Why Choose beYogi Over Alternative Balance

Not all yoga insurance is created equal. It's important to make sure the policy you choose gets you the most bang for you buck. Join us in comparing beYogi's insurance policy to other common insurance companies on the market. 

We will explore price, coverage limits, exclusions, extra benefits, and so much more to help you make an informed purchase in addition to help you understand what you really need for coverage as a yoga teacher. 

Already decided? Click the Button below to go to our simple online checkout and get coverage instantly.

Compare Yoga Insurance Policies


  • Occurrence Form Policy
  • Identity Protection Coverage: $25,000
  • Instant Coverage: Speedy & secure checkout
  • Comprehensive: All coverage listed is included
  • Free Website
  • Student Coverage: $60 for the first year
  • Exclusions: See exclusions list
  • COI: Digital version $0
  • Member Benefits: Access to over $1,500 in discounts with our included benefits

ONE FLAT RATE


Student Policy:

Total:
One Year only: $60

Save 67%

Yoga Policy:

Total Part-Time:
One Year: $169

Total Full-Time:
One Year: $179

Two Year: $334

Lock in an annual rate of $167

Alternative Balance

  • Occurrence Form Policy: Alternative Balance is a Claims Made Policy
  • Identity Protection Coverage: Additional charge $149 
  • Instant Coverage: Email or for an additional charge can be mailed
  • Comprehensive: Policy has levels of coverage & multiple add on options
  • Student Policy: No student policy available
  • Printed COI: Email & U.S. Mail $29

Insurance Plans


Average Policy Price $269/YR

Base Plan:

General Liability: $2MM per Occurrence / $4MM Annual

Total:
$269

$418 w/Cyber Liability

beYogi's Insurance Program Highlights

  • Backed by 3rd Largest Broker In The World, Arthur J. Gallagher
  • One low rate whether you're full-time or part-time, teaching at home or in a studio, independent or an employee, or at events in the US.
  • Covers 500+ health & wellness activities, including Yoga, Pilates, & Dance
  • Instant coverage and proof of insurance via email
  • Includes coverage for identity protection
  • Free business resources, including a professional website, discounts on yoga products, and inspirational pose directory

Industry Facts

  • It is estimated around sixteen million North Americans practice some form of yoga
  • Yoga had been practiced in India for centuries, but it has been practiced in the United states since the late 19 century.
  • In 2005, the North American Studio Alliance (NAMASTA) estimated there were 70,000 yoga teachers in North America
  • The number of yoga-related injuries treated in hospital emergency rooms almost doubled from 2010-2013, according to the National Electronic Injury Surveillance System (NEISS).

What You Will Be Covered For

  • Yoga

  • Massage

  • Fitness

  • Beauty

Yoga Modalities

Abhyanga
Accessible Yoga
Accu-Yoga
Acro Yoga
Acrosage
Amrit
Ananda
Anusara
Aqua yoga
Ashtanga
Assisted Stretching
Aston Patterning
Ayurveda
Balneotherapy
Baptiste
Barbara Brennan Technique
Bhakti
Bikram
Bindi
Biosonic Repatterning
Biosync
Body Talk
Body-Mind Centering
Bonnie Bainbridge Cohen System
Breathing Techniques
Breema Breathwork
Broga
Buti Yoga
Chair Yoga
Chakra Yoga
Chi-Kung Yoga

Children's Yoga
Corepower Yoga
Crystal Therapy
dharma yoga
Doga/Goat Yoga

Dru Yoga
Eden Energy Medicine
Emotional Freedom Technique
Energy Healing Techniques
Energy Kinesiology
Forest Therapy
Forrest Yoga
Full Spectrum Energy Medicine
Gel
Gems
Goat Yoga
Hatha
Healing from the Core
Hellerwork

Holotropic Breathwork
Hot yoga
Integral Yoga
Integrative Yoga
Inversions
ISHTA
Iyengar
Japa
Jivamukti
Jnana
Kalari Yoga
Kali Ray TriYoga
Katonah Yoga
Kharma

Kids Yoga
Kripalau
Kripalu Bodywork
Kundalini
Laughing yoga
Mindfulness
Meditation
MELT Method

Mentastics
Naam Yoga Therapy
Nidra Yoga
Noga
Ohashiatsu
Phoenix Rising Power
Prenatal Yoga
Primordial Energetics
Raja

Reiki
Restorative
Scaravelli Yoga

Sculpt yoga
Sensory Repatterning
Sivananda
Slow Flow
Sound Healing
Stand Up Paddleboard Yoga (SUP)
Stretching Techniques
Svaroopa®
Tabatas
Tantra Yoga
Tension & Trauma Releasing Exercises
The Diamond Method
The Healing Code
Trauma-Informed Yoga
Vini
Viniyoga
Vinyasa
White Lotus Yoga
Yin
YogaFit® Personal Training
Yoga for Athletes

Yoga Life Coaching
Yoga nidra
Yoga Therapy*
Yuen Method

*Coverage for Yoga Therapy is only available for those professionals who (1) provide a client information document to their clients explaining the nature and extent of the services being provided; and (2) understand and communicate to their clients that Yoga Therapy is not a licensed healthcare profession in the state or jurisdiction in which they practice.

Why does beYogi's yoga insurance outweigh Alternative Balance insurance?

Application Process

beYogi

No applications! Simply choose your primary modality, fill out the contact information & payment information and get insured instantly.  

Alternative Balance

The application process takes between 10-30 minutes online and when you finish you will not be covered. It takes 24 hours at least before your policy goes into effect. 

Price

beYogi

beYogi offers a student, part-time and a full-time policy for a fraction of the cost to what Alternative Balance offers. 

  • Student: $60/year
  • Part-Time: $169/year
  • Full-Time: $179/year
  • Full-Time 2 year: $324/year

Alternative Balance

Alternative Balance offers similar coverage to beYogi but options are more expensive.

  • Basic membership: $269/year
  • Basic Membership w/ Cyber Liability: $418

Included Modalities

beYogi

beYogi offers over 500 yoga modalities and services included in whatever policy you choose. Popular modalities include Yoga Instruction, Pilates, Reiki, Yoga Therapy, Acro Yoga, SUP yoga, massage and more. 

Alternative Balance

Although Alternative Balance offers quality yoga insurance they do not offer as many modalities requiring you to buy a new policy if your service is not covered under their policy. 

Policy Type

beYogi

beYogi uses occurrence form policies (yoga industry preferred). As an example, you can file for a claim that happens during your policy term weeks or even months after the incident, even if your policy has expired. This important distinction can be the difference between millions of dollars worth of coverage and nothing at all. 

Alternative Balance

Alternative balance is Claims made coverage. For example, say your policy expires December 31st and you have your last class of the year scheduled. A student is unfortunately injured in the class but doesn’t say anything until their next class with you two weeks into January. Even though this incident occurred when the policy was active, because it had since lapsed, you couldn’t go back and file a claim for any losses you experience. If there was a lawsuit against you, you’d be left paying for your defense completely out-of-pocket.