with two sets of coverage limits, available at different price points:
a lower-cost plan with limits at $1 Million per occurrence and $3 Million annual aggregate
a higher-cost plan with limits at $2 Million per occurrence and $4 Million annual aggregate
beYogi avoids the confusion by offering a single set of robust limits within our policies’ general and professional liability provisions - a $2 Million per occurrence and $3 Million annual aggregate all at one great, low price.
How many modalities does Yoga Alliance coverage offer compared beYogi?
Yoga Alliance only includes three basic modalities at their base rates - kids, hot yoga, and yoga therapy. For the eight other modalities they cover, an additional premium is required. If you practice a modality outside this limited number, you may not be afforded coverage. With beYogi, our members enjoy the coverage for more than 350 different modalities and counting. We want members to be free to try something new or employ multiple practices when that regimen is what’s best for the client.
Does Yoga Alliance liability insurance include stolen equipment coverage?
Yes, Yoga Alliance, through Alliant Insurance, includes stolen equipment coverage within their yoga professional liability insurance policies. Yoga Alliance offers up to $5,000 in coverage with a $500 deductible. We’ve set our coverage limits for stolen equipment at $1000 with a $250 deductible, based on our experience with members in the business of yoga over many years. A high coverage limit may sound appealing, but you’ll usually end up paying a higher premium for something your carrier knows you’ll probably never use.
Does Yoga Alliance offer a student policy?
No, Yoga Alliance through Alliant, does not currently provide a student yoga instructor insurance plan. beYogi loves that we’re able to help foster the next generation of yogis so affords the same protection as our professional-level plans for students for just $25 per year while they’re in school.
What’s the benefit of a free website?
A recent Pew Research Center study found that 8 out of 10 Americans now own a smartphone. We all reach for our phones any time we want to explore what’s around us. With the incredible ease of access that smartphones bring, droves of potential customers are searching Google for the specific suite of services that your practice affords. A website offers the chance to draw in those people and convert them into students by coming across as a knowledgeable source within the field. Websites are easy to set-up and maintain and afford lower costs than traditional print and paper distribution. Your website’s online forms will also provide good amounts of data to help build out your CRM tools. beYogi’s policies come with a free, professional website because we want you to have an array of tools available at your disposal to help your business thrive.
Do Yoga Alliance and beYogi yoga insurance policies offer nationwide coverage?
Yes, both beYogi and Yoga Alliance/Alliant Insurance offer policies with nationwide coverage. This means that no matter where you decide to practice with the 50 US states, you’ll enjoy coverage under the provisions of your policy in addition to whatever benefits your carrier affords.
How soon will I receive proof of insurance after applying with beYogi vs Yoga Alliance?
With beYogi’s incredibly robust membership portal you receive instant proof of coverage. Alliant Insurance policies through Yoga Alliance estimate at least half an hour to generate a certificate of insurance.
Does Yoga Alliance offer Identity Protection?
No, Yoga Alliance does not include identity theft protection with their professional liability insurance policies. At beYogi, we decided to beef up our already robust coverage limits with added protection from identity theft. In today’s world where credit card details and social security numbers can be compromised in an instant, we decided to give our members one additional peace of mind with $25,000 worth of identity theft protection.
Still have questions about our program or yoga liability insurance in general? No worries! The beYogi Tribe is available Monday through Friday, from 8:30 AM to 5:30 PM ET. And we have an after-hours line, too! Contact us via online chat, telephone, or email, and we’ll get you the answers you need.